Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/94b11ce4-a345-4232-9529-b42b62691c2a/
AVBH
Avidbank Holdings, Inc. Common stockSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
7 of 23 passing
★
OS Composite
OS 0.870
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 12.2
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
12-1 51%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 86th
🛡
Low Volatility
Vol 22%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
RAM 2.27
V
Value Analysis
Cheapness relative to fundamentals
86.0%ile
P/E
12.2×
P/S
3.6×
P/B
1.2×
E/P
0.0821
FCF Yield
0.094
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
25.00000000
/100 — 1=cheapest
VC2 (Trending Value)
29.00000000
/100
VC3 (Buyback)
29.00000000
/100
FCF yield of 9.4% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
29.0%ile
ROE
0.096
ROA
0.011
Net Margin
0.293
Op Margin
-0.236
GPA
0.012
D/E
7.94
Current
0.19
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.044
Earn Growth
0.300
Stability
0.256
lower=better
Accruals
-0.006
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.94 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
85.0%ile
6M Return
16.9%
12M Return
56.1%
12-1 Mom
50.7%
Risk-Adj
2.27
Vol 252d
22.3%
Vol 60d
44.4%
↑ Expanding
Max DD 12M
-11.5%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 51% is very strong — a clear uptrend. Risk-adjusted momentum of 2.27 is excellent — strong returns relative to volatility. Near-term vol (44%) is expanding vs long-term (22%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.87
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
64.1%
Sector Quality %ile
9.2%
P/E z-score
-0.09
P/B z-score
-0.06
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (86th value) with strong momentum (85th). The market is starting to recognise the value.
Cheap for a Reason?
Looks cheap (86th value) but weak quality (29th). Classic value trap risk.
Volatility Expanding
60-day vol (44%) significantly exceeds 252-day (22%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
66.7% avg (6 factors)
Quality
F
24.7% avg (8 factors)
Momentum
A
84.0% avg (4 factors)
Risk
A
79.4% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.870 | —1 | — | |
| Value %ile | 0.860 | —1 | — | |
| Quality %ile | 0.290 | —1 | — | |
| Momentum %ile | 0.850 | —1 | — | |
| F-Score | 6.000 | —0 | — | |
| Confidence | 0.970 | —1 | — | |
| Volatility | 0.223 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
12.18
Earnings Yield (E/P)
0.0821
Price / Sales
3.57
Price / Book
1.16
Price / Cash Flow
7.81
FCF Yield
9.4%
Sales Yield (1/P·S)
0.2060
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
9.6%
Return on Assets
1.1%
Net Margin
29.3%
Operating Margin
-23.6%
Gross Profit / Assets
Novy-Marx GPA
1.2%
Debt / Equity
7.94
Current Ratio
0.19
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.006
MomentumPrice trend strength over different horizons
6M Return
16.9%
12M Return
56.1%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
50.7%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
2.27
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-4.4%
Earnings Growth (YoY)
30.0%
Earnings Stability (CV)
Lower = more stable
0.256
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
6
Dividend Yield
0.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
25
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
29
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
29
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity