US Equity · NASDAQ · Earnings Dossier

CBFV earnings intelligence

CB Financial Services Inc

Financial Services · Banks - Regional · USD reporting basis

Current earnings profile Delivery and acceptance aligned

Results have usually cleared estimates and the next completed weekly close has, on average, confirmed the delivery.

Evidence100/100 · Deep

Next scheduled catalyst

No forward date is currently stored

The historical dossier remains available while the next calendar date is unconfirmed.

0event risk

Inactive

Countdown-calendar proximity
EPS estimate-provider consensus
Estimate growth-versus comparable year-ago actual
Historical movement3.6%average absolute next weekly close

Three-year earnings transmission

Delivered earnings power versus market price

Expectations ahead

Market price is leading earnings power; the spread is widening and has persisted through 7 updates. Both series begin at 100, so the gap isolates the relative change in price and trailing earnings power.

Market move92.5%2023-08-18 to 2026-08-07
Earnings move2.7%trailing diluted EPS
Unresolved spread-89.8 ptsWidening
Current multiple12.7xprice divided by TTM EPS
Relationship pressure75/100High
Model confidence87/100High

Move decomposition

Earnings contribution and valuation offset

The market move is separated into the change in trailing earnings power and the offset from relative valuation.

Relationship controls

What qualifies the headline spread

Business quality supportive

Cash generation and operating evidence are broadly supportive.

Expectations stretched

Price has moved materially faster than delivered earnings power.

Model qualification

The direction is sensitive to the comparison horizon.

Beat rate83.3%10 beats in 12 measured quarters
Average surprise+40.4%median 7.9%
Delivery streak22 consecutive beats
Average response+3.2%12 measured reactions
Result-price confirmation88%same directional sign
Surprise variability101.1 ptspopulation dispersion

Estimate delivery

Actual EPS versus consensus

Actual and estimated EPS are displayed in reported currency on the same quarterly basis.

Price acceptance

Surprise and next weekly close

The response uses the first completed weekly close after the public report against the prior completed weekly close.

Fundamental delivery

Quarterly revenue and net income

Reported financial statements provide scale and earnings quality context around the headline EPS result.

Transmission matrix

Does price confirm delivery?

Upper right and lower left observations confirm the sign of delivery. The other quadrants expose expectation or resilience effects.

Current business context

Growth, quality and valuation

As of 9 Aug 2026
EPS growth-37.8%year on year
Revenue growth-7.8%year on year
Average surprise3.5%latest four quarters
SUE0.40standardised surprise
Net margin9.9%trailing basis
Cash conversion2.63xcash flow / net income
P/E26.7xcurrent snapshot
Data completeness100%alphavantage

Market context

Positioning into the event

Week ending 7 Aug 2026
Weekly close37.95 USDcompleted week
13-week return7.8%price momentum
Fair-value gap37.6%price versus current fair value
Relative strength-3.8exchange benchmark
Trend signalActiveweekly architecture
Next-week stateUndecided48.9%

Market context describes the setup surrounding the report. It does not convert the earnings event into a directional forecast.

Reported evidence ledger

Quarter-by-quarter delivery and acceptance

Each row preserves the reported estimate, public date, statement context and conservative weekly reaction measurement.

12 quarters
Reported / periodEPS actual / estimateSurpriseEPS growthRevenue / growthNext close / four weeksRead
Reported / period27 Jul 202630 Jun 2026 · exact
EPS actual / estimate0.81 / 0.75USD
Surprise+8.0%Beat
EPS growth+9.5%year on year
Revenue / growth21878000+11.1% · USD
Next close / four weeks+2.0% / -completed weekly closes
ReadConfirmedresult versus price sign
Reported / period22 Apr 202631 Mar 2026 · exact
EPS actual / estimate0.72 / 0.69USD
Surprise+4.3%Beat
EPS growth+44.0%year on year
Revenue / growth20613000+10.6% · USD
Next close / four weeks+1.2% / -0.6%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period27 Jan 202631 Dec 2025 · exact
EPS actual / estimate0.72 / 0.82USD
Surprise-12.2%Miss
EPS growth+105.7%year on year
Revenue / growth21666000+7.4% · USD
Next close / four weeks+0.6% / -1.8%completed weekly closes
ReadContainedresult versus price sign
Reported / period23 Oct 202530 Sep 2025 · exact
EPS actual / estimate0.74 / 0.65USD
Surprise+13.8%Beat
EPS growth+34.5%year on year
Revenue / growth8656000-57.6% · USD
Next close / four weeks+5.2% / +5.2%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period22 Jul 202530 Jun 2025 · exact
EPS actual / estimate0.74 / 0.42USD
Surprise+76.2%Beat
EPS growth+42.3%year on year
Revenue / growth19690000+2.4% · USD
Next close / four weeks+17.6% / +15.7%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period23 Apr 202531 Mar 2025 · exact
EPS actual / estimate0.50 / 0.38USD
Surprise+31.6%Beat
EPS growth-19.4%year on year
Revenue / growth18634000-3.7% · USD
Next close / four weeks+1.3% / +3.7%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period19 Mar 202531 Dec 2024 · exact
EPS actual / estimate0.35 / 0.49USD
Surprise-28.6%Miss
EPS growth-86.6%year on year
Revenue / growth20177000+138.9% · USD
Next close / four weeks+1.4% / -3.0%completed weekly closes
ReadDivergedresult versus price sign
Reported / period25 Oct 202430 Sep 2024 · exact
EPS actual / estimate0.55 / 0.51USD
Surprise+7.8%Beat
EPS growth-9.8%year on year
Revenue / growth20437000+13.5% · USD
Next close / four weeks-0.4% / +1.6%completed weekly closes
ReadContainedresult versus price sign
Reported / period24 Jul 202430 Jun 2024 · exact
EPS actual / estimate0.52 / 0.51USD
Surprise+2.0%Beat
EPS growth-year on year
Revenue / growth19237000- · USD
Next close / four weeks+6.7% / +7.3%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period26 Apr 202431 Mar 2024 · exact
EPS actual / estimate0.62 / 0.55USD
Surprise+12.7%Beat
EPS growth-year on year
Revenue / growth19347000- · USD
Next close / four weeks+4.4% / +7.8%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period13 Mar 202431 Dec 2023 · exact
EPS actual / estimate2.61 / 0.56USD
Surprise+366.1%Beat
EPS growth-year on year
Revenue / growth8446000- · USD
Next close / four weeks-0.9% / -3.2%completed weekly closes
ReadContainedresult versus price sign
Reported / period27 Oct 202330 Sep 2023 · exact
EPS actual / estimate0.61 / 0.59USD
Surprise+3.4%Beat
EPS growth-year on year
Revenue / growth18000000- · USD
Next close / four weeks-0.9% / +2.7%completed weekly closes
ReadContainedresult versus price sign

Reproducible method

How the earnings dossier is measured

Descriptive, not predictive
Estimate delivery

Reported diluted EPS is compared with the stored estimate for the same fiscal period. Moves within ±0.5% are classified as in-line.

Price response

The first completed weekly close after the public date is compared with the prior completed weekly close. Four-week response uses the first close at least 21 days later.

Event risk

Risk combines proximity, average absolute price movement, surprise variability, estimate availability and timing certainty. It does not score direction.

Data discipline

Exact public dates are used when stored. Missing estimates, timing and statement fields remain missing. No result or reaction is filled from a future observation.

Independent market research for education. Not investment advice, a recommendation, forecast, target or execution instruction.

Evidence context