US Equity ยท NYSE ยท Earnings Dossier

OSCR earnings intelligence

Oscar Health Inc

Healthcare ยท Healthcare Plans ยท USD reporting basis

Current earnings profile Mixed earnings transmission

Delivery and market response do not currently form a persistent directional pattern.

Evidence95/100 ยท Deep

Next scheduled catalyst

Thursday 5 November 2026

Time unconfirmed ยท Fiscal period ending 30 Sep 2026

79event risk

High

Countdown23 dayscalendar proximity
EPS estimate-0.11 USDprovider consensus
Estimate growth+79.2%versus comparable year-ago actual
Historical movement16.4%average absolute next weekly close

Three-year earnings transmission

Delivered earnings power versus market price

Three-year relationship unavailable

Earnings power must be positive at the start of the three-year window.

Beat rate66.7%8 beats in 12 measured quarters
Average surprise+32.9%median 11.1%
Delivery streak22 consecutive beats
Average response+8.6%12 measured reactions
Result-price confirmation67%same directional sign
Surprise variability57.8 ptspopulation dispersion

Estimate delivery

Actual EPS versus consensus

Actual and estimated EPS are displayed in reported currency on the same quarterly basis.

Price acceptance

Surprise and next weekly close

The response uses the first completed weekly close after the public report against the prior completed weekly close.

Fundamental delivery

Quarterly revenue and net income

Reported financial statements provide scale and earnings quality context around the headline EPS result.

Transmission matrix

Does price confirm delivery?

Upper right and lower left observations confirm the sign of delivery. The other quadrants expose expectation or resilience effects.

Current business context

Growth, quality and valuation

As of 9 Oct 2026
EPS growth-year on year
Revenue growth42.8%year on year
Average surprise54.5%latest four quarters
SUE0.38standardised surprise
Net margin3.6%trailing basis
Cash conversion7.87xcash flow / net income
P/E18.7xcurrent snapshot
Data completeness93%alphavantage

Market context

Positioning into the event

Week ending 9 Oct 2026
Weekly close33.37 USDcompleted week
13-week return9.3%price momentum
Fair-value gap93.2%price versus current fair value
Relative strength45.1exchange benchmark
Trend signalActiveweekly architecture
Next-week stateUndecided48.7%

Market context describes the setup surrounding the report. It does not convert the earnings event into a directional forecast.

Reported evidence ledger

Quarter-by-quarter delivery and acceptance

Each row preserves the reported estimate, public date, statement context and conservative weekly reaction measurement.

12 quarters
Reported / periodEPS actual / estimateSurpriseEPS growthRevenue / growthNext close / four weeksRead
Reported / period6 Aug 202630 Jun 2026 ยท exact
EPS actual / estimate1.10 / 0.43USD
Surprise+155.8%Beat
EPS growth+223.6%year on year
Revenue / growth4880220000+70.4% ยท USD
Next close / four weeks-10.6% / -2.4%completed weekly closes
ReadDivergedresult versus price sign
Reported / period6 May 202631 Mar 2026 ยท exact
EPS actual / estimate2.07 / 1.10USD
Surprise+88.2%Beat
EPS growth+125.0%year on year
Revenue / growth4647194000+52.6% ยท USD
Next close / four weeks+15.3% / +20.2%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period10 Feb 202631 Dec 2025 ยท exact
EPS actual / estimate-1.24 / -0.92USD
Surprise-34.8%Miss
EPS growth-100.0%year on year
Revenue / growth2805235000- ยท USD
Next close / four weeks+9.6% / +13.1%completed weekly closes
ReadDivergedresult versus price sign
Reported / period6 Nov 202530 Sep 2025 ยท exact
EPS actual / estimate-0.53 / -0.58USD
Surprise+8.6%Beat
EPS growth-140.9%year on year
Revenue / growth2985984000- ยท USD
Next close / four weeks-1.6% / -0.2%completed weekly closes
ReadDivergedresult versus price sign
Reported / period6 Aug 202530 Jun 2025 ยท exact
EPS actual / estimate-0.89 / -0.84USD
Surprise-6.0%Miss
EPS growth-545.0%year on year
Revenue / growth2863945000- ยท USD
Next close / four weeks+13.8% / +22.7%completed weekly closes
ReadDivergedresult versus price sign
Reported / period7 May 202531 Mar 2025 ยท exact
EPS actual / estimate0.92 / 0.81USD
Surprise+13.6%Beat
EPS growth+48.4%year on year
Revenue / growth3046263000- ยท USD
Next close / four weeks+29.6% / +4.5%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period4 Feb 202531 Dec 2024 ยท exact
EPS actual / estimate-0.62 / -0.58USD
Surprise-6.9%Miss
EPS growth+6.1%year on year
Revenue / growth-- ยท USD
Next close / four weeks-11.4% / -12.0%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period7 Nov 202430 Sep 2024 ยท exact
EPS actual / estimate-0.22 / -0.18USD
Surprise-22.2%Miss
EPS growth+24.1%year on year
Revenue / growth-- ยท USD
Next close / four weeks-23.3% / -1.8%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period7 Aug 202430 Jun 2024 ยท exact
EPS actual / estimate0.20 / 0.16USD
Surprise+25.0%Beat
EPS growth-year on year
Revenue / growth-- ยท USD
Next close / four weeks+8.0% / +9.5%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period7 May 202431 Mar 2024 ยท exact
EPS actual / estimate0.62 / 0.27USD
Surprise+129.6%Beat
EPS growth-year on year
Revenue / growth-- ยท USD
Next close / four weeks+20.1% / +10.8%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period7 Feb 202431 Dec 2023 ยท exact
EPS actual / estimate-0.66 / -0.70USD
Surprise+5.7%Beat
EPS growth-year on year
Revenue / growth-- ยท USD
Next close / four weeks+29.6% / +21.6%completed weekly closes
ReadConfirmedresult versus price sign
Reported / period7 Nov 202330 Sep 2023 ยท exact
EPS actual / estimate-0.29 / -0.47USD
Surprise+38.3%Beat
EPS growth-year on year
Revenue / growth-- ยท USD
Next close / four weeks+24.1% / +46.8%completed weekly closes
ReadConfirmedresult versus price sign

Reproducible method

How the earnings dossier is measured

Descriptive, not predictive
Estimate delivery

Reported diluted EPS is compared with the stored estimate for the same fiscal period. Moves within ยฑ0.5% are classified as in-line.

Price response

The first completed weekly close after the public date is compared with the prior completed weekly close. Four-week response uses the first close at least 21 days later.

Event risk

Risk combines proximity, average absolute price movement, surprise variability, estimate availability and timing certainty. It does not score direction.

Data discipline

Exact public dates are used when stored. Missing estimates, timing and statement fields remain missing. No result or reaction is filled from a future observation.

Independent market research for education. Not investment advice, a recommendation, forecast, target or execution instruction.

Evidence context