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finance.yahoo.com · Macro sensitivity

56% of Workers Plan to Retire at 65 or Later. The Average American Is Out at 62, and Not by Choice.

Quick Read 56% of workers plan to retire at 65 or older, but the actual average U.S. retirement age is somewhere between 61 and 62. Nearly 42% of retirees exit the workforce earlier than planned, most often due to health issues (30%) or sudden job loss (21%). The personal savings rate has collapsed to 2.8% in 2026, and …