- The trend backdrop is active with a 68-week active streak.
- Price is above the Trend Line, keeping the weekly tape constructive.
- Price is above Fair Value, showing premium demand versus the model.
- Activity pressure is constructive, supporting the smart-money activity read.
ELF
TOR
Week ended 07 Aug 2026
Weekly Investor Report
E-L Financial Corporation Limited · Financial Services · Insurance - Life
Latest close
17.79 CAD
5.3%
latest week
Weekly setup
Constructive, but selective
The weekly trend is active. Price is 6.4% above the Trend Line and sits at 93.1% of its 52-week range. The latest completed week returned 5.3%, after a 5.7% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers. The latest news-sentiment score is 51/100. Near-term considerations: price is close to its 52-week high.
Setup score
63
out of 100
Latest Close
17.79 CAD
7 Aug 2026
1W Return
5.3%
latest completed week
4W Return
5.7%
short-term follow-through
12W Return
4.8%
quarterly tape
Trend Breadth
100.0%
52 of 52 weeks active
Volume Ratio
1.3x
vs 13-week average
- Activity pressure is negative, which weakens the current setup.
- 1 reversal markers appear in the recent smart-money tape.
- Price is close to its 52-week high; watch for continuation or exhaustion.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
5.3%
Latest completed week; four-week move 5.7%.
Indicator stack
100/23
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
News sentiment
51/100
20 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is active. Price is 6.4% above the Trend Line and sits at 93.1% of its 52-week range. The latest completed week returned 5.3%, after a 5.7% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.3x the 13-week average. Participation is around or above normal and provides reasonable confirmation.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
7 Aug
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.7912-week average 0.84
12-week confirmation
Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure5/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.79Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers11 reversal markers
No recent accumulation markers. 1 reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 5.7% over four weeks, 4.8% over 12 weeks, and 31.5% over one year. The current trend has remained active for 68 consecutive weeks.
Performance by holding period
Active trend streak68 weeks
Active weeks in one year52
Trend breadth100.0%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure-0.53Latest activity-pressure read.
Pressure change-217.7%Four-week change in activity pressure.
Leadership-1.69Latest relative-leadership reading.
RS change62.5%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers.
Factor week 09 Aug 2026
Financial statements through 31 Mar 2026
Field coverage 82%
Model confidence 77%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength89/100Blend of value, momentum, and quality. Underlying universe rank 12; rank 1 is best.
Value96/100Relative valuation strength. Underlying universe rank 5; rank 1 is best.
Quality34/100Profitability and accounting quality. Underlying universe rank 67; rank 1 is best.
Momentum64/100Medium-term price momentum. Underlying universe rank 37; rank 1 is best.
Growth7/100Revenue and earnings growth. Underlying universe rank 94; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 5.2x Price divided by trailing earnings.
- Price / sales
- 2.3x Market value relative to trailing revenue.
- EV / EBITDA
- 4.7x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- 4.6% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- - Gross profit retained from each unit of revenue.
- Operating margin
- 58.7% Operating profit retained from revenue.
- Free-cash-flow margin
- 13.8% Free cash flow generated from revenue.
- Return on invested capital
- 13.3% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- -14.3% Latest one-year revenue growth.
- EPS growth
- -21.3% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- -22.2% Latest one-year free-cash-flow growth.
- Piotroski F-score
- 4/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 6.8% Cash dividends relative to market value.
- Buyback yield
- -3.2% Net share repurchases relative to market value.
- Shareholder yield
- 3.6% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 0.1x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment51/100
Weighted news tone is neutral across 20 relevant articles.
2 positive · 16 neutral · 2 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-1.8%Distance below the 52-week high.
13-week volatility2.2%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
13 Feb
13 Mar
10 Apr
8 May
5 Jun
3 Jul
7 Aug
Weeks higher13 of 2613 weeks finished lower.
Best week+5.3%Week of 7 Aug.
Worst week-3.8%Week of 15 May.
Latest week+5.3%Week of 7 Aug.
Shape of recent returns
Strong gains1
Modest gains12
Flat weeks0
Modest losses13
Sharp losses0
Recent vol2.2%13-week weekly-return volatility.
Base vol2.2%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew2.0% / -1.4%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorCA Financial Services
4-week rank13 / 83
Group average-0.7%
Trend breadth69.9%
Trend69.9%active weekly trend signals
MD59.0%positive activity pressure
RS50.6%positive relative leadership
Four-week leaders
IndustryCA Insurance - Life
4-week rank1 / 5
Group average3.5%
Trend breadth80.0%
Trend80.0%active weekly trend signals
MD60.0%positive activity pressure
RS60.0%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape63/100
Trend, activity pressure, participation, and risk combine to a 63/100 tape read.
Indicator analysis55/100Latest 12-week confirmation: trend 12/12, activity pressure 5/12, relative leadership 0/12.
Activity pressure 0.79; 1 reversal markers Factors70/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 81; Small Cap Core rank 13 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Sentiment51/100Weighted news tone is neutral across 20 relevant articles.
E-L Financial (TSX:ELF) Regains Attention After Technical Trading Signal Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | 17.79 CAD | 5.3% | 16.71 CAD | 12.27 CAD | -0.53 | -1.69 | 177.7K | On |
| 31 Jul 2026 | 16.90 CAD | -0.3% | 16.66 CAD | 12.20 CAD | -0.73 | -3.54 | 184.0K | On |
| 24 Jul 2026 | 16.95 CAD | -0.3% | 16.61 CAD | 12.14 CAD | -0.52 | -3.74 | 191.3K | On |
| 17 Jul 2026 | 17.00 CAD | 1.0% | 16.57 CAD | 12.08 CAD | -0.37 | -3.27 | 146.5K | On |
| 10 Jul 2026 | 16.83 CAD | -2.2% | 16.53 CAD | 12.02 CAD | -0.17 | -4.51 | 155.4K | On |
| 3 Jul 2026 | 17.20 CAD | 1.8% | 16.48 CAD | 11.95 CAD | -0.05 | -2.46 | 18.9K | On |
| 26 Jun 2026 | 16.89 CAD | -0.9% | 16.43 CAD | 11.89 CAD | -0.00 | -3.70 | 24.9K | On |
| 19 Jun 2026 | 17.05 CAD | 1.4% | 16.39 CAD | 11.83 CAD | 0.09 | -3.02 | 76.3K | On |
| 12 Jun 2026 | 16.81 CAD | -2.0% | 16.34 CAD | 11.76 CAD | 0.22 | -4.57 | 37.0K | On |
| 5 Jun 2026 | 17.16 CAD | 1.1% | 16.31 CAD | 11.70 CAD | 0.41 | -1.41 | 28.9K | On |
| 29 May 2026 | 16.97 CAD | -0.8% | 16.27 CAD | 11.63 CAD | 0.62 | -3.78 | 128.2K | On |
| 22 May 2026 | 17.11 CAD | 0.8% | 16.21 CAD | 11.57 CAD | 0.61 | -2.53 | 273.7K | On |
| 15 May 2026 | 16.98 CAD | -3.8% | 16.15 CAD | 11.51 CAD | 0.43 | -1.70 | 301.1K | On |
| 8 May 2026 | 17.65 CAD | 3.6% | 16.08 CAD | 11.44 CAD | 0.35 | 1.21 | 224.4K | On |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.