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RRBI

Red River Bancshares Inc
Chart
97.73 USD
Latest Week 2026-07-17
Snapshot 2026-07-12 · 0.9w · Fresh
0.96
OS Score
83.0%
Value
86.0%
Quality
88.0%
Momentum
8/9
F-Score
0.845
QV
Strategy Eligibility
12 of 23 passing
OS Composite
OS 0.960
Trending Value
Quality × Value
QV 0.845
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
P/E 14.2
VC2 Cheapest
📐
EBITDA/EV
14.0%
Veiled Value
Piotroski Bargains
F8
🔬
Quality Compounders
📈
Consistent Earners
Yes
🌱
GARP
🔄
Shareholder Yield
2.6%
💰
High Yield
🚀
Momentum Leaders
12-1 46%
Market Leaders
Tiny Titans
🔍
Small Cap Value
Val 83%
🛡
Low Volatility
Vol 23%
🏷
Sector Cheapest
🧠
Capital Allocators
CAQ 0.97
Risk-Adj Momentum
RAM 2.05
V
Value Analysis
Cheapness relative to fundamentals
83.0%ile
P/E
14.2×
P/S
3.7×
P/B
1.7×
E/P
0.1310
FCF Yield
0.124
EBITDA/EV
0.140
SH Yield
0.026
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
31.00000000
/100 — 1=cheapest
VC2 (Trending Value)
31.00000000
/100
VC3 (Buyback)
34.00000000
/100
FCF yield of 12.4% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
86.0%ile
ROE
0.119
ROA
0.013
Net Margin
0.258
Op Margin
0.322
GPA
0.037
D/E
7.96
Current
0.08
F-Score
8/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.075
Earn Growth
0.219
Stability
0.133
lower=better
Accruals
-0.001
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.96 — returns are being amplified by debt. F-Score of 8/9 indicates strong fundamental improvement across multiple dimensions.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
88.0%ile
6M Return
33.3%
12M Return
51.2%
12-1 Mom
46.3%
Risk-Adj
2.05
Vol 252d
22.6%
Vol 60d
50.0%
↑ Expanding
Max DD 12M
-7.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 46% is very strong — a clear uptrend. Risk-adjusted momentum of 2.05 is excellent — strong returns relative to volatility. Near-term vol (50%) is expanding vs long-term (23%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.96
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Financial Services · 500 peers
Sector Value %ile
53.7%
Sector Quality %ile
80.4%
P/E z-score
-0.09
P/B z-score
-0.04
Sector Avg OS
85.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 89.0% 81.0%
CARE Carter Bank and Trust 99.0% 96.0% 95.0% 92.0%
RILY BRC Group Holdings, Inc. 99.0% 95.0% 88.0% 92.0%
BAP Credicorp Ltd 99.0% 97.0% 96.0% 86.0%
RILYL BRC Group Holdings, Inc. 99.0% 95.0% 87.0% 97.0%
BBDO Banco Bradesco S/A ADR 98.0% 97.0% 92.0% 69.0%
HG Hamilton Insurance Group, Ltd. 98.0% 97.0% 81.0% 85.0%
PEBK Peoples Bancorp of North Carolina 98.0% 89.0% 90.0% 87.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (83th) and quality (86th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (83th value) with strong momentum (88th). The market is starting to recognise the value.
Piotroski + Value Convergence
F-Score 8/9 with good value (83th). Strong fundamental improvement in a cheap stock.
Volatility Expanding
60-day vol (50%) significantly exceeds 252-day (23%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
76.8% avg (7 factors)
Quality
D
38.6% avg (8 factors)
Momentum
A
85.2% avg (4 factors)
Risk
A
79.0% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.960—6
Value %ile0.830—6
Quality %ile0.860—6
Momentum %ile0.880—6
F-Score8.000—6
Confidence0.980—6
Volatility0.226—0
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
14.21
Earnings Yield (E/P)
0.1310
Price / Sales
3.67
Price / Book
1.69
Price / Cash Flow
13.19
FCF Yield
12.4%
EBITDA / EV
14.0%
Sales Yield (1/P·S)
0.4073
Shareholder Yield
Div + net buyback / mktcap
2.6%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
11.9%
Return on Assets
1.3%
Net Margin
25.8%
Operating Margin
32.2%
Gross Profit / Assets
Novy-Marx GPA
3.7%
Debt / Equity
7.96
Current Ratio
0.08
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.001
MomentumPrice trend strength over different horizons
6M Return
33.3%
12M Return
51.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
46.3%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
2.05
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
7.5%
Earnings Growth (YoY)
21.9%
Earnings Stability (CV)
Lower = more stable
0.133
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
8
Dividend Yield
0.8%
Buyback Yield
1.8%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
31
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
31
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
34
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity