- The trend backdrop is active with a 11-week active streak.
- Price is above the Trend Line, keeping the weekly tape constructive.
- Price is above Fair Value, showing premium demand versus the model.
- Activity pressure is positive on the latest completed week.
MANCREDIT
NSI
Week ended 07 Aug 2026
Weekly Investor Report
Mangal Credit and Fincorp Limited · Financial Services · Credit Services
Latest close
240.1 INR
-2.1%
latest week
Weekly setup
Constructive, but selective
The weekly trend is active. Price is 26.3% above the Trend Line and sits at 65.1% of its 52-week range. The latest completed week returned -2.1%, after a 1.1% four-week move. The latest factor snapshot indicates quality ranks weakly versus its universe; growth is moderate; valuation is expensive relative to peers. The latest news-sentiment score is 49/100.
Setup score
66
out of 100
Latest Close
240.1 INR
7 Aug 2026
1W Return
-2.1%
latest completed week
4W Return
1.1%
short-term follow-through
12W Return
44.6%
quarterly tape
Trend Breadth
44.2%
23 of 52 weeks active
Volume Ratio
1.9x
vs 13-week average
- 3 reversal markers appear in the recent smart-money tape.
- Recent volatility is running well above the one-year baseline.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
-2.1%
Latest completed week; four-week move 1.1%.
Indicator stack
62/72
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
49/100
11 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is active. Price is 26.3% above the Trend Line and sits at 65.1% of its 52-week range. The latest completed week returned -2.1%, after a 1.1% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.9x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.8812-week average 0.48
12-week confirmation
Trend active11/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership11/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.88Current proprietary activity-pressure read.
Buy signals1Accumulation signal count in the latest 12 weeks.
Reversal markers33 reversal markers
No recent accumulation markers. 3 reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 1.1% over four weeks, 44.6% over 12 weeks, and 34.4% over one year. The current trend has remained active for 11 consecutive weeks.
Performance by holding period
Active trend streak11 weeks
Active weeks in one year23
Trend breadth44.2%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure1.28Latest activity-pressure read.
Pressure change-17.4%Four-week change in activity pressure.
Leadership30.41Latest relative-leadership reading.
RS change-9.8%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality ranks weakly versus its universe; growth is moderate; valuation is expensive relative to peers.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 91%
Model confidence 85%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength16/100Blend of value, momentum, and quality. Underlying universe rank 85; rank 1 is best.
Value21/100Relative valuation strength. Underlying universe rank 80; rank 1 is best.
Quality4/100Profitability and accounting quality. Underlying universe rank 97; rank 1 is best.
Momentum85/100Medium-term price momentum. Underlying universe rank 16; rank 1 is best.
Growth79/100Revenue and earnings growth. Underlying universe rank 22; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Value-quality framework17/100Value and quality alignment from the Sharemaestro SVQF framework.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 33.1x Price divided by trailing earnings.
- Price / sales
- 7.3x Market value relative to trailing revenue.
- EV / EBITDA
- 33.7x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- -14.2% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- 42.1% Gross profit retained from each unit of revenue.
- Operating margin
- 32.1% Operating profit retained from revenue.
- Free-cash-flow margin
- -164.9% Free cash flow generated from revenue.
- Return on invested capital
- 3.5% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 41.0% Latest one-year revenue growth.
- EPS growth
- 8.5% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- - Latest one-year free-cash-flow growth.
- Piotroski F-score
- 2/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 0.3% Cash dividends relative to market value.
- Buyback yield
- -2.5% Net share repurchases relative to market value.
- Shareholder yield
- -2.2% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 12.6x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment49/100
Weighted news tone is neutral across 11 relevant articles.
1 positive · 9 neutral · 1 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-16.4%Distance below the 52-week high.
13-week volatility7.4%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher13 of 2613 weeks finished lower.
Best week+19.6%Week of 29 May.
Worst week-7.9%Week of 24 Jul.
Latest week-2.1%Week of 7 Aug.
Shape of recent returns
Strong gains6
Modest gains7
Flat weeks0
Modest losses11
Sharp losses2
Recent vol7.4%13-week weekly-return volatility.
Base vol4.6%52-week weekly-return volatility.
Up/down split25/27Count of positive and negative weeks in the 52-week window.
Average skew3.8% / -2.2%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorIN Financial Services
4-week rank- / 100
Group average-0.9%
Trend breadth59.0%
Trend59.0%active weekly trend signals
MD70.0%positive activity pressure
RS57.0%positive relative leadership
Four-week leaders
IndustryIN Credit Services
4-week rank23 / 63
Group average2.0%
Trend breadth60.3%
Trend60.3%active weekly trend signals
MD66.7%positive activity pressure
RS52.4%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape62/100
Trend, activity pressure, participation, and risk combine to a 62/100 tape read.
Indicator analysis80/100Latest 12-week confirmation: trend 11/12, activity pressure 12/12, relative leadership 11/12.
Activity pressure 0.88; 3 reversal markers Factors28/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 87; Small Cap Core rank 83 SVQF17/100Value and quality alignment from the Sharemaestro SVQF framework.
Composite rank 1310.5 of 1576 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment49/100Weighted news tone is neutral across 11 relevant articles.
Consumer Portfolio Services: Q2 call, financing for limited-credit buyers Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 240.1 INR | -2.1% | 190.1 INR | 172.9 INR | 1.28 | 30.41 | 2.7M | On |
| 31 Jul 2026 | 245.3 INR | 14.1% | 187.5 INR | 172.2 INR | 1.42 | 35.10 | 3.2M | On |
| 24 Jul 2026 | 215.0 INR | -7.9% | 184.8 INR | 171.5 INR | 1.47 | 22.32 | 1.3M | On |
| 17 Jul 2026 | 233.4 INR | -1.7% | 183.3 INR | 171.1 INR | 1.61 | 30.13 | 2.7M | On |
| 10 Jul 2026 | 237.4 INR | -3.2% | 181.1 INR | 170.5 INR | 1.54 | 33.72 | 3.1M | On |
| 3 Jul 2026 | 245.3 INR | 5.4% | 179.0 INR | 169.8 INR | 1.48 | 38.50 | 1.2M | On |
| 26 Jun 2026 | 232.7 INR | 6.9% | 176.6 INR | 169.0 INR | 1.38 | 33.51 | 0 | On |
| 19 Jun 2026 | 217.8 INR | -1.9% | 174.6 INR | 168.4 INR | 1.49 | 25.86 | 245.9K | On |
| 12 Jun 2026 | 222.1 INR | 7.9% | 173.2 INR | 167.8 INR | 1.24 | 30.81 | 542.0K | On |
| 5 Jun 2026 | 205.8 INR | 2.7% | 171.7 INR | 167.3 INR | 1.07 | 23.09 | 192.2K | On |
| 29 May 2026 | 200.4 INR | 19.6% | 171.0 INR | 166.9 INR | 0.90 | 19.33 | 1.9M | On |
| 22 May 2026 | 167.6 INR | 0.9% | 170.4 INR | 166.5 INR | 0.58 | -0.77 | 259.7K | Off |
| 15 May 2026 | 166.1 INR | -2.4% | 170.7 INR | 166.5 INR | 0.66 | -1.29 | 636.1K | Off |
| 8 May 2026 | 170.2 INR | -1.8% | 171.2 INR | 166.5 INR | 0.57 | -0.89 | 280.8K | Off |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.