- The trend backdrop is active with a 4-week active streak.
- Price is above the Trend Line, keeping the weekly tape constructive.
- Activity pressure is positive on the latest completed week.
- Volume is elevated versus the 13-week average, confirming attention.
UTKARSHBNK
NSI
Week ended 07 Aug 2026
Weekly Investor Report
Utkarsh Small Finance Bank Limited · Financial Services · Banks - Regional
Latest close
14.19 INR
-3.5%
latest week
Weekly setup
Mixed setup
The weekly trend is active. Price is 3.6% above the Trend Line and sits at 32.6% of its 52-week range. The latest completed week returned -3.5%, after a -3.1% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 40/100.
Setup score
35
out of 100
Latest Close
14.19 INR
7 Aug 2026
1W Return
-3.5%
latest completed week
4W Return
-3.1%
short-term follow-through
12W Return
5.2%
quarterly tape
Trend Breadth
7.7%
4 of 52 weeks active
Volume Ratio
1.5x
vs 13-week average
- Price is below Fair Value, so the market is still discounting the latest tape.
- Next-week expectancy is negative at 32.74% based on similar historical setup states.
- Activity pressure is weak, so confirmation is not yet broad enough.
- The share remains more than 20% below its 52-week high.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
-3.5%
Latest completed week; four-week move -3.1%.
Indicator stack
18/64
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
Next-Week Expectancy
Negative 32.74%
Historical one-week expectancy contributes to the evidence score when direction is confirmed.
News sentiment
40/100
19 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is active. Price is 3.6% above the Trend Line and sits at 32.6% of its 52-week range. The latest completed week returned -3.5%, after a -3.1% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.5x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.2012-week average 0.17
12-week confirmation
Trend active4/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.20Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers
No recent accumulation markers. No reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is -3.1% over four weeks, 5.2% over 12 weeks, and -31.3% over one year. The current trend has remained active for 4 consecutive weeks.
Performance by holding period
Active trend streak4 weeks
Active weeks in one year4
Trend breadth7.7%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure0.86Latest activity-pressure read.
Pressure change-16.9%Four-week change in activity pressure.
Leadership-8.85Latest relative-leadership reading.
RS change-13.2%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 64%
Model confidence 60%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength75/100Blend of value, momentum, and quality. Underlying universe rank 26; rank 1 is best.
Value60/100Relative valuation strength. Underlying universe rank 41; rank 1 is best.
Quality59/100Profitability and accounting quality. Underlying universe rank 42; rank 1 is best.
Momentum62/100Medium-term price momentum. Underlying universe rank 39; rank 1 is best.
Growth60/100Revenue and earnings growth. Underlying universe rank 41; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- - Price divided by trailing earnings.
- Price / sales
- 1.3x Market value relative to trailing revenue.
- EV / EBITDA
- - Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- 23.1% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- - Gross profit retained from each unit of revenue.
- Operating margin
- - Operating profit retained from revenue.
- Free-cash-flow margin
- 33.1% Free cash flow generated from revenue.
- Return on invested capital
- - Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- -27.2% Latest one-year revenue growth.
- EPS growth
- - Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- -11.9% Latest one-year free-cash-flow growth.
- Piotroski F-score
- 2/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- - Cash dividends relative to market value.
- Buyback yield
- -37.6% Net share repurchases relative to market value.
- Shareholder yield
- -37.6% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- - Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment40/100
Weighted news tone is negative across 19 relevant articles.
2 positive · 15 neutral · 2 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-37.2%Distance below the 52-week high.
13-week volatility5.8%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher12 of 2614 weeks finished lower.
Best week+15.2%Week of 10 Apr.
Worst week-12.9%Week of 15 May.
Latest week-3.5%Week of 7 Aug.
Shape of recent returns
Strong gains6
Modest gains6
Flat weeks0
Modest losses9
Sharp losses5
Recent vol5.8%13-week weekly-return volatility.
Base vol6.6%52-week weekly-return volatility.
Up/down split22/29Count of positive and negative weeks in the 52-week window.
Average skew5.1% / -4.8%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorIN Financial Services
4-week rank- / 100
Group average-0.9%
Trend breadth59.0%
Trend59.0%active weekly trend signals
MD70.0%positive activity pressure
RS57.0%positive relative leadership
Four-week leaders
IndustryIN Banks - Regional
4-week rank28 / 41
Group average0.5%
Trend breadth58.5%
Trend58.5%active weekly trend signals
MD80.5%positive activity pressure
RS70.7%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape32/100
Trend, activity pressure, participation, and risk combine to a 32/100 tape read.
Indicator analysis41/100Latest 12-week confirmation: trend 4/12, activity pressure 12/12, relative leadership 0/12.
Activity pressure 0.20; No reversal markers Next-Week ExpectancyNegative 32.74%Next-week expectancy is negative with a 32.74% historical one-week setup read.
Adds short-term historical context without overriding trend, activity, or relative leadership. Factors64/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 99; Small Cap Core rank 54 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment40/100Weighted news tone is negative across 19 relevant articles.
Utkarsh Small Finance Bank reports standalone net loss of Rs 33.92 crore in the June 2026 quarter Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 14.19 INR | -3.5% | 13.70 INR | 33.28 INR | 0.86 | -8.85 | 26.7M | On |
| 31 Jul 2026 | 14.70 INR | 1.7% | 13.71 INR | 33.51 INR | 1.01 | -5.62 | 14.0M | On |
| 24 Jul 2026 | 14.45 INR | -3.6% | 13.73 INR | 33.74 INR | 1.07 | -5.64 | 21.4M | On |
| 17 Jul 2026 | 14.99 INR | 2.4% | 13.74 INR | 33.97 INR | 1.10 | -5.25 | 41.2M | On |
| 10 Jul 2026 | 14.64 INR | -2.9% | 13.74 INR | 34.18 INR | 1.04 | -7.81 | 28.0M | Off |
| 3 Jul 2026 | 15.07 INR | 3.8% | 13.76 INR | 34.31 INR | 0.82 | -6.28 | 8.0M | Off |
| 26 Jun 2026 | 14.52 INR | -1.8% | 13.78 INR | 34.43 INR | 0.63 | -9.74 | 0 | Off |
| 19 Jun 2026 | 14.79 INR | 13.1% | 13.84 INR | 34.56 INR | 0.54 | -8.79 | 13.8M | Off |
| 12 Jun 2026 | 13.08 INR | 4.1% | 13.89 INR | 34.69 INR | 0.46 | -18.70 | 5.9M | Off |
| 5 Jun 2026 | 12.56 INR | -5.3% | 13.99 INR | 34.84 INR | 0.55 | -22.00 | 3.6M | Off |
| 29 May 2026 | 13.26 INR | 0.4% | 14.14 INR | 34.99 INR | 0.77 | -19.26 | 10.4M | Off |
| 22 May 2026 | 13.21 INR | -2.1% | 14.38 INR | 35.13 INR | 0.88 | -20.95 | 18.5M | Off |
| 15 May 2026 | 13.49 INR | -12.9% | 14.66 INR | 35.28 INR | 0.95 | -19.87 | 37.1M | Off |
| 8 May 2026 | 15.49 INR | 7.3% | 14.81 INR | 35.43 INR | 0.97 | -10.97 | 45.4M | Off |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.