Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/c01cc934-16d2-4631-abc4-7908706bd9da/

BFL

BSP Financial Group Limited
Chart
8.12 AUD
Latest Week 2026-07-10
Financial ServicesBanks - RegionalMID
Snapshot 2026-07-12 · 0.7w · Fresh
0.85
OS Score
95.0%
Value
89.0%
Quality
17.0%
Momentum
#20.00000000
TV Rank
2/9
F-Score
0.920
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
8 of 23 passing
★
OS Composite
OS 0.850
↗
Trending Value
#20
◆
Quality × Value
QV 0.920
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
VC2 4
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +14%
🔄
Shareholder Yield
6.4%
💰
High Yield
Div 6.4%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 19%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
95.0%ile
P/E
3.2×
P/S
1.1×
P/B
0.7×
FCF Yield
1.230
SH Yield
0.064
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
5.00000000
/100 — 1=cheapest
VC2 (Trending Value)
4.00000000
/100
VC3 (Buyback)
4.00000000
/100
P/E of 3.2x places this firmly in deep value territory. FCF yield of 123.0% is strong — the business generates significant free cash relative to price. VC2 score of 4.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
89.0%ile
ROE
0.227
ROA
0.027
Net Margin
0.347
F-Score
2/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.135
Earn Growth
0.130
5yr Consist
No
ROE of 23% is exceptional. F-Score of 2/9 flags fundamental deterioration — multiple signals are weakening.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
17.0%ile
6M Return
1.7%
12M Return
2.1%
12-1 Mom
4.8%
Risk-Adj
0.26
Vol 252d
18.6%
Vol 60d
35.3%
↑ Expanding
Max DD 12M
-13.4%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (35%) is expanding vs long-term (19%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.85
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 159 peers
Sector Value %ile
96.2%
Sector Quality %ile
84.4%
P/E z-score
-0.42
P/B z-score
-0.09
Sector Avg OS
54.8%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
HLI Helia Group Limited 99.0% 96.0% 95.0% 91.0%
TWR Tower Limited 99.0% 98.0% 96.0% 88.0%
SVR Solvar Limited 98.0% 96.0% 97.0% 84.0%
PNC Pioneer Credit Limited 97.0% 88.0% 93.0% 90.0%
KSL Kina Securities Limited 97.0% 96.0% 86.0% 85.0%
ACQ Acorn Capital Investment Fund Limited 97.0% 92.0% 86.0% 90.0%
FSA FSA Group Limited 97.0% 85.0% 97.0% 94.0%
HGH Heartland Group Holdings Limited 96.0% 90.0% 83.0% 92.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (95th) and quality (89th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Falling Knife
Weak momentum (17th) despite looking cheap (95th value). Wait for momentum to stabilise.
Strong Capital Return
Shareholder yield 6.4% backed by 123.0% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (35%) significantly exceeds 252-day (19%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
94.7% avg (5 factors)
Quality
C
59.5% avg (3 factors)
Momentum
D
36.6% avg (4 factors)
Risk
A
85.7% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.850—6—
Value %ile0.950—6—
Quality %ile0.890—6—
Momentum %ile0.170—1—
F-Score2.000—6—
Confidence0.534—0—
Volatility0.186—6—
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
3.24
Price / Sales
1.12
Price / Book
0.73
FCF Yield
123.0%
Sales Yield (1/P·S)
0.8903
Shareholder Yield
Div + net buyback / mktcap
6.4%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
22.7%
Return on Assets
2.7%
Net Margin
34.7%
MomentumPrice trend strength over different horizons
6M Return
1.7%
12M Return
2.1%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
4.8%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.26
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
13.5%
Earnings Growth (YoY)
13.0%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
2
Dividend Yield
6.4%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
5
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
4
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
4
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
20
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity