Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/676570fd-fcac-484f-a280-e5a358be67a7/
BEN
Bendigo and Adelaide Bank LimitedSnapshot 2026-07-19 · 1.3w · Fresh
Strategy Eligibility
4 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
QV 0.650
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
6.9%
💰
High Yield
Div 5.9%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
66.0%ile
P/S
3.1×
P/B
0.9×
FCF Yield
0.132
SH Yield
0.069
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
34.00000000
/100 — 1=cheapest
VC2 (Trending Value)
34.00000000
/100
VC3 (Buyback)
34.00000000
/100
FCF yield of 13.2% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
64.0%ile
ROE
-0.015
ROA
-0.001
Net Margin
-0.051
F-Score
3/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.050
Accruals
-0.018
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
65.0%ile
6M Return
0.4%
12M Return
-13.2%
12-1 Mom
-13.5%
Risk-Adj
-0.52
Vol 252d
25.8%
Vol 60d
62.5%
↑ Expanding
Max DD 12M
-23.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -14% signals a downtrend — price is moving against you. Near-term vol (63%) is expanding vs long-term (26%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.71
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 159 peers
Sector Value %ile
56.9%
Sector Quality %ile
53.1%
P/B z-score
-0.09
Sector Avg OS
53.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Strong Capital Return
Shareholder yield 6.9% backed by 13.2% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (63%) significantly exceeds 252-day (26%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
90.9% avg (4 factors)
Quality
F
16.8% avg (4 factors)
Momentum
F
21.0% avg (4 factors)
Risk
B
73.6% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.710 | —3 | — | |
| Value %ile | 0.660 | —0 | — | |
| Quality %ile | 0.640 | —0 | — | |
| Momentum %ile | 0.650 | —0 | — | |
| F-Score | 3.000 | —7 | — | |
| Confidence | 0.553 | —0 | — | |
| Volatility | 0.258 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
Price / Sales
3.12
Price / Book
0.90
Price / Cash Flow
3.52
FCF Yield
13.2%
Sales Yield (1/P·S)
0.1506
Shareholder Yield
Div + net buyback / mktcap
6.9%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
-1.5%
Return on Assets
-0.1%
Net Margin
-5.1%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.018
External Financing
Net issuance — lower=better
0.001
MomentumPrice trend strength over different horizons
6M Return
0.4%
12M Return
-13.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-13.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.52
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-5.0%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
3
Dividend Yield
5.9%
Buyback Yield
1.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
34
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
34
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
34
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity