Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/3ef86c44-1062-4721-8d94-808f32da12fe/
MBWM
Mercantile Bank CorporationSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
5 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
2.7%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 19%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 71th
🛡
Low Volatility
Vol 23%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
71.0%ile
P/E
9.9×
P/S
2.4×
P/B
1.2×
E/P
0.1011
FCF Yield
0.038
EBITDA/EV
0.073
SH Yield
0.027
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
31.00000000
/100 — 1=cheapest
VC2 (Trending Value)
28.00000000
/100
VC3 (Buyback)
28.00000000
/100
P/E of 9.9x places this firmly in deep value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
30.0%ile
ROE
0.125
ROA
0.013
Net Margin
0.242
Op Margin
0.278
GPA
0.036
D/E
8.42
Current
0.22
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.044
Earn Growth
0.185
Stability
0.093
lower=better
Accruals
0.006
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 8.42 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
69.0%ile
6M Return
14.2%
12M Return
21.4%
12-1 Mom
19.1%
Risk-Adj
0.83
Vol 252d
23.1%
Vol 60d
45.6%
↑ Expanding
Max DD 12M
-11.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (46%) is expanding vs long-term (23%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.72
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
24.6%
Sector Quality %ile
10.2%
P/E z-score
-0.20
P/B z-score
-0.06
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Volatility Expanding
60-day vol (46%) significantly exceeds 252-day (23%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
64.5% avg (7 factors)
Quality
D
37.2% avg (8 factors)
Momentum
C
54.2% avg (4 factors)
Risk
A
78.2% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.720 | —1 | — | |
| Value %ile | 0.710 | —1 | — | |
| Quality %ile | 0.300 | —1 | — | |
| Momentum %ile | 0.690 | —0 | — | |
| F-Score | 5.000 | —0 | — | |
| Confidence | 1.000 | —1 | — | |
| Volatility | 0.231 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
9.89
Earnings Yield (E/P)
0.1011
Price / Sales
2.40
Price / Book
1.23
Price / Cash Flow
18.46
FCF Yield
3.8%
EBITDA / EV
7.3%
Sales Yield (1/P·S)
0.2575
Shareholder Yield
Div + net buyback / mktcap
2.7%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
12.5%
Return on Assets
1.3%
Net Margin
24.2%
Operating Margin
27.8%
Gross Profit / Assets
Novy-Marx GPA
3.6%
Debt / Equity
8.42
Current Ratio
0.22
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.006
MomentumPrice trend strength over different horizons
6M Return
14.2%
12M Return
21.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
19.1%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.83
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.4%
Earnings Growth (YoY)
18.5%
Earnings Stability (CV)
Lower = more stable
0.093
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
5
Dividend Yield
2.7%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
31
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
28
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
28
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity