Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/1352a2b7-dc7a-4965-85a5-6ecd3db4cca2/
ECPG
Encore Capital Group IncSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
9 of 23 passing
★
OS Composite
OS 0.960
↗
Trending Value
✗
◆
Quality × Value
QV 0.845
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 6.1
◇
VC2 Cheapest
✗
📐
EBITDA/EV
12.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F8
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +34%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
12-1 118%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 84th
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
RAM 3.61
V
Value Analysis
Cheapness relative to fundamentals
84.0%ile
P/E
6.1×
P/S
1.0×
P/B
1.8×
E/P
0.1630
FCF Yield
0.038
EBITDA/EV
0.125
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
12.00000000
/100 — 1=cheapest
VC2 (Trending Value)
17.00000000
/100
VC3 (Buyback)
17.00000000
/100
P/E of 6.1x places this firmly in deep value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
85.0%ile
ROE
0.286
ROA
0.054
Net Margin
0.160
Op Margin
0.366
GPA
0.248
D/E
4.27
Current
0.33
F-Score
8/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.339
Stability
4.530
lower=better
Accruals
0.019
lower=better
5yr Consist
No
ROE of 29% is exceptional. Highly leveraged with D/E of 4.27 — returns are being amplified by debt. F-Score of 8/9 indicates strong fundamental improvement across multiple dimensions.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
93.0%ile
6M Return
54.0%
12M Return
112.1%
12-1 Mom
118.4%
Risk-Adj
3.61
Vol 252d
32.8%
Vol 60d
73.9%
↑ Expanding
Max DD 12M
-12.6%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 118% is very strong — a clear uptrend. Risk-adjusted momentum of 3.61 is excellent — strong returns relative to volatility. Near-term vol (74%) is expanding vs long-term (33%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.96
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
58.1%
Sector Quality %ile
74.1%
P/E z-score
-0.38
P/B z-score
-0.04
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (84th) and quality (85th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (84th value) with strong momentum (93th). The market is starting to recognise the value.
Piotroski + Value Convergence
F-Score 8/9 with good value (84th). Strong fundamental improvement in a cheap stock.
Growth at Reasonable Price
Revenue growing 34% with P/E of 6×. Growth isn't fully priced in.
Leveraged Returns
Strong ROE (29%) boosted by high leverage (D/E 4.3). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (74%) significantly exceeds 252-day (33%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
70.2% avg (7 factors)
Quality
C
47.6% avg (8 factors)
Momentum
A
100.0% avg (4 factors)
Risk
B
62.0% avg (1 factors)
Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.960 | —1 | — | |
| Value %ile | 0.840 | —1 | — | |
| Quality %ile | 0.850 | —1 | — | |
| Momentum %ile | 0.930 | —1 | — | |
| F-Score | 8.000 | —1 | — | |
| Confidence | 0.970 | —1 | — | |
| Volatility | 0.328 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
6.14
Earnings Yield (E/P)
0.1630
Price / Sales
0.98
Price / Book
1.76
Price / Cash Flow
9.56
FCF Yield
3.8%
EBITDA / EV
12.5%
Sales Yield (1/P·S)
0.3288
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
28.6%
Return on Assets
5.4%
Net Margin
16.0%
Operating Margin
36.6%
Gross Profit / Assets
Novy-Marx GPA
24.8%
Debt / Equity
4.27
Current Ratio
0.33
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.019
MomentumPrice trend strength over different horizons
6M Return
54.0%
12M Return
112.1%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
118.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
3.61
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
33.9%
Earnings Stability (CV)
Lower = more stable
4.530
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
8
Dividend Yield
0.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
12
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
17
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
17
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity