Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/ff03b666-2bec-44cb-9d3b-36f03dccce21/
CASH
Meta Financial Group IncSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
7 of 23 passing
★
OS Composite
OS 0.910
↗
Trending Value
✗
◆
Quality × Value
QV 0.949
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 9.2
◇
VC2 Cheapest
✗
📐
EBITDA/EV
16.4%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +16%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 91th
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
9.2×
P/S
2.3×
P/B
2.0×
E/P
0.1089
FCF Yield
0.518
EBITDA/EV
0.164
SH Yield
0.003
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
10.00000000
/100 — 1=cheapest
VC2 (Trending Value)
13.00000000
/100
VC3 (Buyback)
13.00000000
/100
P/E of 9.2x places this firmly in deep value territory. FCF yield of 51.8% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
99.0%ile
ROE
0.222
ROA
0.027
Net Margin
0.245
Op Margin
0.293
GPA
0.100
D/E
7.35
Current
7.45
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.164
Earn Growth
0.035
Stability
0.373
lower=better
Accruals
-0.068
lower=better
5yr Consist
No
ROE of 22% is exceptional. Highly leveraged with D/E of 7.35 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
26.0%ile
6M Return
7.6%
12M Return
2.9%
12-1 Mom
11.2%
Risk-Adj
0.38
Vol 252d
29.6%
Vol 60d
66.0%
↑ Expanding
Max DD 12M
-19.6%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (66%) is expanding vs long-term (30%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.91
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
80.0%
Sector Quality %ile
100.0%
P/E z-score
-0.23
P/B z-score
-0.03
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (91th) and quality (99th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 16% with P/E of 9×. Growth isn't fully priced in.
Leveraged Returns
Strong ROE (22%) boosted by high leverage (D/E 7.4). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (66%) significantly exceeds 252-day (30%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
75.1% avg (7 factors)
Quality
B
60.0% avg (8 factors)
Momentum
D
41.6% avg (4 factors)
Risk
B
67.4% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.910 | —1 | — | |
| Value %ile | 0.910 | —1 | — | |
| Quality %ile | 0.990 | —1 | — | |
| Momentum %ile | 0.260 | —1 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 1.000 | —1 | — | |
| Volatility | 0.296 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
9.19
Earnings Yield (E/P)
0.1089
Price / Sales
2.25
Price / Book
2.04
Price / Cash Flow
2.57
FCF Yield
51.8%
EBITDA / EV
16.4%
Sales Yield (1/P·S)
0.4706
Shareholder Yield
Div + net buyback / mktcap
0.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
22.2%
Return on Assets
2.7%
Net Margin
24.5%
Operating Margin
29.3%
Gross Profit / Assets
Novy-Marx GPA
10.0%
Debt / Equity
7.35
Current Ratio
7.45
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.068
MomentumPrice trend strength over different horizons
6M Return
7.6%
12M Return
2.9%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
11.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.38
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
16.4%
Earnings Growth (YoY)
3.5%
Earnings Stability (CV)
Lower = more stable
0.373
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
0.3%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
10
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
13
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
13
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity