PGH LSE Week ended 07 Aug 2026

Weekly Investor Report

Personal Group Holdings Plc · Financial Services · Insurance - Property & Casualty

Latest close 394.0 GBP
0.4% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 10.9% above the Trend Line and sits at 81.4% of its 52-week range. The latest completed week returned 0.4%, after a -1.5% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is expensive relative to peers. The latest news-sentiment score is 50/100. Near-term considerations: volume confirmation is below normal.

Setup score 56 out of 100
Latest Close 394.0 GBP 7 Aug 2026
1W Return 0.4% latest completed week
4W Return -1.5% short-term follow-through
12W Return 0.1% quarterly tape
Trend Breadth 67.3% 35 of 52 weeks active
Volume Ratio 0.8x vs 13-week average
What is working
  • The trend backdrop is active with a 15-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 18 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 10.9% above the Trend Line and sits at 81.4% of its 52-week range. The latest completed week returned 0.4%, after a -1.5% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.8x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul 7 Aug
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9112-week average 0.85

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.91Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers1818 reversal markers

No recent accumulation markers. 18 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -1.5% over four weeks, 0.1% over 12 weeks, and 18.8% over one year. The current trend has remained active for 15 consecutive weeks.

Performance by holding period

1W0.4%
4W-1.5%
12W0.1%
26W18.0%
52W18.8%
Active trend streak15 weeks
Active weeks in one year35
Trend breadth67.3%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.14Latest activity-pressure read.
Pressure change-79.4%Four-week change in activity pressure.
Leadership4.09Latest relative-leadership reading.
RS change-61.3%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is expensive relative to peers.

Open full factor analysis
Factor week 09 Aug 2026 Financial statements through 31 Dec 2025 Field coverage 82% Model confidence 65%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength54/100Blend of value, momentum, and quality. Underlying universe rank 47; rank 1 is best.
Value15/100Relative valuation strength. Underlying universe rank 86; rank 1 is best.
Quality90/100Profitability and accounting quality. Underlying universe rank 11; rank 1 is best.
Momentum87/100Medium-term price momentum. Underlying universe rank 14; rank 1 is best.
Growth86/100Revenue and earnings growth. Underlying universe rank 15; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
17.0x
Price divided by trailing earnings.
Price / sales
2.6x
Market value relative to trailing revenue.
EV / EBITDA
8.5x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
6.8%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
-
Gross profit retained from each unit of revenue.
Operating margin
17.5%
Operating profit retained from revenue.
Free-cash-flow margin
14.0%
Free cash flow generated from revenue.
Return on invested capital
52.0%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
10.6%
Latest one-year revenue growth.
EPS growth
12.1%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-21.8%
Latest one-year free-cash-flow growth.
Piotroski F-score
5/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
5.9%
Cash dividends relative to market value.
Buyback yield
0.0%
Net share repurchases relative to market value.
Shareholder yield
5.9%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-2.1x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity-

No recent insider transactions are stored for this company.

News sentiment50/100

Weighted news tone is neutral across 3 relevant articles.

0 positive · 3 neutral · 0 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-6.2%Distance below the 52-week high.
13-week volatility2.7%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher10 of 2614 weeks finished lower.
Best week+17.0%Week of 27 Mar.
Worst week-4.5%Week of 5 Jun.
Latest week+0.4%Week of 7 Aug.

Shape of recent returns

Strong gains4
Modest gains6
Flat weeks2
Modest losses13
Sharp losses1
Recent vol2.7%13-week weekly-return volatility.
Base vol4.7%52-week weekly-return volatility.
Up/down split24/25Count of positive and negative weeks in the 52-week window.
Average skew4.0% / -2.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

IndustryGB Insurance - Property & Casualty
4-week rank3 / 3
Group average1.3%
Trend breadth100.0%
Trend100.0%active weekly trend signals
MD100.0%positive activity pressure
RS100.0%positive relative leadership

Four-week leaders

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
7 Aug 2026394.0 GBP0.4%355.1 GBP246.1 GBP0.144.09122.1KOn
31 Jul 2026392.5 GBP-0.6%352.0 GBP245.0 GBP0.363.99191.2KOn
24 Jul 2026395.0 GBP-1.9%349.7 GBP243.8 GBP0.526.14269.0KOn
17 Jul 2026402.5 GBP0.6%347.4 GBP242.7 GBP0.639.87133.3KOn
10 Jul 2026400.0 GBP3.9%344.4 GBP241.5 GBP0.6810.56141.2KOn
3 Jul 2026385.0 GBP0.0%342.4 GBP240.2 GBP0.704.8614.5KOn
26 Jun 2026385.0 GBP-0.6%340.7 GBP239.1 GBP0.756.8011.6KOn
19 Jun 2026387.5 GBP0.0%339.4 GBP238.0 GBP0.919.2622.0KOn
12 Jun 2026387.5 GBP-1.9%338.0 GBP236.8 GBP1.068.4822.6KOn
5 Jun 2026395.0 GBP-4.5%336.4 GBP235.6 GBP1.2611.8717.3KOn
29 May 2026413.5 GBP5.6%333.5 GBP234.2 GBP1.4016.98290.1KOn
22 May 2026391.5 GBP-0.5%329.7 GBP232.7 GBP1.3310.65346.0KOn
15 May 2026393.5 GBP4.7%327.7 GBP231.4 GBP1.3214.56498.4KOn
8 May 2026376.0 GBP7.4%325.6 GBP230.3 GBP1.139.63511.0KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.

Evidence context