Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/f72c163c-734b-4be4-bacc-7fc3aa9e96fb/
UNH
UnitedHealth Group IncorporatedSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
2 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
3.1%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 24%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
28.0%ile
P/E
26.2×
P/S
0.7×
P/B
3.2×
E/P
0.0382
FCF Yield
0.054
EBITDA/EV
0.063
SH Yield
0.031
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
71.00000000
/100 — 1=cheapest
VC2 (Trending Value)
68.00000000
/100
VC3 (Buyback)
68.00000000
/100
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
26.0%ile
ROE
0.123
ROA
0.039
Net Margin
0.027
Op Margin
0.042
GPA
0.270
Current
0.80
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.118
Earn Growth
-0.155
Stability
0.733
lower=better
Accruals
-0.036
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
78.0%ile
6M Return
24.1%
12M Return
36.0%
12-1 Mom
24.4%
Risk-Adj
0.52
Vol 252d
46.8%
Vol 60d
87.2%
↑ Expanding
Max DD 12M
-27.4%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 24% is very strong — a clear uptrend. Near-term vol (87%) is expanding vs long-term (47%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.26
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Healthcare
· 79 peers
Sector Value %ile
25.0%
Sector Quality %ile
17.5%
P/E z-score
0.16
P/B z-score
-0.17
Sector Avg OS
49.6%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Volatility Expanding
60-day vol (87%) significantly exceeds 252-day (47%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
52.8% avg (7 factors)
Quality
D
35.2% avg (7 factors)
Momentum
B
61.2% avg (4 factors)
Risk
D
38.6% avg (1 factors)
Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.260 | —1 | — | |
| Value %ile | 0.280 | —1 | — | |
| Quality %ile | 0.260 | —1 | — | |
| Momentum %ile | 0.780 | —1 | — | |
| F-Score | 6.000 | —0 | — | |
| Confidence | 0.939 | —1 | — | |
| Volatility | 0.468 | —1 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
26.15
Earnings Yield (E/P)
0.0382
Price / Sales
0.70
Price / Book
3.22
Price / Cash Flow
13.60
FCF Yield
5.4%
EBITDA / EV
6.3%
Sales Yield (1/P·S)
1.2325
Shareholder Yield
Div + net buyback / mktcap
3.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
12.3%
Return on Assets
3.9%
Net Margin
2.7%
Operating Margin
4.2%
Gross Profit / Assets
Novy-Marx GPA
27.0%
Current Ratio
0.80
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.036
External Financing
Net issuance — lower=better
0.010
MomentumPrice trend strength over different horizons
6M Return
24.1%
12M Return
36.0%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
24.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.52
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
11.8%
Earnings Growth (YoY)
-15.5%
Earnings Stability (CV)
Lower = more stable
0.733
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
6
Dividend Yield
2.5%
Buyback Yield
0.6%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
71
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
68
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
68
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity