Cash generation · LSE
STAN
Standard Chartered PLC. Elite cash generator: strong owner-cash yield with clean quality and limited trap risk.
Current reading
What supports the cash yield
This review starts with cash generation, then checks reported profit, debt, deterioration and the market record. Buffett and Munger used the same practical order of questions: cash first, accounting second, then balance-sheet resilience. The current figures are unusually consistent: cash generation is strong and the measured warning scores are low.
Six supporting scores
- Cash Yield100.0
- Cash Quality69.1
- Durability90.0
- Balance Sheet100.0
- Capital Allocation57.0
- Market Confirmation70.3
How to read this company
Buffett and Munger described owner earnings as a practical way to look beyond reported profit. This page applies that cash-first question, then checks conversion, durability, debt, shareholder returns and the market record.
Cash and balance-sheet measures
Cash Quality Metrics
Percentages and ratios are shown separately so that one strong figure does not conceal weaker borrowing or cash conversion.
Risk checks
What could weaken the reading
Active warnings reduce the company’s score. A blank warning list means only that none of these specific rules is active.
financial statement caution
Banks, insurers and credit balance sheets are not directly comparable to normal operating companies on FCF metrics.
Does the business produce meaningful cash relative to the price paid?
Do reported profits convert into free cash flow?
Is the cash generation supported by growth, stability and margin resilience?
Can the company survive a tougher cycle without the cash story breaking?
Is management returning or retaining cash in a way that supports owners?
Weekly history
How the reading has changed
Every point uses the same scoring rules and a completed weekly factor snapshot.
| Week | Score | Owner earnings yield | Risk |
|---|---|---|---|
| 16 Aug 2026 | 80.8 | 43.4% | 10 |
| 9 Aug 2026 | 81.0 | 47.2% | 10 |
| 2 Aug 2026 | 81.0 | 47.8% | 10 |
| 26 Jul 2026 | 79.9 | 49.2% | 10 |
| 19 Jul 2026 | 79.7 | 49.9% | 10 |
| 12 Jul 2026 | 79.9 | 49.4% | 10 |
| 5 Jul 2026 | 70.0 | 49.5% | 28 |
| 28 Jun 2026 | 75.3 | 51.4% | 18 |
| 21 Jun 2026 | 75.3 | 51.1% | 18 |
| 14 Jun 2026 | 75.4 | 53.9% | 18 |