US Equity · NASDAQ · Earnings Dossier

GCBC earnings intelligence

Greene County Bancorp Inc

Financial Services · Banks - Regional · USD reporting basis

Current earnings profile Evidence is still developing

More reported quarters are needed before delivery consistency can be assessed reliably.

Evidence78/100 · Strong

Next scheduled catalyst

Tuesday 20 October 2026

Time unconfirmed · Fiscal period ending 30 Sep 2026

21event risk

Contained

Countdown68 dayscalendar proximity
EPS estimate-provider consensus
Estimate growth-versus comparable year-ago actual
Historical movement3.3%average absolute next weekly close

Three-year earnings transmission

Delivered earnings power versus market price

Fundamental fracture

Market price is leading earnings power; the spread is widening and has persisted through 1 update. Both series begin at 100, so the gap isolates the relative change in price and trailing earnings power.

Market move11.2%2023-08-18 to 2026-08-07
Earnings move-24.2%trailing diluted EPS
Unresolved spread-35.4 ptsWidening
Current multiple14.3xprice divided by TTM EPS
Relationship pressure39/100Low
Model confidence83/100High

Move decomposition

Earnings contribution and valuation offset

The market move is separated into the change in trailing earnings power and the offset from relative valuation.

Relationship controls

What qualifies the headline spread

Fundamental fracture

Earnings have weakened while price has not adjusted to the same degree.

Model qualification

The direction is sensitive to the comparison horizon.

Beat rate-0 beats in 0 measured quarters
Average surprise-median -
Delivery streak0No measured streak
Average response-0.7%12 measured reactions
Result-price confirmation-same directional sign
Surprise variability-population dispersion

Estimate delivery

Actual EPS versus consensus

Actual and estimated EPS are displayed in reported currency on the same quarterly basis.

Price acceptance

Surprise and next weekly close

The response uses the first completed weekly close after the public report against the prior completed weekly close.

Fundamental delivery

Quarterly revenue and net income

Reported financial statements provide scale and earnings quality context around the headline EPS result.

Transmission matrix

Does price confirm delivery?

Upper right and lower left observations confirm the sign of delivery. The other quadrants expose expectation or resilience effects.

Current business context

Growth, quality and valuation

As of 9 Aug 2026
EPS growth-year on year
Revenue growth-year on year
Average surprise-latest four quarters
SUE-standardised surprise
Net margin41.3%trailing basis
Cash conversion0.88xcash flow / net income
P/E18.9xcurrent snapshot
Data completeness64%yfinance

Market context

Positioning into the event

Week ending 7 Aug 2026
Weekly close34.57 USDcompleted week
13-week return45.5%price momentum
Fair-value gap32.5%price versus current fair value
Relative strength22.9exchange benchmark
Trend signalActiveweekly architecture
Next-week stateUndecided52.3%

Market context describes the setup surrounding the report. It does not convert the earnings event into a directional forecast.

Reported evidence ledger

Quarter-by-quarter delivery and acceptance

Each row preserves the reported estimate, public date, statement context and conservative weekly reaction measurement.

12 quarters
Reported / periodEPS actual / estimateSurpriseEPS growthRevenue / growthNext close / four weeksRead
Reported / period23 Jul 202630 Jun 2026 · exact
EPS actual / estimate0.67 / -USD
Surprise-Unavailable
EPS growth+22.2%year on year
Revenue / growth-- · USD
Next close / four weeks+0.5% / -completed weekly closes
ReadUnavailableresult versus price sign
Reported / period22 Apr 202631 Mar 2026 · exact
EPS actual / estimate0.62 / -USD
Surprise-Unavailable
EPS growth+30.7%year on year
Revenue / growth23885000+19.0% · USD
Next close / four weeks-1.1% / +5.1%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period21 Jan 202631 Dec 2025 · exact
EPS actual / estimate0.60 / -USD
Surprise-Unavailable
EPS growth+37.4%year on year
Revenue / growth22215000- · USD
Next close / four weeks-2.0% / +6.4%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period21 Oct 202530 Sep 2025 · exact
EPS actual / estimate0.52 / -USD
Surprise-Unavailable
EPS growth+41.7%year on year
Revenue / growth21506000-31.7% · USD
Next close / four weeks+4.4% / +1.9%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period5 Sep 202530 Jun 2025 · exact
EPS actual / estimate0.55 / -USD
Surprise-Unavailable
EPS growth+38.6%year on year
Revenue / growth20471000-34.1% · USD
Next close / four weeks-0.4% / -4.5%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period22 Apr 202531 Mar 2025 · exact
EPS actual / estimate0.47 / -USD
Surprise-Unavailable
EPS growth+37.4%year on year
Revenue / growth20067000-31.9% · USD
Next close / four weeks+3.2% / +9.3%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period22 Jan 202531 Dec 2024 · exact
EPS actual / estimate0.44 / -USD
Surprise-Unavailable
EPS growth+31.2%year on year
Revenue / growth-- · USD
Next close / four weeks-2.0% / +2.0%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period22 Oct 202430 Sep 2024 · exact
EPS actual / estimate0.37 / -USD
Surprise-Unavailable
EPS growth-3.2%year on year
Revenue / growth31506000+12.6% · USD
Next close / four weeks-5.6% / +11.9%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period6 Sep 202430 Jun 2024 · exact
EPS actual / estimate0.40 / -USD
Surprise-Unavailable
EPS growth-year on year
Revenue / growth31047000- · USD
Next close / four weeks-10.3% / -10.6%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period23 Apr 202431 Mar 2024 · exact
EPS actual / estimate0.34 / -USD
Surprise-Unavailable
EPS growth-year on year
Revenue / growth29483000- · USD
Next close / four weeks+4.9% / +12.9%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period23 Jan 202431 Dec 2023 · exact
EPS actual / estimate0.34 / -USD
Surprise-Unavailable
EPS growth-year on year
Revenue / growth29071000- · USD
Next close / four weeks+2.6% / +16.5%completed weekly closes
ReadUnavailableresult versus price sign
Reported / period24 Oct 202330 Sep 2023 · exact
EPS actual / estimate0.38 / -USD
Surprise-Unavailable
EPS growth-year on year
Revenue / growth27971000- · USD
Next close / four weeks-2.7% / +13.2%completed weekly closes
ReadUnavailableresult versus price sign

Reproducible method

How the earnings dossier is measured

Descriptive, not predictive
Estimate delivery

Reported diluted EPS is compared with the stored estimate for the same fiscal period. Moves within ±0.5% are classified as in-line.

Price response

The first completed weekly close after the public date is compared with the prior completed weekly close. Four-week response uses the first close at least 21 days later.

Event risk

Risk combines proximity, average absolute price movement, surprise variability, estimate availability and timing certainty. It does not score direction.

Data discipline

Exact public dates are used when stored. Missing estimates, timing and statement fields remain missing. No result or reaction is filled from a future observation.

Independent market research for education. Not investment advice, a recommendation, forecast, target or execution instruction.

Evidence context