Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/9b2eb28b-0b1d-4f92-ac53-667cb82ebd0b/
COSO
CoastalSouth Bancshares, Inc.Snapshot 2026-07-19 · 0.6w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.940
↗
Trending Value
✗
◆
Quality × Value
QV 0.812
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 12.6
◇
VC2 Cheapest
✗
📐
EBITDA/EV
10.6%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
12-1 26%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 89%
🛡
Low Volatility
Vol 21%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.90
⚡
Risk-Adj Momentum
RAM 1.21
V
Value Analysis
Cheapness relative to fundamentals
89.0%ile
P/E
12.6×
P/S
2.4×
P/B
1.3×
E/P
0.0975
FCF Yield
0.137
EBITDA/EV
0.106
SH Yield
-0.093
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
16.00000000
/100 — 1=cheapest
VC2 (Trending Value)
29.00000000
/100
VC3 (Buyback)
29.00000000
/100
FCF yield of 13.7% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
74.0%ile
ROE
0.100
ROA
0.011
Net Margin
0.189
Op Margin
0.237
GPA
0.035
D/E
7.93
Current
0.30
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.045
Earn Growth
0.067
Stability
0.141
lower=better
Accruals
-0.007
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.93 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
74.0%ile
6M Return
13.7%
12M Return
28.4%
12-1 Mom
25.6%
Risk-Adj
1.21
Vol 252d
21.2%
Vol 60d
36.4%
↑ Expanding
Max DD 12M
-11.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 26% is very strong — a clear uptrend. Near-term vol (36%) is expanding vs long-term (21%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.94
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
75.0%
Sector Quality %ile
53.1%
P/E z-score
-0.16
P/B z-score
-0.06
Sector Avg OS
85.4%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (89th) and quality (74th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (89th value) with strong momentum (74th). The market is starting to recognise the value.
Volatility Expanding
60-day vol (36%) significantly exceeds 252-day (21%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
68.2% avg (7 factors)
Quality
D
33.2% avg (8 factors)
Momentum
B
60.6% avg (4 factors)
Risk
A
81.3% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.940 | —7 | — | |
| Value %ile | 0.890 | —7 | — | |
| Quality %ile | 0.740 | —7 | — | |
| Momentum %ile | 0.740 | —1 | — | |
| F-Score | 7.000 | —7 | — | |
| Confidence | 0.969 | —7 | — | |
| Volatility | 0.212 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
12.58
Earnings Yield (E/P)
0.0975
Price / Sales
2.38
Price / Book
1.25
Price / Cash Flow
7.53
FCF Yield
13.7%
EBITDA / EV
10.6%
Sales Yield (1/P·S)
0.4111
Shareholder Yield
Div + net buyback / mktcap
-9.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.0%
Return on Assets
1.1%
Net Margin
18.9%
Operating Margin
23.7%
Gross Profit / Assets
Novy-Marx GPA
3.5%
Debt / Equity
7.93
Current Ratio
0.30
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.007
External Financing
Net issuance — lower=better
0.014
MomentumPrice trend strength over different horizons
6M Return
13.7%
12M Return
28.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
25.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.21
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.5%
Earnings Growth (YoY)
6.7%
Earnings Stability (CV)
Lower = more stable
0.141
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
0.4%
Buyback Yield
-9.7%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
16
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
29
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
29
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity