Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/94fb82a2-1b40-4d51-ac10-aa2de5597761/
PFS
PTC India Financial Services LimitedSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
5 of 23 passing
★
OS Composite
OS 0.920
↗
Trending Value
✗
◆
Quality × Value
QV 0.930
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 6.9
◇
VC2 Cheapest
✗
📐
EBITDA/EV
9.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
96.0%ile
P/E
6.9×
P/S
3.9×
P/B
0.6×
E/P
0.1459
FCF Yield
0.482
EBITDA/EV
0.095
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
10.00000000
/100 — 1=cheapest
VC2 (Trending Value)
14.00000000
/100
VC3 (Buyback)
6.00000000
/100
P/E of 6.9x places this firmly in deep value territory. FCF yield of 48.2% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
90.0%ile
ROE
0.094
ROA
0.058
Net Margin
0.568
Op Margin
0.670
GPA
0.050
Current
3086.73
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.240
Earn Growth
0.471
Stability
0.526
lower=better
Accruals
-0.301
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
23.0%ile
6M Return
-6.7%
12M Return
-18.8%
12-1 Mom
-18.1%
Risk-Adj
-0.53
Vol 252d
34.3%
Vol 60d
83.4%
↑ Expanding
Max DD 12M
-38.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -18% signals a downtrend — price is moving against you. Near-term vol (83%) is expanding vs long-term (34%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.92
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 237 peers
Sector Value %ile
99.2%
Sector Quality %ile
94.5%
P/E z-score
-0.44
P/B z-score
-0.11
Sector Avg OS
47.9%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
| Symbol | Name | OS | Value | Quality | Momentum |
|---|---|---|---|---|---|
| DCBBANK | 99.0% | 94.0% | 87.0% | 86.0% | |
| SOUTHBANK | 98.0% | 92.0% | 67.0% | 93.0% | |
| INDIANB | 98.0% | 89.0% | 76.0% | 90.0% | |
| JPOLYINVST | 98.0% | 84.0% | 93.0% | 89.0% | |
| BANKBARODA | 97.0% | 94.0% | 70.0% | 76.0% | |
| DHANBANK | 97.0% | 93.0% | 76.0% | 74.0% | |
| CANBK | 97.0% | 90.0% | 67.0% | 85.0% | |
| SURYODAY | 96.0% | 89.0% | 68.0% | 84.0% |
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (96th) and quality (90th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Volatility Expanding
60-day vol (83%) significantly exceeds 252-day (34%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
75.0% avg (7 factors)
Quality
B
66.6% avg (7 factors)
Momentum
F
15.7% avg (4 factors)
Risk
C
59.6% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.920 | —1 | — | |
| Value %ile | 0.960 | —1 | — | |
| Quality %ile | 0.900 | —1 | — | |
| Momentum %ile | 0.230 | —1 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 0.939 | —1 | — | |
| Volatility | 0.343 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
6.85
Earnings Yield (E/P)
0.1459
Price / Sales
3.89
Price / Book
0.64
Price / Cash Flow
1.11
FCF Yield
48.2%
EBITDA / EV
9.5%
Sales Yield (1/P·S)
0.1381
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
9.4%
Return on Assets
5.8%
Net Margin
56.8%
Operating Margin
67.0%
Gross Profit / Assets
Novy-Marx GPA
5.0%
Current Ratio
3086.73
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.301
MomentumPrice trend strength over different horizons
6M Return
-6.7%
12M Return
-18.8%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-18.1%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.53
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-24.0%
Earnings Growth (YoY)
47.1%
Earnings Stability (CV)
Lower = more stable
0.526
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
0.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
10
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
14
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
6
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity