Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/8c02a486-0595-49c3-8850-66b0aee3b9e7/
PDLB
Ponce Financial Group IncSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
9 of 23 passing
★
OS Composite
OS 0.880
↗
Trending Value
✗
◆
Quality × Value
QV 0.700
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 14.1
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +15%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
12-1 34%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 71th
🛡
Low Volatility
Vol 19%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
RAM 1.76
V
Value Analysis
Cheapness relative to fundamentals
71.0%ile
P/E
14.1×
P/S
2.2×
P/B
0.8×
E/P
0.0708
FCF Yield
0.050
EBITDA/EV
0.040
SH Yield
0.003
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
27.00000000
/100 — 1=cheapest
VC2 (Trending Value)
29.00000000
/100
VC3 (Buyback)
29.00000000
/100
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
69.0%ile
ROE
0.057
ROA
0.010
Net Margin
0.158
Op Margin
0.216
GPA
0.033
D/E
4.99
Current
0.31
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.153
Earn Growth
1.161
Stability
0.483
lower=better
Accruals
-0.008
lower=better
5yr Consist
No
Highly leveraged with D/E of 4.99 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
80.0%ile
6M Return
20.9%
12M Return
42.2%
12-1 Mom
33.5%
Risk-Adj
1.76
Vol 252d
19.1%
Vol 60d
43.1%
↑ Expanding
Max DD 12M
-5.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 34% is very strong — a clear uptrend. Risk-adjusted momentum of 1.76 is excellent — strong returns relative to volatility. Near-term vol (43%) is expanding vs long-term (19%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.88
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
24.6%
Sector Quality %ile
36.1%
P/E z-score
0.00
P/B z-score
-0.08
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (71th value) with strong momentum (80th). The market is starting to recognise the value.
Growth at Reasonable Price
Revenue growing 15% with P/E of 14×. Growth isn't fully priced in.
Volatility Expanding
60-day vol (43%) significantly exceeds 252-day (19%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
56.2% avg (7 factors)
Quality
F
29.5% avg (8 factors)
Momentum
B
72.7% avg (4 factors)
Risk
A
84.9% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.880 | —1 | — | |
| Value %ile | 0.710 | —1 | — | |
| Quality %ile | 0.690 | —0 | — | |
| Momentum %ile | 0.800 | —1 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 1.000 | —1 | — | |
| Volatility | 0.191 | —1 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
14.13
Earnings Yield (E/P)
0.0708
Price / Sales
2.23
Price / Book
0.80
Price / Cash Flow
7.86
FCF Yield
5.0%
EBITDA / EV
4.0%
Sales Yield (1/P·S)
0.1746
Shareholder Yield
Div + net buyback / mktcap
0.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
5.7%
Return on Assets
1.0%
Net Margin
15.8%
Operating Margin
21.6%
Gross Profit / Assets
Novy-Marx GPA
3.3%
Debt / Equity
4.99
Current Ratio
0.31
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.008
MomentumPrice trend strength over different horizons
6M Return
20.9%
12M Return
42.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
33.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.76
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
15.3%
Earnings Growth (YoY)
116.1%
Earnings Stability (CV)
Lower = more stable
0.483
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
0.3%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
27
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
29
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
29
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity