Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/93532132-0fc9-4da4-a9ac-63f207dc37fa/
B4P
Beforepay Group LimitedSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
6 of 23 passing
★
OS Composite
OS 0.850
↗
Trending Value
✗
◆
Quality × Value
QV 0.945
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 8.9
◇
VC2 Cheapest
✗
📐
EBITDA/EV
14.4%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +14%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 93th
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
93.0%ile
P/E
8.9×
P/S
1.5×
P/B
1.5×
E/P
0.1323
FCF Yield
0.017
EBITDA/EV
0.144
SH Yield
-0.001
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
8.00000000
/100 — 1=cheapest
VC2 (Trending Value)
12.00000000
/100
VC3 (Buyback)
6.00000000
/100
P/E of 8.9x places this firmly in deep value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
96.0%ile
ROE
0.171
ROA
0.089
Net Margin
0.168
Op Margin
0.258
GPA
0.511
Current
14.41
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.137
Earn Growth
0.712
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
14.0%ile
6M Return
-52.5%
12M Return
-7.4%
12-1 Mom
10.4%
Risk-Adj
0.18
Vol 252d
58.2%
Vol 60d
119.8%
↑ Expanding
Max DD 12M
-54.2%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (120%) is expanding vs long-term (58%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.85
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Technology
· 133 peers
Sector Value %ile
97.8%
Sector Quality %ile
98.5%
P/E z-score
-0.43
P/B z-score
-0.68
Sector Avg OS
42.8%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (93th) and quality (96th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Falling Knife
Weak momentum (14th) despite looking cheap (93th value). Wait for momentum to stabilise.
Volatility Expanding
60-day vol (120%) significantly exceeds 252-day (58%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
66.6% avg (7 factors)
Quality
A
75.7% avg (6 factors)
Momentum
F
25.5% avg (4 factors)
Risk
F
19.7% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required. Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.850 | —1 | — | |
| Value %ile | 0.930 | —1 | — | |
| Quality %ile | 0.960 | —1 | — | |
| Momentum %ile | 0.140 | —1 | — | |
| F-Score | 6.000 | —0 | — | |
| Confidence | 0.516 | —0 | — | |
| Volatility | 0.582 | —1 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.95
Earnings Yield (E/P)
0.1323
Price / Sales
1.50
Price / Book
1.53
FCF Yield
1.7%
EBITDA / EV
14.4%
Sales Yield (1/P·S)
0.5135
Shareholder Yield
Div + net buyback / mktcap
-0.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
17.1%
Return on Assets
8.9%
Net Margin
16.8%
Operating Margin
25.8%
Gross Profit / Assets
Novy-Marx GPA
51.1%
Current Ratio
14.41
MomentumPrice trend strength over different horizons
6M Return
-52.5%
12M Return
-7.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
10.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.18
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
13.7%
Earnings Growth (YoY)
71.2%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
6
Dividend Yield
0.0%
Buyback Yield
-0.1%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
8
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
12
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
6
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
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Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
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