Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/e012feb8-4d00-49d1-911e-3165938a873f/
NWBI
Northwest Bancshares IncSnapshot 2026-07-26 · 0.6w · Fresh
Strategy Eligibility
6 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
5.1%
💰
High Yield
Div 5.2%
🚀
Momentum Leaders
12-1 28%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 20%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.53
⚡
Risk-Adj Momentum
RAM 1.41
V
Value Analysis
Cheapness relative to fundamentals
67.0%ile
P/E
16.9×
P/S
2.5×
P/B
1.2×
E/P
0.0683
FCF Yield
0.052
EBITDA/EV
0.068
SH Yield
0.051
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
67.00000000
/100 — 1=cheapest
VC2 (Trending Value)
34.00000000
/100
VC3 (Buyback)
29.00000000
/100
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
28.0%ile
ROE
0.070
ROA
0.008
Net Margin
0.147
Op Margin
0.194
GPA
0.037
D/E
7.88
Current
0.19
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.165
Earn Growth
0.162
Stability
0.577
lower=better
Accruals
0.001
lower=better
5yr Consist
No
Highly leveraged with D/E of 7.88 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
74.0%ile
6M Return
27.0%
12M Return
29.9%
12-1 Mom
27.8%
Risk-Adj
1.41
Vol 252d
19.6%
Vol 60d
40.8%
↑ Expanding
Max DD 12M
-8.5%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 28% is very strong — a clear uptrend. Near-term vol (41%) is expanding vs long-term (20%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.71
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
24.4%
Sector Quality %ile
7.4%
P/E z-score
-0.02
P/B z-score
-0.06
Sector Avg OS
85.2%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Cheap for a Reason?
Looks cheap (67th value) but weak quality (28th). Classic value trap risk.
Growth at Reasonable Price
Revenue growing 16% with P/E of 17×. Growth isn't fully priced in.
Strong Capital Return
Shareholder yield 5.1% backed by 5.2% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (41%) significantly exceeds 252-day (20%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
64.1% avg (7 factors)
Quality
F
28.3% avg (8 factors)
Momentum
B
67.1% avg (4 factors)
Risk
A
84.0% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.710 | —1 | — | |
| Value %ile | 0.670 | —0 | — | |
| Quality %ile | 0.280 | —8 | — | |
| Momentum %ile | 0.740 | —1 | — | |
| F-Score | 6.000 | —0 | — | |
| Confidence | 0.958 | —8 | — | |
| Volatility | 0.196 | —1 | — |
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
16.93
Earnings Yield (E/P)
0.0683
Price / Sales
2.50
Price / Book
1.18
Price / Cash Flow
18.83
FCF Yield
5.2%
EBITDA / EV
6.8%
Sales Yield (1/P·S)
0.3522
Shareholder Yield
Div + net buyback / mktcap
5.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
7.0%
Return on Assets
0.8%
Net Margin
14.7%
Operating Margin
19.4%
Gross Profit / Assets
Novy-Marx GPA
3.7%
Debt / Equity
7.88
Current Ratio
0.19
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.001
MomentumPrice trend strength over different horizons
6M Return
27.0%
12M Return
29.9%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
27.8%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.41
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
16.5%
Earnings Growth (YoY)
16.2%
Earnings Stability (CV)
Lower = more stable
0.577
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
6
Dividend Yield
5.2%
Buyback Yield
-0.1%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
67
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
34
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
29
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity