Move decomposition
Earnings contribution and valuation offset
The market move is separated into the change in trailing earnings power and the offset from relative valuation.
US Equity · NYSE · Earnings Dossier
CB earnings intelligence
Chubb LtdFinancial Services · Insurance - Property & Casualty · USD reporting basis
Current earnings profile
Mixed earnings transmission
Delivery and market response do not currently form a persistent directional pattern.
Evidence100/100 · Deep
Next scheduled catalyst
Tuesday 27 October 2026
Time unconfirmed · Fiscal period ending 30 Sep 2026
22event risk
Contained
Countdown75 dayscalendar proximity
EPS estimate6.31 USDprovider consensus
Estimate growth-15.8%versus comparable year-ago actual
Historical movement2.8%average absolute next weekly close
Three-year earnings transmission
Delivered earnings power versus market price
Earnings power and market price are broadly aligned; their relationship is currently widening. Both series begin at 100, so the gap isolates the relative change in price and trailing earnings power.
Market move82.5%2023-08-18 to 2026-08-07
Earnings move75.8%trailing diluted EPS
Unresolved spread-6.7 ptsWidening
Current multiple12.0xprice divided by TTM EPS
Relationship pressure27/100Low
Model confidence100/100High
Relationship controls
What qualifies the headline spread
Business quality supportive
Cash generation and operating evidence are broadly supportive.
Beat rate100.0%12 beats in 12 measured quarters
Average surprise+9.5%median 10.0%
Delivery streak1212 consecutive beats
Average response+1.0%12 measured reactions
Result-price confirmation55%same directional sign
Surprise variability5.5 ptspopulation dispersion
Estimate delivery
Actual EPS versus consensus
Actual and estimated EPS are displayed in reported currency on the same quarterly basis.
Price acceptance
Surprise and next weekly close
The response uses the first completed weekly close after the public report against the prior completed weekly close.
Fundamental delivery
Quarterly revenue and net income
Reported financial statements provide scale and earnings quality context around the headline EPS result.
Transmission matrix
Does price confirm delivery?
Upper right and lower left observations confirm the sign of delivery. The other quadrants expose expectation or resilience effects.
Current business context
Growth, quality and valuation
EPS growth21.9%year on year
Revenue growth7.9%year on year
Average surprise11.3%latest four quarters
SUE1.77standardised surprise
Net margin18.1%trailing basis
Cash conversion1.43xcash flow / net income
P/E12.1xcurrent snapshot
Data completeness100%alphavantage
Market context
Positioning into the event
Weekly close350.31 USDcompleted week
13-week return9.9%price momentum
Fair-value gap28.3%price versus current fair value
Relative strength0.6exchange benchmark
Trend signalActiveweekly architecture
Next-week statePositive59.4%
Market context describes the setup surrounding the report. It does not convert the earnings event into a directional forecast.
Reported evidence ledger
Quarter-by-quarter delivery and acceptance
Each row preserves the reported estimate, public date, statement context and conservative weekly reaction measurement.
Reported / periodEPS actual / estimateSurpriseEPS growthRevenue / growthNext close / four weeksRead
Reported / period21 Jul 202630 Jun 2026 · exact
EPS actual / estimate7.26 / 6.63USD
Surprise+9.5%Beat
EPS growth+18.2%year on year
Revenue / growth15816000000+6.3% · USD
Next close / four weeks+2.2% / -completed weekly closes
ReadConfirmedresult versus price sign
Reported / period21 Apr 202631 Mar 2026 · exact
EPS actual / estimate6.82 / 6.61USD
Surprise+3.2%Beat
EPS growth+85.3%year on year
Revenue / growth14761000000+10.3% · USD
Next close / four weeks-1.4% / -2.0%completed weekly closes
ReadDivergedresult versus price sign
Reported / period3 Feb 202631 Dec 2025 · exact
EPS actual / estimate7.52 / 6.78USD
Surprise+10.9%Beat
EPS growth+24.9%year on year
Revenue / growth15303000000+7.9% · USD
Next close / four weeks+6.9% / +10.1%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period21 Oct 202530 Sep 2025 · exact
EPS actual / estimate7.49 / 6.16USD
Surprise+21.6%Beat
EPS growth+30.9%year on year
Revenue / growth16200000000+7.3% · USD
Next close / four weeks+5.1% / +10.2%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period22 Jul 202530 Jun 2025 · exact
EPS actual / estimate6.14 / 5.97USD
Surprise+2.8%Beat
EPS growth+14.1%year on year
Revenue / growth14881000000+6.8% · USD
Next close / four weeks-1.8% / +0.0%completed weekly closes
ReadDivergedresult versus price sign
Reported / period22 Apr 202531 Mar 2025 · exact
EPS actual / estimate3.68 / 3.23USD
Surprise+13.9%Beat
EPS growth-32.0%year on year
Revenue / growth13388000000+3.7% · USD
Next close / four weeks-2.3% / +3.1%completed weekly closes
ReadDivergedresult versus price sign
Reported / period28 Jan 202531 Dec 2024 · exact
EPS actual / estimate6.02 / 5.45USD
Surprise+10.5%Beat
EPS growth+8.7%year on year
Revenue / growth14180000000+7.1% · USD
Next close / four weeks+1.9% / +0.2%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period29 Oct 202430 Sep 2024 · exact
EPS actual / estimate5.72 / 4.99USD
Surprise+14.6%Beat
EPS growth+15.6%year on year
Revenue / growth15102000000+8.5% · USD
Next close / four weeks-3.7% / -1.0%completed weekly closes
ReadDivergedresult versus price sign
Reported / period23 Jul 202430 Jun 2024 · exact
EPS actual / estimate5.38 / 5.15USD
Surprise+4.5%Beat
EPS growth-year on year
Revenue / growth13932000000- · USD
Next close / four weeks+3.9% / +5.2%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period23 Apr 202431 Mar 2024 · exact
EPS actual / estimate5.41 / 5.30USD
Surprise+2.1%Beat
EPS growth-year on year
Revenue / growth12905000000- · USD
Next close / four weeks-1.9% / +9.6%completed weekly closes
ReadDivergedresult versus price sign
Reported / period30 Jan 202431 Dec 2023 · exact
EPS actual / estimate5.54 / 5.12USD
Surprise+8.2%Beat
EPS growth-year on year
Revenue / growth13237000000- · USD
Next close / four weeks+2.3% / +6.1%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period24 Oct 202330 Sep 2023 · exact
EPS actual / estimate4.95 / 4.42USD
Surprise+12.0%Beat
EPS growth-year on year
Revenue / growth13921000000- · USD
Next close / four weeks+0.3% / +7.0%completed weekly closes
ReadContainedresult versus price sign
Reproducible method
How the earnings dossier is measured
Reported diluted EPS is compared with the stored estimate for the same fiscal period. Moves within ±0.5% are classified as in-line.
The first completed weekly close after the public date is compared with the prior completed weekly close. Four-week response uses the first close at least 21 days later.
Risk combines proximity, average absolute price movement, surprise variability, estimate availability and timing certainty. It does not score direction.
Exact public dates are used when stored. Missing estimates, timing and statement fields remain missing. No result or reaction is filled from a future observation.
Independent market research for education. Not investment advice, a recommendation, forecast, target or execution instruction.