- Price is above the Trend Line, keeping the weekly tape constructive.
- Price is above Fair Value, showing premium demand versus the model.
- Activity pressure is positive on the latest completed week.
- Volume is elevated versus the 13-week average, confirming attention.
CHOLAHLDNG
NSI
Week ended 07 Aug 2026
Weekly Investor Report
Cholamandalam Financial Holdings Limited · Financial Services · Credit Services
Latest close
1,628 INR
6.2%
latest week
Weekly setup
Weak trend
The weekly trend is not active. Price is 2.1% above the Trend Line and sits at 42.6% of its 52-week range. The latest completed week returned 6.2%, after a -1.4% four-week move. The latest factor snapshot indicates quality ranks weakly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 50/100.
Setup score
41
out of 100
Latest Close
1,628 INR
7 Aug 2026
1W Return
6.2%
latest completed week
4W Return
-1.4%
short-term follow-through
12W Return
-1.8%
quarterly tape
Trend Breadth
5.8%
3 of 52 weeks active
Volume Ratio
1.8x
vs 13-week average
- The trend backdrop is inactive, so price action has not confirmed a constructive regime.
- Activity pressure is weak, so confirmation is not yet broad enough.
- The share remains more than 20% below its 52-week high.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
6.2%
Latest completed week; four-week move -1.4%.
Indicator stack
3/50
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
50/100
23 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is not active. Price is 2.1% above the Trend Line and sits at 42.6% of its 52-week range. The latest completed week returned 6.2%, after a -1.4% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.8x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.2312-week average 0.28
12-week confirmation
Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.23Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers
No recent accumulation markers. No reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is -1.4% over four weeks, -1.8% over 12 weeks, and -12.2% over one year. The current trend has remained active for 0 consecutive weeks.
Performance by holding period
Active trend streak0 weeks
Active weeks in one year3
Trend breadth5.8%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure0.26Latest activity-pressure read.
Pressure change-58.2%Four-week change in activity pressure.
Leadership-4.07Latest relative-leadership reading.
RS change-43.7%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality ranks weakly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 91%
Model confidence 85%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength12/100Blend of value, momentum, and quality. Underlying universe rank 89; rank 1 is best.
Value39/100Relative valuation strength. Underlying universe rank 62; rank 1 is best.
Quality12/100Profitability and accounting quality. Underlying universe rank 89; rank 1 is best.
Momentum29/100Medium-term price momentum. Underlying universe rank 72; rank 1 is best.
Growth68/100Revenue and earnings growth. Underlying universe rank 33; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Value-quality framework21/100Value and quality alignment from the Sharemaestro SVQF framework.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 12.5x Price divided by trailing earnings.
- Price / sales
- 0.7x Market value relative to trailing revenue.
- EV / EBITDA
- 36.4x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- -12.1% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- 34.9% Gross profit retained from each unit of revenue.
- Operating margin
- 16.0% Operating profit retained from revenue.
- Free-cash-flow margin
- -74.3% Free cash flow generated from revenue.
- Return on invested capital
- 2.3% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 16.8% Latest one-year revenue growth.
- EPS growth
- 12.3% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- - Latest one-year free-cash-flow growth.
- Piotroski F-score
- 4/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 0.1% Cash dividends relative to market value.
- Buyback yield
- -4.8% Net share repurchases relative to market value.
- Shareholder yield
- -4.7% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 29.3x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment50/100
Weighted news tone is neutral across 23 relevant articles.
3 positive · 19 neutral · 1 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-21.1%Distance below the 52-week high.
13-week volatility4.5%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher11 of 2615 weeks finished lower.
Best week+14.4%Week of 8 May.
Worst week-9.4%Week of 20 Mar.
Latest week+6.2%Week of 7 Aug.
Shape of recent returns
Strong gains5
Modest gains6
Flat weeks0
Modest losses10
Sharp losses5
Recent vol4.5%13-week weekly-return volatility.
Base vol5.2%52-week weekly-return volatility.
Up/down split25/27Count of positive and negative weeks in the 52-week window.
Average skew4.0% / -3.9%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorIN Financial Services
4-week rank54 / 100
Group average-0.9%
Trend breadth59.0%
Trend59.0%active weekly trend signals
MD70.0%positive activity pressure
RS57.0%positive relative leadership
Four-week leaders
IndustryIN Credit Services
4-week rank33 / 63
Group average2.0%
Trend breadth60.3%
Trend60.3%active weekly trend signals
MD66.7%positive activity pressure
RS52.4%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape38/100
Trend, activity pressure, participation, and risk combine to a 38/100 tape read.
Indicator analysis33/100Latest 12-week confirmation: trend 0/12, activity pressure 12/12, relative leadership 0/12.
Activity pressure 0.23; No reversal markers Factors21/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 89 SVQF21/100Value and quality alignment from the Sharemaestro SVQF framework.
Composite rank 1240.5 of 1576 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment50/100Weighted news tone is neutral across 23 relevant articles.
Security National Financial (NASDAQ:SNFCA) Announces Quarterly Earnings Results Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 1,628 INR | 6.2% | 1,595 INR | 1,534 INR | 0.26 | -4.07 | 1.0M | Off |
| 31 Jul 2026 | 1,533 INR | 1.2% | 1,601 INR | 1,530 INR | 0.31 | -9.22 | 1.6M | Off |
| 24 Jul 2026 | 1,516 INR | -3.6% | 1,612 INR | 1,526 INR | 0.44 | -8.22 | 699.6K | Off |
| 17 Jul 2026 | 1,572 INR | -4.8% | 1,624 INR | 1,522 INR | 0.63 | -7.42 | 938.8K | Off |
| 10 Jul 2026 | 1,651 INR | -1.3% | 1,632 INR | 1,518 INR | 0.63 | -2.83 | 733.9K | Off |
| 3 Jul 2026 | 1,673 INR | 1.2% | 1,642 INR | 1,513 INR | 0.43 | -2.19 | 79.7K | Off |
| 26 Jun 2026 | 1,653 INR | 4.4% | 1,650 INR | 1,509 INR | 0.20 | -2.81 | 0 | Off |
| 19 Jun 2026 | 1,584 INR | 3.9% | 1,656 INR | 1,504 INR | 0.11 | -7.02 | 181.4K | Off |
| 12 Jun 2026 | 1,524 INR | 5.2% | 1,665 INR | 1,499 INR | 0.12 | -9.41 | 329.3K | Off |
| 5 Jun 2026 | 1,449 INR | -8.4% | 1,680 INR | 1,495 INR | 0.21 | -13.31 | 171.1K | Off |
| 29 May 2026 | 1,582 INR | -1.0% | 1,695 INR | 1,492 INR | 0.59 | -6.48 | 564.8K | Off |
| 22 May 2026 | 1,598 INR | -3.6% | 1,706 INR | 1,487 INR | 0.55 | -6.39 | 584.9K | Off |
| 15 May 2026 | 1,658 INR | -6.9% | 1,719 INR | 1,482 INR | 0.44 | -2.74 | 459.8K | Off |
| 8 May 2026 | 1,781 INR | 14.4% | 1,726 INR | 1,476 INR | 0.28 | 2.04 | 3.7M | Off |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.