Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/71ed34c5-9c83-43d7-a4c4-1356224f5c64/
PNFP
Pinnacle Financial Partners, Inc.Snapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
10 of 23 passing
★
OS Composite
OS 0.950
↗
Trending Value
#50.00000000
◆
Quality × Value
QV 0.850
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 11.5
◇
VC2 Cheapest
VC2 7.00000000
📐
EBITDA/EV
11.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
Rev +40%
🔄
Shareholder Yield
2.1%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
95.0%ile
P/E
11.5×
P/S
1.9×
P/B
0.5×
E/P
0.0870
FCF Yield
0.237
EBITDA/EV
0.115
SH Yield
0.021
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
8.00000000
/100 — 1=cheapest
VC2 (Trending Value)
7.00000000
/100
VC3 (Buyback)
7.00000000
/100
P/E of 11.5x places this firmly in deep value territory. FCF yield of 23.7% is strong — the business generates significant free cash relative to price. VC2 score of 7.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
76.0%ile
ROE
0.045
ROA
0.005
Net Margin
0.163
Op Margin
0.199
GPA
0.022
D/E
7.41
Current
0.90
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.401
Earn Growth
0.326
Stability
0.266
lower=better
Accruals
-0.009
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.41 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
64.0%ile
Vol 252d
32.8%
Vol 60d
22.7%
↓ Contracting
Max DD 12M
-18.9%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Volatility is compressing — 60d (23%) well below 252d (33%).
OS
Composite & Factor Heatmap
All factors at a glance
0.95
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
91.0%
Sector Quality %ile
51.3%
P/E z-score
-0.12
P/B z-score
-0.09
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (95th) and quality (76th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 40% with P/E of 11×. Growth isn't fully priced in.
Volatility Compressing
60-day vol (23%) well below 252-day (33%). Price action is stabilising.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
75.0% avg (7 factors)
Quality
D
30.2% avg (8 factors)
Risk
B
62.0% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.950 | —1 | — | |
| Value %ile | 0.950 | —1 | — | |
| Quality %ile | 0.760 | —1 | — | |
| Momentum %ile | 0.640 | —0 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 0.909 | —1 | — | |
| Volatility | 0.328 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
11.49
Earnings Yield (E/P)
0.0870
Price / Sales
1.87
Price / Book
0.51
Price / Cash Flow
4.39
FCF Yield
23.7%
EBITDA / EV
11.5%
Sales Yield (1/P·S)
0.5262
Shareholder Yield
Div + net buyback / mktcap
2.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
4.5%
Return on Assets
0.5%
Net Margin
16.3%
Operating Margin
19.9%
Gross Profit / Assets
Novy-Marx GPA
2.2%
Debt / Equity
7.41
Current Ratio
0.90
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.009
MomentumPrice trend strength over different horizons
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
40.1%
Earnings Growth (YoY)
32.6%
Earnings Stability (CV)
Lower = more stable
0.266
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
2.1%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
8
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
7
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
7
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
50
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity