US Industry Earnings Intelligence

Credit Services earnings map

Forward reporting exposure, estimate delivery, earnings growth and company-level event concentration.

Forward window13 Aug to 11 Nov 202617 matched companies

Group read

Delivery and earnings growth are broadly constructive

75% of companies with measured latest results beat estimates, while 58% show positive year-on-year EPS growth. Financial Services carries the largest forward market-cap exposure.

Forward events17next 90 days
Market-cap exposure$419.8Bmatched companies
Latest beat breadth75%latest measured quarter
Positive EPS growth58%year on year

Forward exposure

Credit Services reporting load by date

Count and matched market cap

Delivery

Latest result breadth

75%beat breadth

Timing

Session certainty

71%estimate coverage

Growth breadth

Positive versus contracting

Company size

Capital at risk by tier

Company attention queue

Most consequential upcoming reports

Ordered by market capitalisation so the largest potential peer and index read-through appears first.

17 shown
AXPAmerican Express CompanyCredit Services
23 Oct71 days
Event risk16/100Contained
Market cap$213.3BTime unconfirmed
Beat rate75%up to 8 quarters
EPS growth12.8%year on year
Open earnings dossier
COFCapital One Financial CorporationCredit Services
20 Oct68 days
Event risk34/100Moderate
Market cap$116.9BTime unconfirmed
Beat rate75%up to 8 quarters
EPS growth-year on year
Open earnings dossier
AFRMAffirm Holdings IncCredit Services
27 Aug14 days
Event risk51/100Elevated
Market cap$24.4BTime unconfirmed
Beat rate50%up to 8 quarters
EPS growth-year on year
Open earnings dossier
SYFSynchrony FinancialCredit Services
14 Oct62 days
Event risk29/100Moderate
Market cap$24.2BTime unconfirmed
Beat rate88%up to 8 quarters
EPS growth-year on year
Open earnings dossier
ALLYAlly Financial IncCredit Services
16 Oct64 days
Event risk38/100Moderate
Market cap$13.2BTime unconfirmed
Beat rate86%up to 8 quarters
EPS growth145.6%year on year
Open earnings dossier
FCFSFirstCash IncCredit Services
22 Oct70 days
Event risk20/100Contained
Market cap$10.1BTime unconfirmed
Beat rate100%up to 8 quarters
EPS growth33.0%year on year
Open earnings dossier
SLMSLM CorpCredit Services
22 Oct70 days
Event risk38/100Moderate
Market cap$4.1BTime unconfirmed
Beat rate38%up to 8 quarters
EPS growth66.3%year on year
Open earnings dossier
ENVAEnova International IncCredit Services
22 Oct70 days
Event risk16/100Contained
Market cap$4.0BTime unconfirmed
Beat rate100%up to 8 quarters
EPS growth38.7%year on year
Open earnings dossier
BFHBread Financial Holdings, Inc.Credit Services
22 Oct70 days
Event risk38/100Moderate
Market cap$3.6BTime unconfirmed
Beat rate88%up to 8 quarters
EPS growth98.6%year on year
Open earnings dossier
QFIN360 Finance IncCredit Services
13 Aug0 days
Event risk60/100Elevated
Market cap$2.0BTime unconfirmed
Beat rate75%up to 8 quarters
EPS growth-13.5%year on year
Open earnings dossier
FINVFinVolution GroupCredit Services
19 Aug6 days
Event risk36/100Moderate
Market cap$1.2BTime unconfirmed
Beat rate100%up to 8 quarters
EPS growth-15.3%year on year
Open earnings dossier
JCAPJefferson Capital, Inc. Common StockCredit Services
13 Aug0 days
Event risk44/100Moderate
Market cap$950.4MAfter the close
Beat rate75%up to 8 quarters
EPS growth31.1%year on year
Open earnings dossier
WRLDWorld Acceptance CorporationCredit Services
22 Oct70 days
Event risk38/100Moderate
Market cap$751.2MTime unconfirmed
Beat rate50%up to 8 quarters
EPS growth-51.5%year on year
Open earnings dossier
TROOTROOPS IncCredit Services
21 Oct69 days
Event risk18/100Contained
Market cap$486.2MTime unconfirmed
Beat rate-up to 8 quarters
EPS growth-year on year
Open earnings dossier
JFINJiayin Group IncCredit Services
19 Aug6 days
Event risk36/100Moderate
Market cap$226.6MTime unconfirmed
Beat rate-up to 8 quarters
EPS growth-29.4%year on year
Open earnings dossier
XYFX Financial Class ACredit Services
17 Aug4 days
Event risk36/100Moderate
Market cap$185.3MTime unconfirmed
Beat rate-up to 8 quarters
EPS growth-36.2%year on year
Open earnings dossier
YRDYirendai LtdCredit Services
20 Aug7 days
Event risk36/100Moderate
Market cap$119.9MTime unconfirmed
Beat rate-up to 8 quarters
EPS growth-year on year
Open earnings dossier

Forward company tape

Credit Services upcoming earnings reports

17 shown

Interpretation

How to read group earnings intelligence

Calendar concentration

Counts show operational density. Market-cap exposure identifies dates with greater potential for peer and index read-through.

Delivery breadth

Only the latest measured result per matched company enters the breadth split, preventing long-history companies from dominating.

Growth breadth

Positive year-on-year EPS growth is kept separate from estimate surprise because growth and expectations answer different questions.

Decision use

The page helps prioritise research and event risk. It does not determine whether to buy, sell or expect a directional reaction.

Evidence context