Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/4fb899eb-5a24-4ff9-9316-d98e4c164daf/
EBMT
Eagle Bancorp Montana IncSnapshot 2026-07-19 · 0.6w · Fresh
Strategy Eligibility
12 of 23 passing
★
OS Composite
OS 0.950
↗
Trending Value
✗
◆
Quality × Value
QV 0.787
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 11.9
◇
VC2 Cheapest
✗
📐
EBITDA/EV
11.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F9
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
2.9%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 39%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 91%
🛡
Low Volatility
Vol 22%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.88
⚡
Risk-Adj Momentum
RAM 1.77
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
11.9×
P/S
1.5×
P/B
1.0×
E/P
0.0851
FCF Yield
0.127
EBITDA/EV
0.115
SH Yield
0.029
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
10.00000000
/100 — 1=cheapest
VC2 (Trending Value)
11.00000000
/100
VC3 (Buyback)
6.00000000
/100
P/E of 11.9x places this firmly in deep value territory. FCF yield of 12.7% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
68.0%ile
ROE
0.081
ROA
0.007
Net Margin
0.122
Op Margin
0.158
GPA
0.044
D/E
9.84
Current
0.68
F-Score
9/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.047
Earn Growth
0.401
Stability
0.264
lower=better
Accruals
-0.005
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 9.84 — returns are being amplified by debt. F-Score of 9/9 indicates strong fundamental improvement across multiple dimensions.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
80.0%ile
6M Return
14.2%
12M Return
41.1%
12-1 Mom
39.2%
Risk-Adj
1.77
Vol 252d
22.1%
Vol 60d
51.5%
↑ Expanding
Max DD 12M
-13.1%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 39% is very strong — a clear uptrend. Risk-adjusted momentum of 1.77 is excellent — strong returns relative to volatility. Near-term vol (51%) is expanding vs long-term (22%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.95
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
80.4%
Sector Quality %ile
40.9%
P/E z-score
-0.18
P/B z-score
-0.06
Sector Avg OS
85.4%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (91th value) with strong momentum (80th). The market is starting to recognise the value.
Piotroski + Value Convergence
F-Score 9/9 with good value (91th). Strong fundamental improvement in a cheap stock.
Volatility Expanding
60-day vol (51%) significantly exceeds 252-day (22%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
75.5% avg (7 factors)
Quality
F
27.7% avg (8 factors)
Momentum
B
72.3% avg (4 factors)
Risk
A
79.8% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.950 | —7 | — | |
| Value %ile | 0.910 | —7 | — | |
| Quality %ile | 0.680 | —0 | — | |
| Momentum %ile | 0.800 | —7 | — | |
| F-Score | 9.000 | —7 | — | |
| Confidence | 0.969 | —7 | — | |
| Volatility | 0.221 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
11.88
Earnings Yield (E/P)
0.0851
Price / Sales
1.45
Price / Book
0.96
Price / Cash Flow
6.98
FCF Yield
12.7%
EBITDA / EV
11.5%
Sales Yield (1/P·S)
0.5379
Shareholder Yield
Div + net buyback / mktcap
2.9%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
8.1%
Return on Assets
0.7%
Net Margin
12.2%
Operating Margin
15.8%
Gross Profit / Assets
Novy-Marx GPA
4.4%
Debt / Equity
9.84
Current Ratio
0.68
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.005
MomentumPrice trend strength over different horizons
6M Return
14.2%
12M Return
41.1%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
39.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.77
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.7%
Earnings Growth (YoY)
40.1%
Earnings Stability (CV)
Lower = more stable
0.264
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
9
Dividend Yield
2.5%
Buyback Yield
0.4%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
10
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
11
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
6
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity