Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/6246d600-83e0-499b-bc2c-490ac6c4cde9/

SRGHFL

SRG Housing Finance Limited
Chart
₹282.10
Latest Week 2026-06-05
Financial ServicesMortgage FinanceMID
Snapshot 2026-06-07 · 0.0w · Fresh
0.45
OS Score
61.0%
Value
3.0%
Quality
64.0%
Momentum
3/9
F-Score
0.135
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
1 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
61.0%ile
P/E
13.6×
P/S
2.4×
P/B
1.5×
E/P
0.0734
FCF Yield
-0.193
EBITDA/EV
0.036
SH Yield
-0.002
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
35.00000000
/100 — 1=cheapest
VC2 (Trending Value)
61.00000000
/100
VC3 (Buyback)
62.00000000
/100
Negative FCF yield (-19.3%) — the business is currently cash-consumptive.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
3.0%ile
ROE
0.109
ROA
0.028
Net Margin
0.174
Op Margin
0.216
GPA
0.049
Current
204.38
F-Score
3/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.319
Earn Growth
0.330
Stability
0.159
lower=better
Accruals
0.238
lower=better
5yr Consist
Yes
Accruals ratio of 0.238 is elevated — earnings quality may be lower than headline numbers suggest.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
64.0%ile
6M Return
6.3%
12M Return
-8.3%
12-1 Mom
-2.5%
Risk-Adj
-0.09
Vol 252d
26.3%
Vol 60d
62.9%
↑ Expanding
Max DD 12M
-29.2%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (63%) is expanding vs long-term (26%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.45
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 237 peers
Sector Value %ile
56.7%
Sector Quality %ile
8.0%
P/E z-score
-0.33
P/B z-score
-0.09
Sector Avg OS
48.1%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
DCBBANK DCB Bank Limited 99.0% 94.0% 87.0% 86.0%
SOUTHBANK The South Indian Bank Limited 98.0% 92.0% 67.0% 93.0%
INDIANB Indian Bank 98.0% 89.0% 76.0% 90.0%
JPOLYINVST Jindal Poly Investment and Finance Company Limited 98.0% 84.0% 93.0% 89.0%
CANBK Canara Bank 97.0% 90.0% 67.0% 85.0%
BANKBARODA Bank of Baroda Limited 97.0% 94.0% 70.0% 76.0%
DHANBANK Dhanlaxmi Bank Limited 97.0% 93.0% 76.0% 74.0%
PNB Punjab National Bank 96.0% 93.0% 70.0% 71.0%
Factor Interactions
Cheap for a Reason?
Looks cheap (61th value) but weak quality (3th). Classic value trap risk.
Growth at Reasonable Price
Revenue growing 32% with P/E of 14×. Growth isn't fully priced in.
Volatility Expanding
60-day vol (63%) significantly exceeds 252-day (26%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
47.1% avg (7 factors)
Quality
D
43.7% avg (7 factors)
Momentum
D
30.5% avg (4 factors)
Risk
B
72.9% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.450—0—
Value %ile0.610—0—
Quality %ile0.030—1—
Momentum %ile0.640—0—
F-Score3.000—1—
Confidence0.909—1—
Volatility0.263—0—
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
13.63
Earnings Yield (E/P)
0.0734
Price / Sales
2.38
Price / Book
1.49
FCF Yield
-19.3%
EBITDA / EV
3.6%
Sales Yield (1/P·S)
0.1440
Shareholder Yield
Div + net buyback / mktcap
-0.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.9%
Return on Assets
2.8%
Net Margin
17.4%
Operating Margin
21.6%
Gross Profit / Assets
Novy-Marx GPA
4.9%
Current Ratio
204.38
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.238
MomentumPrice trend strength over different horizons
6M Return
6.3%
12M Return
-8.3%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-2.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.09
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
31.9%
Earnings Growth (YoY)
33.0%
Earnings Stability (CV)
Lower = more stable
0.159
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
3
Dividend Yield
0.0%
Buyback Yield
-0.2%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
35
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
61
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
62
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity