Company insider dossier

Live Oak Bancshares, Inc. insider intelligence

LOB filings assessed for conviction, transaction quality, insider breadth, clustering, freshness, and price confirmation.

Terminal chart Weekly report Factor intelligence Financial Services Banks - Regional Data API
12/100

Concentrated distribution

92/100 confidence
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Latest evidence
4 Aug 2026

Investment committee read

Concentrated distribution

Priced common-share disposals are concentrated enough to warrant review, but they are not treated as a standalone bearish forecast.

Review exposure and filing context

Evidence in favour

  • Participation spans 13 named insiders rather than one filing source.
  • The latest qualifying evidence is fresh, dated 04 Aug 2026.

Decision risks

  • Qualifying disposal events outnumber acquisitions, although disposals receive a lower directional weight.
Conviction12Concentrated distribution
Confidence92Deep evidence
Named insiders13participating in the tape
Controlled events25directional common-share events
Acquisition value$0normalized amount
Disposal value$8.2Mnormalized amount

Price confirmation map

Weekly price with common-share events

Acquisitions and disposals are aligned to the nearest completed weekly bar.

42.8037.9433.0928.2323.38 Disposal · 4 Aug 2026 · $88.7KDisposal · 4 Aug 2026 · $6.7KDisposal · 3 Aug 2026 · $361.9KDisposal · 28 Jul 2026 · $256.7KDisposal · 27 Jul 2026 · $126.4KDisposal · 1 Jul 2026 · $242.1KDisposal · 1 Jul 2026 · $107.4KDisposal · 24 Jun 2026 · $336.5KDisposal · 11 Jun 2026 · $381.9KDisposal · 10 Jun 2026 · $351.5KDisposal · 10 Jun 2026 · $35.9KDisposal · 4 Jun 2026 · $369.7KDisposal · 4 Jun 2026 · $3.0KDisposal · 3 Jun 2026 · $341.0KDisposal · 3 Jun 2026 · $23.7KDisposal · 28 May 2026 · $372.5KDisposal · 27 May 2026 · $376.5KDisposal · 21 May 2026 · $244.1KDisposal · 21 May 2026 · $126.8KAcquisition · 20 May 2026 · Not reportedDisposal · 20 May 2026 · $355.2KDisposal · 20 May 2026 · $114.5KDisposal · 20 May 2026 · $13.2KDisposal · 14 May 2026 · $362.3KDisposal · 13 May 2026 · $359.6KAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedAcquisition · 1 May 2026 · Not reportedDisposal · 30 Apr 2026 · $2.8M
Feb 2025Aug 2026
Weekly closeCommon-share acquisitionCommon-share disposal

Market confirmation

Price and trend context

Latest close
42.60 USD
One-week move
-0.5%
Four-week move
+2.3%
Fair-value gap
+18.0%
Trend signal
Active
Relative strength
3.7

Directional balance

Controlled event mix

0.0%acquisition
Acquisition events
0
Disposal events
25
Net value
-$8.2M

Cadence

Twelve-week filing pressure

Volume shows attention. Controlled events determine direction.

225 May
401 Jun
308 Jun
015 Jun
122 Jun
229 Jun
006 Jul
013 Jul
020 Jul
227 Jul
303 Aug
010 Aug

Named participants

Insider conviction by person

BRADFORD, TONYA WILLIAMSDirector500 events
CAMERON, WILLIAM HENDERSONDirector500 events
DAVIS, SALLY SDirector500 events
LUNSFORD, JEFFREY WDirector500 events
MCHENRY, PATRICK TIMOTHYDirector500 events
PETTY, MILTOM EMMETTDirector500 events
VALINE, YOUSEF A.Director500 events
SPENCER, COURTNEYChief Experience Officer281 events
DERRAIK, RENATOChief Info./Digital Off., Bank281 events
LUCHT, DAVID GDirector252 events
MOROZ, MARK MICHAELChief Banking Officer252 events
WILLIAMS, WILLIAM L. IIIDirector204 events

Evidence quality

Security and transaction context

Common equity34
Equity compensation16
Options and derivatives0
Other securities0

Role architecture

Who is participating

Director29
CEO and chair15
Other executive6

Transaction evidence

Auditable LOB filing ledger

Showing 1 to 30 of 50.

LUCHT, DAVID GDirector
DisposalCommon equity
2000 sharesVoting Common Stock
$88.7KDirectional evidence
SPENCER, COURTNEYChief Experience Officer
DisposalCommon equity
154 sharesVoting Common Stock
$6.7KDirectional evidence
WILLIAMS, WILLIAM L. IIIDirector
DisposalCommon equity
8400 sharesVoting Common Stock
$361.9KDirectional evidence
MOROZ, MARK MICHAELChief Banking Officer
DisposalCommon equity
6100 sharesVoting Common Stock
$256.7KDirectional evidence
LUCHT, DAVID GDirector
DisposalCommon equity
3000 sharesVoting Common Stock
$126.4KDirectional evidence
WILLIAMS, WILLIAM L. IIIDirector
DisposalCommon equity
5796 sharesVoting Common Stock
$242.1KDirectional evidence
WILLIAMS, WILLIAM L. IIIDirector
DisposalCommon equity
2604 sharesVoting Common Stock
$107.4KDirectional evidence
WILLIAMS, WILLIAM L. IIIDirector
DisposalCommon equity
8400 sharesVoting Common Stock
$336.5KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
10000 sharesVoting Common Stock
$381.9KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
9085 sharesVoting Common Stock
$351.5KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
915 sharesVoting Common Stock
$35.9KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
9921 sharesVoting Common Stock
$369.7KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
79 sharesVoting Common Stock
$3.0KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
9363 sharesVoting Common Stock
$341.0KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
637 sharesVoting Common Stock
$23.7KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
10000 sharesVoting Common Stock
$372.5KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
10000 sharesVoting Common Stock
$376.5KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
6612 sharesVoting Common Stock
$244.1KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
3388 sharesVoting Common Stock
$126.8KDirectional evidence
MOROZ, MARK MICHAELChief Banking Officer
DisposalEquity compensation
7117 sharesRestricted Stock Units
Not reportedContext evidence
MOROZ, MARK MICHAELChief Banking Officer
AcquisitionCommon equity
7117 sharesVoting Common Stock
Not reportedContext evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
9645 sharesVoting Common Stock
$355.2KDirectional evidence
MOROZ, MARK MICHAELChief Banking Officer
DisposalCommon equity
3163 sharesVoting Common Stock
$114.5KDirectional evidence
MAHAN, JAMES S IIIDirector, Chief Executive Officer, 10% Owner
DisposalCommon equity
355 sharesVoting Common Stock
$13.2KDirectional evidence
BRADFORD, TONYA WILLIAMSDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
CAMERON, WILLIAM HENDERSONDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
LUCHT, DAVID GDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
LUNSFORD, JEFFREY WDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
MCHENRY, PATRICK TIMOTHYDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence
PETTY, MILTOM EMMETTDirector
AcquisitionEquity compensation
2486 sharesRestricted Stock Units
Not reportedContext evidence

Reading the dossier

Direction and confidence are separate

Conviction

The 0 to 100 score classifies deduplicated priced common-share evidence. Fifty is balanced or non-directional.

Confidence

Confidence rises with controlled event depth, named-insider breadth, fresh evidence, normalized values, and a longer observation span.

Disposals

Selling is not treated as the mirror image of buying. It carries less directional weight because taxes, diversification, compensation, and planned transactions can all create sales.

Price confirmation

The market chart tests whether the filing thesis is being confirmed or rejected by price, fair-value position, relative strength, and the current trend state.

Independent market research for education. This classification is not investment advice, a recommendation, a forecast, or an execution instruction.

Evidence context