Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/a84ab2a4-cca4-4583-a09d-5c75c4865e88/
IMXI
International Money Express IncSnapshot 2026-07-26 · 0.6w · Fresh
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
13.8%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
2.9%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 74%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
74.0%ile
P/E
15.4×
P/S
0.8×
P/B
2.4×
E/P
0.1003
FCF Yield
-0.042
EBITDA/EV
0.138
SH Yield
0.029
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
20.00000000
/100 — 1=cheapest
VC2 (Trending Value)
21.00000000
/100
VC3 (Buyback)
24.00000000
/100
Negative FCF yield (-4.2%) — the business is currently cash-consumptive.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
19.0%ile
ROE
0.156
ROA
0.045
Net Margin
0.053
Op Margin
0.101
GPA
0.018
D/E
2.48
Current
2.84
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.261
Earn Growth
-0.534
Stability
0.563
lower=better
Accruals
0.119
lower=better
5yr Consist
No
Highly leveraged with D/E of 2.48 — returns are being amplified by debt. Accruals ratio of 0.119 is elevated — earnings quality may be lower than headline numbers suggest.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
81.0%ile
6M Return
-15.9%
12M Return
36.7%
12-1 Mom
49.5%
Risk-Adj
0.86
Vol 252d
57.6%
Vol 60d
26.9%
↓ Contracting
Max DD 12M
-18.3%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 50% is very strong — a clear uptrend. Volatility is compressing — 60d (27%) well below 252d (58%).
OS
Composite & Factor Heatmap
All factors at a glance
0.76
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Technology
· 500 peers
Sector Value %ile
79.6%
Sector Quality %ile
12.0%
P/E z-score
-0.15
P/B z-score
-0.09
Sector Avg OS
51.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (74th value) with strong momentum (81th). The market is starting to recognise the value.
Cheap for a Reason?
Looks cheap (74th value) but weak quality (19th). Classic value trap risk.
Hot but Volatile
Strong momentum (81th) but high volatility (58%). Momentum could reverse sharply.
Leveraged Returns
Strong ROE (16%) boosted by high leverage (D/E 2.5). Returns look good but come with balance sheet risk.
Earnings Quality Concern
ROE looks strong (16%) but high accruals (0.119) suggests earnings are accrual-heavy, not cash-backed.
Volatility Compressing
60-day vol (27%) well below 252-day (58%). Price action is stabilising.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
60.9% avg (7 factors)
Quality
D
36.5% avg (8 factors)
Momentum
C
59.4% avg (4 factors)
Risk
F
20.7% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.760 | —6 | — | |
| Value %ile | 0.740 | —6 | — | |
| Quality %ile | 0.190 | —8 | — | |
| Momentum %ile | 0.810 | —8 | — | |
| F-Score | 5.000 | —0 | — | |
| Confidence | 0.900 | —8 | — | |
| Volatility | 0.576 | —8 | — |
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
15.43
Earnings Yield (E/P)
0.1003
Price / Sales
0.81
Price / Book
2.41
FCF Yield
-4.2%
EBITDA / EV
13.8%
Sales Yield (1/P·S)
0.9956
Shareholder Yield
Div + net buyback / mktcap
2.9%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
15.6%
Return on Assets
4.5%
Net Margin
5.3%
Operating Margin
10.1%
Gross Profit / Assets
Novy-Marx GPA
1.8%
Debt / Equity
2.48
Current Ratio
2.84
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.119
External Financing
Net issuance — lower=better
0.020
MomentumPrice trend strength over different horizons
6M Return
-15.9%
12M Return
36.7%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
49.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.86
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-26.1%
Earnings Growth (YoY)
-53.4%
Earnings Stability (CV)
Lower = more stable
0.563
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Buyback Yield
2.9%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
20
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
21
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
24
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity