Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/ff03b666-2bec-44cb-9d3b-36f03dccce21/
CASH
Meta Financial Group IncSnapshot 2026-07-12 · 0.7w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.970
↗
Trending Value
#17
◆
Quality × Value
QV 0.949
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 10.1
◇
VC2 Cheapest
VC2 9
📐
EBITDA/EV
15.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +16%
🔄
Shareholder Yield
9.9%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 91%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.99
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
10.1×
P/S
2.5×
P/B
2.2×
E/P
0.1247
FCF Yield
0.469
EBITDA/EV
0.155
SH Yield
0.099
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
12.00000000
/100 — 1=cheapest
VC2 (Trending Value)
9.00000000
/100
VC3 (Buyback)
9.00000000
/100
P/E of 10.1x places this firmly in deep value territory. FCF yield of 46.9% is strong — the business generates significant free cash relative to price. VC2 score of 9.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
99.0%ile
ROE
0.222
ROA
0.027
Net Margin
0.245
Op Margin
0.293
GPA
0.100
D/E
7.35
Current
7.45
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.164
Earn Growth
0.035
Stability
0.373
lower=better
Accruals
-0.068
lower=better
5yr Consist
No
ROE of 22% is exceptional. Highly leveraged with D/E of 7.35 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
66.0%ile
6M Return
21.8%
12M Return
9.3%
12-1 Mom
1.9%
Risk-Adj
0.07
Vol 252d
29.0%
Vol 60d
68.3%
↑ Expanding
Max DD 12M
-19.6%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (68%) is expanding vs long-term (29%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.97
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
78.8%
Sector Quality %ile
100.0%
P/E z-score
-0.23
P/B z-score
0.01
Sector Avg OS
85.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (91th) and quality (99th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 16% with P/E of 10×. Growth isn't fully priced in.
Strong Capital Return
Shareholder yield 9.9% backed by 46.9% FCF yield. Returns are well-funded.
Leveraged Returns
Strong ROE (22%) boosted by high leverage (D/E 7.4). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (68%) significantly exceeds 252-day (29%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
87.4% avg (7 factors)
Quality
B
60.0% avg (8 factors)
Momentum
D
42.7% avg (4 factors)
Risk
B
68.4% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.970 | —6 | — | |
| Value %ile | 0.910 | —6 | — | |
| Quality %ile | 0.990 | —6 | — | |
| Momentum %ile | 0.660 | —0 | — | |
| F-Score | 7.000 | —6 | — | |
| Confidence | 0.980 | —6 | — | |
| Volatility | 0.290 | —0 | — |
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
10.08
Earnings Yield (E/P)
0.1247
Price / Sales
2.47
Price / Book
2.24
Price / Cash Flow
2.82
FCF Yield
46.9%
EBITDA / EV
15.5%
Sales Yield (1/P·S)
0.4263
Shareholder Yield
Div + net buyback / mktcap
9.9%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
22.2%
Return on Assets
2.7%
Net Margin
24.5%
Operating Margin
29.3%
Gross Profit / Assets
Novy-Marx GPA
10.0%
Debt / Equity
7.35
Current Ratio
7.45
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.068
External Financing
Net issuance — lower=better
0.026
MomentumPrice trend strength over different horizons
6M Return
21.8%
12M Return
9.3%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
1.9%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.07
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
16.4%
Earnings Growth (YoY)
3.5%
Earnings Stability (CV)
Lower = more stable
0.373
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
0.2%
Buyback Yield
9.7%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
12
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
9
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
9
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
17
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity