Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/464b2f52-6af6-4cb1-9ed4-c0e4bb1b073d/
FSBW
FS Bancorp IncSnapshot 2026-07-19 · 0.6w · Fresh
Strategy Eligibility
13 of 23 passing
★
OS Composite
OS 0.900
↗
Trending Value
#37
◆
Quality × Value
QV 0.910
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 9.9
◇
VC2 Cheapest
VC2 7
📐
EBITDA/EV
10.3%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
6.6%
💰
High Yield
Div 3.1%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 93%
🛡
Low Volatility
Vol 22%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.89
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
93.0%ile
P/E
9.9×
P/S
1.5×
P/B
1.0×
E/P
0.0841
FCF Yield
0.173
EBITDA/EV
0.103
SH Yield
0.066
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
8.00000000
/100 — 1=cheapest
VC2 (Trending Value)
7.00000000
/100
VC3 (Buyback)
6.00000000
/100
P/E of 9.9x places this firmly in deep value territory. FCF yield of 17.3% is strong — the business generates significant free cash relative to price. VC2 score of 7.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
89.0%ile
ROE
0.106
ROA
0.010
Net Margin
0.150
Op Margin
0.204
GPA
0.046
D/E
9.21
Current
13.98
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.033
Earn Growth
-0.043
Stability
0.113
lower=better
Accruals
-0.012
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 9.21 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
30.0%ile
6M Return
6.3%
12M Return
11.2%
12-1 Mom
5.3%
Risk-Adj
0.24
Vol 252d
22.1%
Vol 60d
43.5%
↑ Expanding
Max DD 12M
-13.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (43%) is expanding vs long-term (22%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.9
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
86.0%
Sector Quality %ile
87.0%
P/E z-score
-0.25
P/B z-score
-0.06
Sector Avg OS
85.4%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (93th) and quality (89th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Strong Capital Return
Shareholder yield 6.6% backed by 17.3% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (43%) significantly exceeds 252-day (22%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
80.9% avg (7 factors)
Quality
D
43.6% avg (8 factors)
Momentum
D
40.6% avg (4 factors)
Risk
A
79.9% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.900 | —7 | — | |
| Value %ile | 0.930 | —7 | — | |
| Quality %ile | 0.890 | —7 | — | |
| Momentum %ile | 0.300 | —1 | — | |
| F-Score | 7.000 | —7 | — | |
| Confidence | 0.969 | —7 | — | |
| Volatility | 0.221 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
9.86
Earnings Yield (E/P)
0.0841
Price / Sales
1.48
Price / Book
1.04
Price / Cash Flow
4.49
FCF Yield
17.3%
EBITDA / EV
10.3%
Sales Yield (1/P·S)
0.4114
Shareholder Yield
Div + net buyback / mktcap
6.6%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.6%
Return on Assets
1.0%
Net Margin
15.0%
Operating Margin
20.4%
Gross Profit / Assets
Novy-Marx GPA
4.6%
Debt / Equity
9.21
Current Ratio
13.98
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.012
External Financing
Net issuance — lower=better
0.004
MomentumPrice trend strength over different horizons
6M Return
6.3%
12M Return
11.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
5.3%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.24
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
3.3%
Earnings Growth (YoY)
-4.3%
Earnings Stability (CV)
Lower = more stable
0.113
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
3.1%
Buyback Yield
3.5%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
8
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
7
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
6
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
37
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity