- The trend backdrop is active with a 3-week active streak.
- Price is above the Trend Line, keeping the weekly tape constructive.
- Price is above Fair Value, showing premium demand versus the model.
- Activity pressure is positive on the latest completed week.
UJJIVANSFB
NSI
Week ended 07 Aug 2026
Weekly Investor Report
Ujjivan Small Finance Bank Limited · Financial Services · Banks - Regional
Latest close
70.11 INR
-2.3%
latest week
Weekly setup
Constructive, but selective
The weekly trend is active. Price is 17.9% above the Trend Line and sits at 90.1% of its 52-week range. The latest completed week returned -2.3%, after a 7.4% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 57/100. Near-term considerations: price is close to its 52-week high.
Setup score
66
out of 100
Latest Close
70.11 INR
7 Aug 2026
1W Return
-2.3%
latest completed week
4W Return
7.4%
short-term follow-through
12W Return
25.6%
quarterly tape
Trend Breadth
78.8%
41 of 52 weeks active
Volume Ratio
1.0x
vs 13-week average
- 5 reversal markers appear in the recent smart-money tape.
- Price is close to its 52-week high; watch for continuation or exhaustion.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
-2.3%
Latest completed week; four-week move 7.4%.
Indicator stack
54/100
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
57/100
36 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is active. Price is 17.9% above the Trend Line and sits at 90.1% of its 52-week range. The latest completed week returned -2.3%, after a 7.4% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.0x the 13-week average. Participation is around or above normal and provides reasonable confirmation.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.5112-week average 0.40
12-week confirmation
Trend active3/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure5/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.51Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers55 reversal markers
No recent accumulation markers. 5 reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 7.4% over four weeks, 25.6% over 12 weeks, and 59.0% over one year. The current trend has remained active for 3 consecutive weeks.
Performance by holding period
Active trend streak3 weeks
Active weeks in one year41
Trend breadth78.8%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure1.46Latest activity-pressure read.
Pressure change858.5%Four-week change in activity pressure.
Leadership27.21Latest relative-leadership reading.
RS change10.3%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 70%
Model confidence 65%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength94/100Blend of value, momentum, and quality. Underlying universe rank 7; rank 1 is best.
Value78/100Relative valuation strength. Underlying universe rank 23; rank 1 is best.
Quality60/100Profitability and accounting quality. Underlying universe rank 41; rank 1 is best.
Momentum92/100Medium-term price momentum. Underlying universe rank 9; rank 1 is best.
Growth30/100Revenue and earnings growth. Underlying universe rank 71; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 20.9x Price divided by trailing earnings.
- Price / sales
- 2.8x Market value relative to trailing revenue.
- EV / EBITDA
- - Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- 13.1% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- - Gross profit retained from each unit of revenue.
- Operating margin
- - Operating profit retained from revenue.
- Free-cash-flow margin
- 33.6% Free cash flow generated from revenue.
- Return on invested capital
- - Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 12.3% Latest one-year revenue growth.
- EPS growth
- -5.0% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- -10.8% Latest one-year free-cash-flow growth.
- Piotroski F-score
- 3/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- - Cash dividends relative to market value.
- Buyback yield
- -0.2% Net share repurchases relative to market value.
- Shareholder yield
- -0.2% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- - Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment57/100
Weighted news tone is neutral across 36 relevant articles.
12 positive · 22 neutral · 2 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-4.3%Distance below the 52-week high.
13-week volatility5.5%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher13 of 2613 weeks finished lower.
Best week+9.7%Week of 8 May.
Worst week-10.5%Week of 15 May.
Latest week-2.3%Week of 7 Aug.
Shape of recent returns
Strong gains8
Modest gains5
Flat weeks0
Modest losses9
Sharp losses4
Recent vol5.5%13-week weekly-return volatility.
Base vol4.8%52-week weekly-return volatility.
Up/down split27/25Count of positive and negative weeks in the 52-week window.
Average skew4.8% / -3.0%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorIN Financial Services
4-week rank- / 100
Group average-0.9%
Trend breadth59.0%
Trend59.0%active weekly trend signals
MD70.0%positive activity pressure
RS57.0%positive relative leadership
Four-week leaders
IndustryIN Banks - Regional
4-week rank10 / 41
Group average0.5%
Trend breadth58.5%
Trend58.5%active weekly trend signals
MD80.5%positive activity pressure
RS70.7%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape64/100
Trend, activity pressure, participation, and risk combine to a 64/100 tape read.
Indicator analysis43/100Latest 12-week confirmation: trend 3/12, activity pressure 5/12, relative leadership 12/12.
Activity pressure 0.51; 5 reversal markers Factors80/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 79; Small Cap Core rank 44 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment57/100Weighted news tone is neutral across 36 relevant articles.
Ujjivan SFB: Strong Q1 beat, multiple levers to drive RoA expansion Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 70.11 INR | -2.3% | 59.45 INR | 48.65 INR | 1.46 | 27.21 | 72.0M | On |
| 31 Jul 2026 | 71.75 INR | 1.5% | 59.09 INR | 48.51 INR | 1.51 | 32.37 | 133.1M | On |
| 24 Jul 2026 | 70.72 INR | 9.0% | 58.56 INR | 48.35 INR | 1.14 | 35.24 | 245.3M | On |
| 17 Jul 2026 | 64.88 INR | -0.6% | 57.97 INR | 48.18 INR | 0.54 | 22.50 | 96.8M | Off |
| 10 Jul 2026 | 65.27 INR | 9.5% | 57.61 INR | 48.03 INR | 0.15 | 24.66 | 109.6M | Off |
| 3 Jul 2026 | 59.60 INR | 6.2% | 57.20 INR | 47.87 INR | -0.41 | 14.35 | 29.4M | Off |
| 26 Jun 2026 | 56.14 INR | -2.0% | 56.99 INR | 47.75 INR | -0.72 | 9.21 | 0 | Off |
| 19 Jun 2026 | 57.27 INR | 4.6% | 56.94 INR | 47.62 INR | -0.85 | 12.04 | 6.9M | Off |
| 12 Jun 2026 | 54.76 INR | 2.2% | 56.83 INR | 47.48 INR | -1.06 | 9.36 | 14.1M | Off |
| 5 Jun 2026 | 53.56 INR | -1.5% | 56.73 INR | 47.36 INR | -0.97 | 8.47 | 14.8M | Off |
| 29 May 2026 | 54.39 INR | 3.6% | 56.69 INR | 47.24 INR | -0.66 | 9.68 | 33.0M | Off |
| 22 May 2026 | 52.49 INR | -6.0% | 56.61 INR | 47.11 INR | -0.56 | 5.63 | 53.3M | Off |
| 15 May 2026 | 55.83 INR | -10.5% | 56.59 INR | 46.98 INR | -0.48 | 13.14 | 96.2M | On |
| 8 May 2026 | 62.40 INR | 9.7% | 56.36 INR | 46.83 INR | -0.45 | 24.34 | 113.6M | On |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.