- Price is above the Trend Line, keeping the weekly tape constructive.
- Activity pressure is positive on the latest completed week.
- Volume is elevated versus the 13-week average, confirming attention.
GICHSGFIN
NSI
Week ended 07 Aug 2026
Weekly Investor Report
GIC Housing Finance Limited · Financial Services · Mortgage Finance
Latest close
152.9 INR
3.5%
latest week
Weekly setup
Mixed setup
The weekly trend is not active. Price is 0.7% above the Trend Line and sits at 41.5% of its 52-week range. The latest completed week returned 3.5%, after a 1.1% four-week move. The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 50/100.
Setup score
44
out of 100
Latest Close
152.9 INR
7 Aug 2026
1W Return
3.5%
latest completed week
4W Return
1.1%
short-term follow-through
12W Return
3.8%
quarterly tape
Trend Breadth
3.8%
2 of 52 weeks active
Volume Ratio
1.9x
vs 13-week average
- The trend backdrop is inactive, so price action has not confirmed a constructive regime.
- Price is below Fair Value, so the market is still discounting the latest tape.
- Activity pressure is weak, so confirmation is not yet broad enough.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
3.5%
Latest completed week; four-week move 1.1%.
Indicator stack
2/55
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
50/100
25 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is not active. Price is 0.7% above the Trend Line and sits at 41.5% of its 52-week range. The latest completed week returned 3.5%, after a 1.1% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.9x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.1012-week average 0.07
12-week confirmation
Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.10Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers
No recent accumulation markers. No reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 1.1% over four weeks, 3.8% over 12 weeks, and -14.8% over one year. The current trend has remained active for 0 consecutive weeks.
Performance by holding period
Active trend streak0 weeks
Active weeks in one year2
Trend breadth3.8%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure0.46Latest activity-pressure read.
Pressure change-40.1%Four-week change in activity pressure.
Leadership-4.03Latest relative-leadership reading.
RS change23.5%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 91%
Model confidence 85%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength32/100Blend of value, momentum, and quality. Underlying universe rank 69; rank 1 is best.
Value68/100Relative valuation strength. Underlying universe rank 33; rank 1 is best.
Quality13/100Profitability and accounting quality. Underlying universe rank 88; rank 1 is best.
Momentum25/100Medium-term price momentum. Underlying universe rank 76; rank 1 is best.
Growth16/100Revenue and earnings growth. Underlying universe rank 85; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Value-quality framework34/100Value and quality alignment from the Sharemaestro SVQF framework.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 5.3x Price divided by trailing earnings.
- Price / sales
- 0.8x Market value relative to trailing revenue.
- EV / EBITDA
- 41.5x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- -3.3% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- 27.3% Gross profit retained from each unit of revenue.
- Operating margin
- 21.3% Operating profit retained from revenue.
- Free-cash-flow margin
- -30.4% Free cash flow generated from revenue.
- Return on invested capital
- 1.5% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 1.4% Latest one-year revenue growth.
- EPS growth
- -3.5% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- - Latest one-year free-cash-flow growth.
- Piotroski F-score
- 4/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 2.9% Cash dividends relative to market value.
- Buyback yield
- 0.0% Net share repurchases relative to market value.
- Shareholder yield
- 2.9% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 38.0x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment50/100
Weighted news tone is neutral across 25 relevant articles.
1 positive · 24 neutral · 0 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-17.4%Distance below the 52-week high.
13-week volatility2.5%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher13 of 2613 weeks finished lower.
Best week+7.7%Week of 10 Apr.
Worst week-6.0%Week of 13 Mar.
Latest week+3.5%Week of 7 Aug.
Shape of recent returns
Strong gains3
Modest gains10
Flat weeks0
Modest losses11
Sharp losses2
Recent vol2.5%13-week weekly-return volatility.
Base vol2.9%52-week weekly-return volatility.
Up/down split26/25Count of positive and negative weeks in the 52-week window.
Average skew1.9% / -2.5%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorIN Financial Services
4-week rank- / 100
Group average-0.9%
Trend breadth59.0%
Trend59.0%active weekly trend signals
MD70.0%positive activity pressure
RS57.0%positive relative leadership
Four-week leaders
IndustryIN Mortgage Finance
4-week rank2 / 15
Group average-5.3%
Trend breadth46.7%
Trend46.7%active weekly trend signals
MD60.0%positive activity pressure
RS33.3%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape39/100
Trend, activity pressure, participation, and risk combine to a 39/100 tape read.
Indicator analysis31/100Latest 12-week confirmation: trend 0/12, activity pressure 12/12, relative leadership 0/12.
Activity pressure 0.10; No reversal markers Factors33/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Tiny Titans rank 52; Buyback Yield rank 33; Small Cap Core rank 17 SVQF34/100Value and quality alignment from the Sharemaestro SVQF framework.
Composite rank 1034.5 of 1576 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment50/100Weighted news tone is neutral across 25 relevant articles.
GIC Housing Finance shareholders approve ₹2,500 cr NCD limit Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 152.9 INR | 3.5% | 151.8 INR | 189.6 INR | 0.46 | -4.03 | 576.8K | Off |
| 31 Jul 2026 | 147.7 INR | 0.6% | 152.4 INR | 189.7 INR | 0.40 | -6.90 | 263.5K | Off |
| 24 Jul 2026 | 146.9 INR | -3.0% | 153.4 INR | 190.0 INR | 0.54 | -5.46 | 340.0K | Off |
| 17 Jul 2026 | 151.4 INR | 0.1% | 154.5 INR | 190.2 INR | 0.72 | -5.16 | 564.4K | Off |
| 10 Jul 2026 | 151.2 INR | -2.6% | 155.3 INR | 190.4 INR | 0.76 | -5.27 | 360.8K | Off |
| 3 Jul 2026 | 155.2 INR | -2.8% | 155.6 INR | 190.6 INR | 0.69 | -3.44 | 117.8K | Off |
| 26 Jun 2026 | 159.7 INR | 0.3% | 156.0 INR | 190.7 INR | 0.53 | -0.11 | 0 | Off |
| 19 Jun 2026 | 159.3 INR | 5.4% | 156.4 INR | 190.8 INR | 0.34 | -0.42 | 330.7K | Off |
| 12 Jun 2026 | 151.2 INR | 3.8% | 156.7 INR | 190.8 INR | 0.16 | -4.11 | 135.1K | Off |
| 5 Jun 2026 | 145.6 INR | 0.4% | 157.4 INR | 190.9 INR | 0.05 | -6.93 | 85.6K | Off |
| 29 May 2026 | 145.0 INR | -1.0% | 158.2 INR | 191.0 INR | 0.16 | -8.41 | 365.7K | Off |
| 22 May 2026 | 146.4 INR | -0.6% | 159.2 INR | 191.1 INR | 0.10 | -8.54 | 461.7K | Off |
| 15 May 2026 | 147.3 INR | -1.6% | 160.1 INR | 191.2 INR | 0.05 | -8.00 | 425.3K | Off |
| 8 May 2026 | 149.7 INR | 1.5% | 160.9 INR | 191.2 INR | 0.06 | -8.87 | 719.0K | Off |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.