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INDIANB

Indian Bank
Chart
870.70 INR
Latest Week 2026-07-10
Financial ServicesBanks - RegionalMEGA
Snapshot 2026-07-12 · 0.6w · Fresh
0.96
OS Score
83.0%
Value
76.0%
Quality
90.0%
Momentum
5/9
F-Score
0.794
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
9 of 23 passing
★
OS Composite
OS 0.960
↗
Trending Value
✗
◆
Quality × Value
QV 0.794
🏛
Cornerstone Value
Div 2.1%
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
2.1%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 34%
◉
Market Leaders
Yes
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
RAM 1.12
V
Value Analysis
Cheapness relative to fundamentals
83.0%ile
P/E
10.1×
P/S
3.1×
P/B
1.5×
FCF Yield
0.208
SH Yield
0.021
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
19.00000000
/100 — 1=cheapest
VC2 (Trending Value)
13.00000000
/100
VC3 (Buyback)
16.00000000
/100
P/E of 10.1x places this firmly in deep value territory. FCF yield of 20.8% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
76.0%ile
ROE
0.145
ROA
0.012
Net Margin
0.306
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.073
Earn Growth
0.039
Stability
0.126
lower=better
Accruals
-0.007
lower=better
5yr Consist
Yes
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
90.0%ile
6M Return
4.5%
12M Return
37.9%
12-1 Mom
33.9%
Risk-Adj
1.12
Vol 252d
30.3%
Vol 60d
71.9%
↑ Expanding
Max DD 12M
-19.3%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 34% is very strong — a clear uptrend. Near-term vol (72%) is expanding vs long-term (30%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.96
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 237 peers
Sector Value %ile
89.1%
Sector Quality %ile
87.4%
P/E z-score
-0.14
P/B z-score
-0.10
Sector Avg OS
46.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
DCBBANK DCB Bank Limited 98.0% 90.0% 84.0% 86.0%
JPOLYINVST Jindal Poly Investment and Finance Company Limited 98.0% 85.0% 89.0% 86.0%
SOUTHBANK The South Indian Bank Limited 97.0% 88.0% 66.0% 94.0%
DHANBANK Dhanlaxmi Bank Limited 97.0% 89.0% 74.0% 81.0%
SURYODAY Suryoday Small Finance Bank Limited 96.0% 87.0% 65.0% 88.0%
CANBK Canara Bank 95.0% 85.0% 67.0% 83.0%
BANKBARODA Bank of Baroda Limited 95.0% 90.0% 68.0% 77.0%
CONSOFINVT Consolidated Finvest & Holdings Limited 94.0% 76.0% 82.0% 83.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (83th) and quality (76th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (83th value) with strong momentum (90th). The market is starting to recognise the value.
Volatility Expanding
60-day vol (72%) significantly exceeds 252-day (30%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
78.2% avg (5 factors)
Quality
C
52.5% avg (4 factors)
Momentum
B
62.5% avg (4 factors)
Risk
B
66.1% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.960—6—
Value %ile0.830—6—
Quality %ile0.760—6—
Momentum %ile0.900—6—
F-Score5.000—0—
Confidence0.712—6—
Volatility0.303—0—
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
10.13
Price / Sales
3.10
Price / Book
1.47
Price / Cash Flow
6.23
FCF Yield
20.8%
Sales Yield (1/P·S)
0.4285
Shareholder Yield
Div + net buyback / mktcap
2.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
14.5%
Return on Assets
1.2%
Net Margin
30.6%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.007
MomentumPrice trend strength over different horizons
6M Return
4.5%
12M Return
37.9%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
33.9%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.12
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
7.3%
Earnings Growth (YoY)
3.9%
Earnings Stability (CV)
Lower = more stable
0.126
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
5
Dividend Yield
2.1%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
19
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
13
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
16
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
Yes
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity