RPAY NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

Repay Holdings Corp · Technology · Software - Infrastructure

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Latest close 3.80 USD
-2.1% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 10.5% above the Trend Line and sits at 39.9% of its 52-week range. The latest completed week returned -2.1%, after a 6.1% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is volatility with 52/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: volume confirmation is below normal; earnings are due in 11d.

Setup score 35 out of 100
Latest Close 3.80 USD 24 Jul 2026
1W Return -2.1% latest completed week
4W Return 6.1% short-term follow-through
12W Return -1.6% quarterly tape
Trend Breadth 15.4% 8 of 52 weeks active
Volume Ratio 0.6x vs 13-week average
What is working
  • The trend backdrop is active with a 4-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • Price is below Fair Value, so the market is still discounting the latest tape.
  • Activity pressure is weak, so confirmation is not yet broad enough.
  • The share remains more than 20% below its 52-week high.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -2.1% Latest completed week; four-week move 6.1%. Indicator stack 22/65 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Volatility 52/100 conviction; expected move 32.2%. News sentiment 57/100 56 relevant articles in the latest sentiment read. Event risk 11d Next report is scheduled for 10 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 10.5% above the Trend Line and sits at 39.9% of its 52-week range. The latest completed week returned -2.1%, after a 6.1% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.6x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.3812-week average 0.28

12-week confirmation

Trend active4/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.38Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 6.1% over four weeks, -1.6% over 12 weeks, and -29.5% over one year. The current trend has remained active for 4 consecutive weeks.

Performance by holding period

1W-2.1%
4W6.1%
12W-1.6%
26W6.1%
52W-29.5%
Active trend streak4 weeks
Active weeks in one year8
Trend breadth15.4%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.78Latest activity-pressure read.
Pressure change10.3%Four-week change in activity pressure.
Leadership-12.23Latest relative-leadership reading.
RS change46.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 85% Model confidence 81%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength59/100Blend of value, momentum, and quality. Underlying universe rank 42; rank 1 is best.
Value86/100Relative valuation strength. Underlying universe rank 15; rank 1 is best.
Quality30/100Profitability and accounting quality. Underlying universe rank 71; rank 1 is best.
Momentum11/100Medium-term price momentum. Underlying universe rank 90; rank 1 is best.
Growth27/100Revenue and earnings growth. Underlying universe rank 74; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
-
Price divided by trailing earnings.
Price / sales
1.0x
Market value relative to trailing revenue.
EV / EBITDA
-
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
25.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
75.1%
Gross profit retained from each unit of revenue.
Operating margin
-83.7%
Operating profit retained from revenue.
Free-cash-flow margin
54.6%
Free cash flow generated from revenue.
Return on invested capital
-23.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
1.0%
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
6.1%
Latest one-year free-cash-flow growth.
Piotroski F-score
5/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.0%
Cash dividends relative to market value.
Buyback yield
12.3%
Net share repurchases relative to market value.
Shareholder yield
12.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-2.2x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

RPAY shows volatility options pressure with a 52/100 conviction score, put-call volume ratio of 0.00, expected move of 32.2%, and Sharemaestro trend signal active.

Conviction52/100
Expected move32.2%
Put/call volume0.00
Pressure100
Speculation0
Volatility96
Trend agreement0
Open options detail
Insider activity8 / 2

8 acquisitions and 2 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 56 relevant articles.

21 positive · 33 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings11dNext report is scheduled for 10 Aug 2026; event risk rises as the date approaches.
Options expected move32.2%Nearest-chain priced movement where available.
52-week drawdown-37.2%Distance below the 52-week high.
13-week volatility7.6%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher11 of 2615 weeks finished lower.
Best week+36.5%Week of 17 Apr.
Worst week-15.7%Week of 3 Apr.
Latest week-2.1%Week of 24 Jul.

Shape of recent returns

Strong gains9
Modest gains2
Flat weeks0
Modest losses7
Sharp losses8
Recent vol7.6%13-week weekly-return volatility.
Base vol9.8%52-week weekly-return volatility.
Up/down split24/28Count of positive and negative weeks in the 52-week window.
Average skew7.8% / -7.1%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape32/100

Trend, activity pressure, participation, and risk combine to a 32/100 tape read.

 Indicator analysis45/100

Latest 12-week confirmation: trend 4/12, activity pressure 12/12, relative leadership 0/12.

Activity pressure 0.38; No reversal markers Factors46/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 4; Small Cap Core rank 9 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options35/100

RPAY shows volatility options pressure with a 52/100 conviction score, put-call volume ratio of 0.00, expected move of 32.2%, and Sharemaestro trend signal active.

Volatility · Volatility expansion watch · Expected move 32.2% Sentiment57/100

Weighted news tone is neutral across 56 relevant articles.

Repay Holdings (RPAY) director Sadek files initial insider report Insiders8 / 2

8 acquisitions and 2 disposals in the latest 180-day insider tape.

 Earnings11d

Next report is scheduled for 10 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 20263.80 USD-2.1%3.44 USD6.46 USD0.78-12.231.8MOn
17 Jul 20263.88 USD-4.9%3.44 USD6.49 USD0.95-12.871.9MOn
10 Jul 20264.08 USD-3.8%3.43 USD6.51 USD0.89-13.031.6MOn
3 Jul 20264.24 USD18.4%3.41 USD6.54 USD0.79-8.817.6MOn
26 Jun 20263.58 USD5.6%3.39 USD6.56 USD0.70-23.053.4MOff
19 Jun 20263.39 USD0.6%3.38 USD6.59 USD0.74-31.143.0MOff
12 Jun 20263.37 USD-2.9%3.37 USD6.61 USD0.77-30.571.4MOff
5 Jun 20263.47 USD-10.6%3.38 USD6.64 USD0.81-27.773.7MOff
29 May 20263.88 USD11.2%3.39 USD6.66 USD0.82-23.941.8MOff
22 May 20263.49 USD0.6%3.40 USD6.68 USD0.84-30.392.4MOff
15 May 20263.47 USD-2.0%3.46 USD6.70 USD0.94-30.652.9MOff
8 May 20263.54 USD-8.3%3.49 USD6.72 USD1.10-30.054.6MOff
1 May 20263.86 USD5.5%3.53 USD6.74 USD1.04-20.215.9MOff
24 Apr 20263.66 USD-10.9%3.58 USD6.75 USD0.68-23.5910.5MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.