Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/71ed34c5-9c83-43d7-a4c4-1356224f5c64/
PNFP
Pinnacle Financial Partners, Inc.Snapshot 2026-07-26 · 0.6w · Fresh
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
Rev +62%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.63
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
22.0%ile
P/E
18.9×
P/S
3.2×
P/B
1.0×
E/P
0.0383
FCF Yield
0.032
EBITDA/EV
0.040
SH Yield
0.016
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
76.00000000
/100 — 1=cheapest
VC2 (Trending Value)
75.00000000
/100
VC3 (Buyback)
75.00000000
/100
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
71.0%ile
ROE
0.055
ROA
0.006
Net Margin
0.168
Op Margin
0.209
GPA
0.026
D/E
7.70
Current
0.76
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.619
Earn Growth
0.376
Stability
0.349
lower=better
Accruals
0.000
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.70 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
35.0%ile
6M Return
6.8%
Vol 252d
28.8%
Vol 60d
16.9%
↓ Contracting
Max DD 12M
-18.9%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Volatility is compressing — 60d (17%) well below 252d (29%).
OS
Composite & Factor Heatmap
All factors at a glance
0.24
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
0.2%
Sector Quality %ile
49.7%
P/E z-score
0.05
P/B z-score
-0.07
Sector Avg OS
85.2%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Growth at Reasonable Price
Revenue growing 62% with P/E of 19×. Growth isn't fully priced in.
Quality at a Premium
High quality (71th) but expensive (22th value). Upside may be limited without earnings growth.
Volatility Compressing
60-day vol (17%) well below 252-day (29%). Price action is stabilising.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
50.5% avg (7 factors)
Quality
D
30.1% avg (8 factors)
Momentum
C
46.0% avg (1 factors)
Risk
B
68.7% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.240 | —1 | — | |
| Value %ile | 0.220 | —1 | — | |
| Quality %ile | 0.710 | —1 | — | |
| Momentum %ile | 0.350 | —0 | — | |
| F-Score | 7.000 | —8 | — | |
| Confidence | 0.939 | —8 | — | |
| Volatility | 0.288 | —0 | — |
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
18.87
Earnings Yield (E/P)
0.0383
Price / Sales
3.16
Price / Book
1.04
Price / Cash Flow
20.41
FCF Yield
3.2%
EBITDA / EV
4.0%
Sales Yield (1/P·S)
0.1834
Shareholder Yield
Div + net buyback / mktcap
1.6%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
5.5%
Return on Assets
0.6%
Net Margin
16.8%
Operating Margin
20.9%
Gross Profit / Assets
Novy-Marx GPA
2.6%
Debt / Equity
7.70
Current Ratio
0.76
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.000
MomentumPrice trend strength over different horizons
6M Return
6.8%
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
61.9%
Earnings Growth (YoY)
37.6%
Earnings Stability (CV)
Lower = more stable
0.349
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
1.4%
Buyback Yield
0.1%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
76
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
75
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
75
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity