- The trend backdrop is active with a 29-week active streak.
- Price is above the Trend Line, keeping the weekly tape constructive.
- Price is above Fair Value, showing premium demand versus the model.
- Activity pressure is constructive, supporting the smart-money activity read.
UBCP
NASDAQ
Week ended 07 Aug 2026
Weekly Investor Report
United Bancorp Inc · Financial Services · Banks - Regional
Latest close
16.15 USD
5.9%
latest week
Weekly setup
Constructive, but selective
The weekly trend is active. Price is 6.0% above the Trend Line and sits at 81.5% of its 52-week range. The latest completed week returned 5.9%, after a 1.9% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 59/100. Near-term considerations: volume confirmation is below normal.
Setup score
53
out of 100
Latest Close
16.15 USD
7 Aug 2026
1W Return
5.9%
latest completed week
4W Return
1.9%
short-term follow-through
12W Return
5.4%
quarterly tape
Trend Breadth
73.1%
38 of 52 weeks active
Volume Ratio
0.3x
vs 13-week average
- Activity pressure is negative, which weakens the current setup.
- 3 reversal markers appear in the recent smart-money tape.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
5.9%
Latest completed week; four-week move 1.9%.
Indicator stack
85/34
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
59/100
46 relevant articles in the latest sentiment read.
Event risk
30 Jul
Latest stored earnings date was 30 Jul 2026.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is active. Price is 6.0% above the Trend Line and sits at 81.5% of its 52-week range. The latest completed week returned 5.9%, after a 1.9% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 0.3x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.7612-week average 0.82
12-week confirmation
Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure1/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership3/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.76Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers33 reversal markers
No recent accumulation markers. 3 reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 1.9% over four weeks, 5.4% over 12 weeks, and 21.9% over one year. The current trend has remained active for 29 consecutive weeks.
Performance by holding period
Active trend streak29 weeks
Active weeks in one year38
Trend breadth73.1%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure-0.64Latest activity-pressure read.
Pressure change-59.2%Four-week change in activity pressure.
Leadership-1.24Latest relative-leadership reading.
RS change67.6%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive.
Factor week 09 Aug 2026
Financial statements through 30 Jun 2026
Field coverage 97%
Model confidence 97%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength82/100Blend of value, momentum, and quality. Underlying universe rank 19; rank 1 is best.
Value75/100Relative valuation strength. Underlying universe rank 26; rank 1 is best.
Quality82/100Profitability and accounting quality. Underlying universe rank 19; rank 1 is best.
Momentum31/100Medium-term price momentum. Underlying universe rank 70; rank 1 is best.
Growth15/100Revenue and earnings growth. Underlying universe rank 86; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Value-quality framework42/100Value and quality alignment from the Sharemaestro SVQF framework.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 12.0x Price divided by trailing earnings.
- Price / sales
- 2.0x Market value relative to trailing revenue.
- EV / EBITDA
- 18.0x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- 13.7% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- 68.5% Gross profit retained from each unit of revenue.
- Operating margin
- 16.0% Operating profit retained from revenue.
- Free-cash-flow margin
- 45.1% Free cash flow generated from revenue.
- Return on invested capital
- 4.4% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 6.2% Latest one-year revenue growth.
- EPS growth
- 6.9% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- - Latest one-year free-cash-flow growth.
- Piotroski F-score
- 7/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 5.8% Cash dividends relative to market value.
- Buyback yield
- 0.3% Net share repurchases relative to market value.
- Shareholder yield
- 6.2% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 7.1x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity8 / 0
8 acquisitions and 0 disposals in the latest 180-day insider tape.
Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.News sentiment59/100
Weighted news tone is positive across 46 relevant articles.
24 positive · 21 neutral · 1 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings30 JulLatest stored earnings date was 30 Jul 2026.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-5.7%Distance below the 52-week high.
13-week volatility3.7%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher14 of 2612 weeks finished lower.
Best week+7.5%Week of 20 Mar.
Worst week-6.1%Week of 22 May.
Latest week+5.9%Week of 7 Aug.
Shape of recent returns
Strong gains4
Modest gains10
Flat weeks0
Modest losses11
Sharp losses1
Recent vol3.7%13-week weekly-return volatility.
Base vol3.4%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew2.7% / -2.7%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorUS Financial Services
4-week rank- / 100
Group average2.7%
Trend breadth73.0%
Trend73.0%active weekly trend signals
MD86.0%positive activity pressure
RS46.0%positive relative leadership
Four-week leaders
IndustryUS Banks - Regional
4-week rank- / 100
Group average0.7%
Trend breadth89.0%
Trend89.0%active weekly trend signals
MD90.0%positive activity pressure
RS50.0%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape54/100
Trend, activity pressure, participation, and risk combine to a 54/100 tape read.
Indicator analysis48/100Latest 12-week confirmation: trend 12/12, activity pressure 1/12, relative leadership 3/12.
Activity pressure 0.76; 3 reversal markers Factors68/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 37; Small Cap Core rank 27 SVQF42/100Value and quality alignment from the Sharemaestro SVQF framework.
Composite rank 415.5 of 718 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment59/100Weighted news tone is positive across 46 relevant articles.
United Bancorp Inc (UBCP) Stock News Today Insiders8 / 08 acquisitions and 0 disposals in the latest 180-day insider tape.
Earnings30 JulLatest stored earnings date was 30 Jul 2026.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 16.15 USD | 5.9% | 15.23 USD | 12.19 USD | -0.64 | -1.24 | 11.7K | On |
| 31 Jul 2026 | 15.25 USD | -3.9% | 15.17 USD | 12.15 USD | -0.67 | -2.06 | 18.8K | On |
| 24 Jul 2026 | 15.87 USD | 3.6% | 15.12 USD | 12.12 USD | -0.49 | 2.30 | 13.8K | On |
| 17 Jul 2026 | 15.31 USD | -3.4% | 15.07 USD | 12.08 USD | -0.41 | -2.92 | 95.3K | On |
| 10 Jul 2026 | 15.85 USD | -2.6% | 15.01 USD | 12.04 USD | -0.40 | -3.83 | 22.5K | On |
| 3 Jul 2026 | 16.28 USD | -0.4% | 14.93 USD | 12.00 USD | -0.39 | 0.38 | 43.0K | On |
| 26 Jun 2026 | 16.35 USD | 2.3% | 14.81 USD | 11.96 USD | -0.42 | 1.56 | 89.0K | On |
| 19 Jun 2026 | 15.99 USD | 2.3% | 14.69 USD | 11.92 USD | -0.47 | -5.29 | 18.9K | On |
| 12 Jun 2026 | 15.63 USD | -0.5% | 14.57 USD | 11.88 USD | -0.59 | -5.26 | 56.6K | On |
| 5 Jun 2026 | 15.71 USD | 3.2% | 14.46 USD | 11.84 USD | -0.47 | -2.78 | 19.2K | On |
| 29 May 2026 | 15.22 USD | 5.8% | 14.34 USD | 11.80 USD | -0.14 | -10.15 | 101.1K | On |
| 22 May 2026 | 14.39 USD | -6.1% | 14.25 USD | 11.76 USD | 0.23 | -12.90 | 30.4K | On |
| 15 May 2026 | 15.32 USD | -3.1% | 14.18 USD | 11.73 USD | 0.90 | -6.53 | 28.9K | On |
| 8 May 2026 | 15.81 USD | -0.1% | 14.09 USD | 11.69 USD | 1.12 | -4.01 | 11.2K | On |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.