Company insider dossier

Live Oak Bancshares, Inc. insider intelligence

LOB filings assessed for conviction, transaction quality, insider breadth, clustering, freshness, and price confirmation.

Terminal chart Weekly report Factor intelligence Financial Services Banks - Regional Data API
12/100

Concentrated distribution

92/100 confidence
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Latest evidence
4 Aug 2026

Investment committee read

Concentrated distribution

Priced common-share disposals are concentrated enough to warrant review, but they are not treated as a standalone bearish forecast.

Review exposure and filing context

Evidence in favour

  • Participation spans 13 named insiders rather than one filing source.
  • The latest qualifying evidence is fresh, dated 04 Aug 2026.

Decision risks

  • Qualifying disposal events outnumber acquisitions, although disposals receive a lower directional weight.
Conviction12Concentrated distribution
Confidence92Deep evidence
Named insiders13participating in the tape
Controlled events25directional common-share events
Acquisition value$0normalized amount
Disposal value$8.2Mnormalized amount

Price confirmation map

Weekly price with common-share events

Acquisitions and disposals are aligned to the nearest completed weekly bar.

42.8037.9433.0928.2323.38 Disposal · 4 Aug 2026 · $88.7KDisposal · 4 Aug 2026 · $6.7KDisposal · 3 Aug 2026 · $361.9KDisposal · 28 Jul 2026 · $256.7KDisposal · 27 Jul 2026 · $126.4KDisposal · 1 Jul 2026 · $242.1KDisposal · 1 Jul 2026 · $107.4KDisposal · 24 Jun 2026 · $336.5KDisposal · 11 Jun 2026 · $381.9KDisposal · 10 Jun 2026 · $351.5KDisposal · 10 Jun 2026 · $35.9KDisposal · 4 Jun 2026 · $369.7KDisposal · 4 Jun 2026 · $3.0KDisposal · 3 Jun 2026 · $341.0KDisposal · 3 Jun 2026 · $23.7KDisposal · 28 May 2026 · $372.5KDisposal · 27 May 2026 · $376.5KDisposal · 21 May 2026 · $244.1KDisposal · 21 May 2026 · $126.8KAcquisition · 20 May 2026 · Not reportedDisposal · 20 May 2026 · $355.2KDisposal · 20 May 2026 · $114.5KDisposal · 20 May 2026 · $13.2KDisposal · 14 May 2026 · $362.3KDisposal · 13 May 2026 · $359.6KAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedDisposal · 30 Apr 2026 · $2.8M
Feb 2025Aug 2026
Weekly closeCommon-share acquisitionCommon-share disposal

Market confirmation

Price and trend context

Latest close
42.60 USD
One-week move
-0.5%
Four-week move
+2.3%
Fair-value gap
+18.0%
Trend signal
Active
Relative strength
3.7

Directional balance

Controlled event mix

0.0%acquisition
Acquisition events
0
Disposal events
25
Net value
-$8.2M

Cadence

Twelve-week filing pressure

Volume shows attention. Controlled events determine direction.

225 May
401 Jun
308 Jun
015 Jun
122 Jun
229 Jun
006 Jul
013 Jul
020 Jul
227 Jul
303 Aug
010 Aug

Named participants

Insider conviction by person

BRADFORD, TONYA WILLIAMSDirector500 events
CAMERON, WILLIAM HENDERSONDirector500 events
DAVIS, SALLY SDirector500 events
LUNSFORD, JEFFREY WDirector500 events
MCHENRY, PATRICK TIMOTHYDirector500 events
PETTY, MILTOM EMMETTDirector500 events
VALINE, YOUSEF A.Director500 events
SPENCER, COURTNEYChief Experience Officer281 events
DERRAIK, RENATOChief Info./Digital Off., Bank281 events
LUCHT, DAVID GDirector252 events
MOROZ, MARK MICHAELChief Banking Officer252 events
WILLIAMS, WILLIAM L. IIIDirector204 events

Evidence quality

Security and transaction context

Common equity34
Equity compensation16
Options and derivatives0
Other securities0

Role architecture

Who is participating

Director29
CEO and chair15
Other executive6

Transaction evidence

Auditable LOB filing ledger

Showing 31 to 50 of 50.

VALINE, YOUSEF A.Director
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
10000 sharesVoting Common Stock
$362.3KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
10000 sharesVoting Common Stock
$359.6KDirectional evidence
BRADFORD, TONYA WILLIAMSDirector
AcquisitionCommon equity
2946 sharesVoting Common Stock
Not reportedContext evidence
BRADFORD, TONYA WILLIAMSDirector
DisposalEquity compensation
2946 sharesRestricted Stock Units
Not reportedContext evidence
CAMERON, WILLIAM HENDERSONDirector
DisposalEquity compensation
2946 sharesRestricted Stock Units
Not reportedContext evidence
CAMERON, WILLIAM HENDERSONDirector
AcquisitionCommon equity
2946 sharesVoting Common Stock
Not reportedContext evidence
DAVIS, SALLY SDirector
DisposalEquity compensation
1890 sharesRestricted Stock Units
Not reportedContext evidence
DAVIS, SALLY SDirector
AcquisitionCommon equity
1890 sharesVoting Common Stock
Not reportedContext evidence
LUCHT, DAVID GDirector
DisposalEquity compensation
2946 sharesRestricted Stock Units
Not reportedContext evidence
LUCHT, DAVID GDirector
AcquisitionCommon equity
2946 sharesVoting Common Stock
Not reportedContext evidence
LUNSFORD, JEFFREY WDirector
AcquisitionCommon equity
1890 sharesVoting Common Stock
Not reportedContext evidence
LUNSFORD, JEFFREY WDirector
DisposalEquity compensation
1890 sharesRestricted Stock Units
Not reportedContext evidence
MCHENRY, PATRICK TIMOTHYDirector
DisposalEquity compensation
3080 sharesRestricted Stock Units
Not reportedContext evidence
MCHENRY, PATRICK TIMOTHYDirector
AcquisitionCommon equity
3080 sharesVoting Common Stock
Not reportedContext evidence
PETTY, MILTOM EMMETTDirector
AcquisitionCommon equity
2946 sharesVoting Common Stock
Not reportedContext evidence
PETTY, MILTOM EMMETTDirector
DisposalEquity compensation
2946 sharesRestricted Stock Units
Not reportedContext evidence
VALINE, YOUSEF A.Director
DisposalEquity compensation
2946 sharesRestricted Stock Units
Not reportedContext evidence
VALINE, YOUSEF A.Director
AcquisitionCommon equity
2946 sharesVoting Common Stock
Not reportedContext evidence
DERRAIK, RENATOChief Info./Digital Off., Bank
DisposalCommon equity
75000 sharesVoting Common Stock
$2.8MDirectional evidence

Reading the dossier

Direction and confidence are separate

Conviction

The 0 to 100 score classifies deduplicated priced common-share evidence. Fifty is balanced or non-directional.

Confidence

Confidence rises with controlled event depth, named-insider breadth, fresh evidence, normalized values, and a longer observation span.

Disposals

Selling is not treated as the mirror image of buying. It carries less directional weight because taxes, diversification, compensation, and planned transactions can all create sales.

Price confirmation

The market chart tests whether the filing thesis is being confirmed or rejected by price, fair-value position, relative strength, and the current trend state.

Independent market research for education. This classification is not investment advice, a recommendation, a forecast, or an execution instruction.

Evidence context