Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/db44d4a0-6ba7-4f30-8941-a4a4e7e6a28d/
SGFIN
SG Finserve LimitedSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
1 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
23.0%ile
P/E
30.3×
P/S
11.9×
P/B
2.5×
E/P
0.0331
FCF Yield
-0.251
EBITDA/EV
0.046
SH Yield
-0.085
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
75.00000000
/100 — 1=cheapest
VC2 (Trending Value)
83.00000000
/100
VC3 (Buyback)
82.00000000
/100
P/E of 30.3x is premium-priced — the market is paying up for expected growth. Negative FCF yield (-25.1%) — the business is currently cash-consumptive. VC2 score of 83.00000000/100 — expensive across all six composite measures.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
11.0%ile
ROE
0.084
ROA
0.029
Net Margin
0.393
Op Margin
0.910
GPA
0.073
Current
3.08
F-Score
3/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.958
Earn Growth
0.350
Stability
0.276
lower=better
Accruals
0.406
lower=better
5yr Consist
Yes
Accruals ratio of 0.406 is elevated — earnings quality may be lower than headline numbers suggest.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
43.0%ile
6M Return
43.8%
Vol 252d
39.9%
Vol 60d
92.8%
↑ Expanding
Max DD 12M
-19.6%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (93%) is expanding vs long-term (40%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.08
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 237 peers
Sector Value %ile
16.8%
Sector Quality %ile
23.5%
P/E z-score
-0.06
P/B z-score
-0.07
Sector Avg OS
48.3%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
| Symbol | Name | OS | Value | Quality | Momentum |
|---|---|---|---|---|---|
| DCBBANK | 99.0% | 94.0% | 87.0% | 86.0% | |
| SOUTHBANK | 98.0% | 92.0% | 67.0% | 93.0% | |
| INDIANB | 98.0% | 89.0% | 76.0% | 90.0% | |
| JPOLYINVST | 98.0% | 84.0% | 93.0% | 89.0% | |
| CANBK | 97.0% | 90.0% | 67.0% | 85.0% | |
| BANKBARODA | 97.0% | 94.0% | 70.0% | 76.0% | |
| DHANBANK | 97.0% | 93.0% | 76.0% | 74.0% | |
| PNB | 96.0% | 93.0% | 70.0% | 71.0% |
Factor Interactions
Volatility Expanding
60-day vol (93%) significantly exceeds 252-day (40%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
F
26.1% avg (7 factors)
Quality
C
50.5% avg (7 factors)
Momentum
A
92.2% avg (1 factors)
Risk
C
50.2% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.080 | —1 | — | |
| Value %ile | 0.230 | —1 | — | |
| Quality %ile | 0.110 | —1 | — | |
| Momentum %ile | 0.430 | —0 | — | |
| F-Score | 3.000 | —1 | — | |
| Confidence | 0.848 | —1 | — | |
| Volatility | 0.399 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
30.25
Earnings Yield (E/P)
0.0331
Price / Sales
11.88
Price / Book
2.55
FCF Yield
-25.1%
EBITDA / EV
4.6%
Sales Yield (1/P·S)
0.0499
Shareholder Yield
Div + net buyback / mktcap
-8.5%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
8.4%
Return on Assets
2.9%
Net Margin
39.3%
Operating Margin
91.0%
Gross Profit / Assets
Novy-Marx GPA
7.3%
Current Ratio
3.08
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.406
MomentumPrice trend strength over different horizons
6M Return
43.8%
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
95.8%
Earnings Growth (YoY)
35.0%
Earnings Stability (CV)
Lower = more stable
0.276
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
3
Dividend Yield
0.0%
Buyback Yield
-8.5%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
75
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
83
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
82
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity