PROV NASDAQ Week ended 07 Aug 2026

Weekly Investor Report

Provident Financial Holdings Inc · Financial Services · Banks - Regional

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Latest close 17.93 USD
0.9% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 7.5% above the Trend Line and sits at 88.5% of its 52-week range. The latest completed week returned 0.9%, after a 3.9% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 57/100.

Setup score 70 out of 100
Latest Close 17.93 USD 7 Aug 2026
1W Return 0.9% latest completed week
4W Return 3.9% short-term follow-through
12W Return 5.4% quarterly tape
Trend Breadth 96.2% 50 of 52 weeks active
Volume Ratio 1.8x vs 13-week average
What is working
  • The trend backdrop is active with a 35-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • No major top-level risk cluster is currently dominant.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 0.9% Latest completed week; four-week move 3.9%. Indicator stack 98/58 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 57/100 55 relevant articles in the latest sentiment read.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 7.5% above the Trend Line and sits at 88.5% of its 52-week range. The latest completed week returned 0.9%, after a 3.9% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.8x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul 7 Aug
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8712-week average 0.93

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure9/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership1/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.87Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 3.9% over four weeks, 5.4% over 12 weeks, and 21.6% over one year. The current trend has remained active for 35 consecutive weeks.

Performance by holding period

1W0.9%
4W3.9%
12W5.4%
26W12.1%
52W21.6%
Active trend streak35 weeks
Active weeks in one year50
Trend breadth96.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.12Latest activity-pressure read.
Pressure change74.7%Four-week change in activity pressure.
Leadership-2.50Latest relative-leadership reading.
RS change63.7%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 09 Aug 2026 Financial statements through 30 Jun 2026 Field coverage 91% Model confidence 91%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength76/100Blend of value, momentum, and quality. Underlying universe rank 25; rank 1 is best.
Value73/100Relative valuation strength. Underlying universe rank 28; rank 1 is best.
Quality76/100Profitability and accounting quality. Underlying universe rank 25; rank 1 is best.
Momentum30/100Medium-term price momentum. Underlying universe rank 71; rank 1 is best.
Growth7/100Revenue and earnings growth. Underlying universe rank 94; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework52/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
16.8x
Price divided by trailing earnings.
Price / sales
1.9x
Market value relative to trailing revenue.
EV / EBITDA
17.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
-
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
68.1%
Gross profit retained from each unit of revenue.
Operating margin
16.2%
Operating profit retained from revenue.
Free-cash-flow margin
-
Free cash flow generated from revenue.
Return on invested capital
2.8%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-0.9%
Latest one-year revenue growth.
EPS growth
6.4%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
3.1%
Cash dividends relative to market value.
Buyback yield
0.0%
Net share repurchases relative to market value.
Shareholder yield
3.1%
Dividend yield plus net buyback yield.
Net debt / EBITDA
8.5x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity2 / 5

2 acquisitions and 5 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 55 relevant articles.

19 positive · 34 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-2.3%Distance below the 52-week high.
13-week volatility1.3%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2611 weeks finished lower.
Best week+5.4%Week of 10 Apr.
Worst week-1.6%Week of 29 May.
Latest week+0.9%Week of 7 Aug.

Shape of recent returns

Strong gains1
Modest gains14
Flat weeks0
Modest losses11
Sharp losses0
Recent vol1.3%13-week weekly-return volatility.
Base vol1.4%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew1.3% / -0.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape72/100

Trend, activity pressure, participation, and risk combine to a 72/100 tape read.

 Indicator analysis67/100

Latest 12-week confirmation: trend 12/12, activity pressure 9/12, relative leadership 1/12.

Activity pressure 0.87; No reversal markers Factors64/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 59; Small Cap Core rank 33 SVQF52/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 347.0 of 718 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment57/100

Weighted news tone is neutral across 55 relevant articles.

Should You Buy Provident Financial Services, Inc. (NYSE:PFS) For Its Upcoming Dividend? Insiders2 / 5

2 acquisitions and 5 disposals in the latest 180-day insider tape.

 Earnings50/100

No stored earnings event is currently attached to this ticker.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
7 Aug 202617.93 USD0.9%16.67 USD14.15 USD0.12-2.5059.3KOn
31 Jul 202617.76 USD3.1%16.60 USD14.11 USD-0.181.4540.6KOn
24 Jul 202617.22 USD0.1%16.54 USD14.08 USD-0.32-1.1718.9KOn
17 Jul 202617.21 USD-0.2%16.49 USD14.05 USD-0.07-2.9024.9KOn
10 Jul 202617.25 USD0.2%16.44 USD14.02 USD0.07-6.8918.5KOn
3 Jul 202617.21 USD0.1%16.38 USD13.99 USD0.31-5.6814.9KOn
26 Jun 202617.20 USD2.1%16.31 USD13.95 USD0.50-5.1527.0KOn
19 Jun 202616.84 USD-1.6%16.24 USD13.91 USD0.54-11.5427.5KOn
12 Jun 202617.11 USD1.1%16.17 USD13.88 USD0.84-8.1142.4KOn
5 Jun 202616.92 USD-0.2%16.11 USD13.84 USD0.95-7.3554.0KOn
29 May 202616.95 USD-1.6%16.04 USD13.80 USD1.03-11.7027.5KOn
22 May 202617.23 USD1.3%15.99 USD13.76 USD1.21-8.0426.9KOn
15 May 202617.01 USD0.1%15.93 USD13.72 USD1.24-8.4140.9KOn
8 May 202616.99 USD-0.1%15.87 USD13.68 USD1.23-9.1434.9KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.

Evidence context