Weekly structural research · NASDAQ · Financial Services

QFIN Stage Analysis

360 Finance Inc

Week ending 18 Sep 2026Close USD 8.09Tenure DevelopingBenchmark QQQ

Screen this regime Supporting research Report data ↗

Executive diagnosis

What the Activity Line geometry says now

Structure, not prediction

Downward Expansion · Early contraction

The weekly architecture is expanding downward.

Trend and Activity show sustained negative alignment with weak price acceptance. Repair requires persistent improvement across the structure, not merely one strong observation.

The Trend gate is down within the current regime.
Fast Activity versus Slow Activity: weakening.
Activity structure: wide and expanding.

Direction -78−100 bearish to +100 bullish

Energy 92/100directional strength

Maturity 30/100lifecycle context

Confidence 82/100evidence agreement

Trend gate Downstructural direction

Activity structure Wideexpanding separation

Price acceptance -100.0%position within the Activity structure

Fair Value context -63.1%USD 21.92 · weakening

Trend Architecture map · Historical context

Weekly close, Activity, Trend and Fair Value

Follow price and Trend first, then add Activity Lines to inspect the structure. Subtle bands show the regime recognized at each completed observation; the dashed line marks current Fair Value, not a historical forecast.

CloseTrendCurrent Fair Value

Background stage key

BalanceDirection is contained.
Rotation UpStructure is turning higher.
Upward ExpansionUptrend is established.
DecelerationUptrend is losing energy.
Rotation DownStructure is turning lower.
Downward ExpansionDowntrend is established.

View chart values · 156 observations

Week	Close	Trend	Relative Strength	Volume	Regime	Direction	Energy
2026-09-18	8.09	12.73	-54.05	9815599	Downward Expansion	-78	92
2026-09-11	8.47	12.93	-52.82	6894636	Downward Expansion	-80	92
2026-09-04	8.60	13.14	-53.57	12044683	Downward Expansion	-85	93
2026-08-28	8.35	13.36	-55.87	34358735	Downward Expansion	-91	88
2026-08-21	10.99	13.57	-43.18	8882394	Downward Expansion	-73	63
2026-08-14	11.65	13.72	-42.71	7622514	Balance	-59	51
2026-08-07	12.57	13.86	-38.98	4596340	Balance	-48	33
2026-07-31	13.88	13.99	-30.87	4737773	Balance	-9	19
2026-07-24	13.19	14.13	-35.47	3521924	Balance	-11	18
2026-07-17	12.73	14.32	-40.18	7505237	Balance	-12	10
2026-07-10	13.20	14.49	-42.40	8707655	Rotation Up	12	14
2026-07-03	15.46	14.68	-33.49	4908044	Rotation Up	25	45
2026-06-26	15.81	14.78	-33.36	5315201	Rotation Up	28	48
2026-06-19	15.21	14.87	-40.56	5150035	Balance	22	33
2026-06-12	15.40	14.93	-40.03	9724007	Balance	5	19
2026-06-05	14.53	15.12	-43.68	10406033	Balance	-7	10
2026-05-29	16.08	15.34	-42.10	14131423	Downward Expansion	3	6
2026-05-22	11.65	15.56	-57.94	6984850	Downward Expansion	-74	50
2026-05-15	12.79	16.02	-54.64	7022084	Downward Expansion	-47	36
2026-05-08	13.15	16.39	-54.83	4252823	Downward Expansion	-43	34
2026-05-01	13.39	16.80	-52.85	3909914	Downward Expansion	-46	40
2026-04-24	13.01	17.29	-54.74	6360753	Downward Expansion	-51	50
2026-04-17	13.35	17.79	-53.79	5377836	Downward Expansion	-64	62
2026-04-10	12.83	18.30	-53.87	6279522	Downward Expansion	-67	66
2026-04-03	12.27	18.77	-54.90	4732422	Downward Expansion	-73	69
2026-03-27	12.06	19.24	-55.03	6162424	Downward Expansion	-81	71
2026-03-20	12.55	19.73	-55.89	12377944	Downward Expansion	-81	71
2026-03-13	13.07	20.27	-56.06	5967407	Downward Expansion	-80	81
2026-03-06	13.90	20.82	-54.78	6700981	Downward Expansion	-73	73
2026-02-27	13.75	21.38	-56.66	17808881	Downward Expansion	-79	85
2026-02-20	14.11	21.95	-56.43	4709495	Downward Expansion	-79	90
2026-02-13	14.69	22.56	-54.93	7364281	Downward Expansion	-74	86
2026-02-06	15.19	23.37	-54.79	7531220	Downward Expansion	-71	88
2026-01-30	14.69	24.18	-57.87	5645564	Downward Expansion	-80	91
2026-01-23	15.51	25.01	-56.26	5886087	Downward Expansion	-76	73
2026-01-16	15.83	25.86	-55.90	6739132	Downward Expansion	-76	66
2026-01-09	16.53	26.64	-54.97	7953435	Downward Expansion	-76	64
2026-01-02	17.99	27.37	-50.52	6306955	Downward Expansion	-67	60
2025-12-26	18.89	28.07	-49.58	5483727	Downward Expansion	-64	62
2025-12-19	17.94	28.70	-52.08	10818413	Downward Expansion	-70	66
2025-12-12	18.71	29.40	-50.33	11278141	Downward Expansion	-67	71
2025-12-05	18.48	30.14	-52.40	11183600	Downward Expansion	-71	83
2025-11-28	18.45	30.83	-52.52	8653768	Downward Expansion	-76	88
2025-11-21	17.10	31.53	-54.36	14252259	Downward Expansion	-90	91
2025-11-14	21.19	32.21	-45.70	7163782	Downward Expansion	-77	85
2025-11-07	21.04	32.57	-46.51	8366917	Downward Expansion	-81	84
2025-10-31	22.81	32.97	-44.14	22118562	Downward Expansion	-77	78
2025-10-24	25.49	33.36	-36.82	6436271	Downward Expansion	-63	66
2025-10-17	23.81	33.88	-40.10	8179300	Downward Expansion	-77	61
2025-10-10	25.50	34.43	-34.69	8345712	Downward Expansion	-73	54
2025-10-03	27.87	34.89	-30.59	7153331	Downward Expansion	-60	51
2025-09-26	28.10	35.18	-29.50	10864939	Downward Expansion	-64	58
2025-09-19	28.65	35.45	-28.61	10788521	Downward Expansion	-67	67
2025-09-12	26.79	35.76	-31.80	7187816	Downward Expansion	-72	85
2025-09-05	26.46	36.20	-31.42	5136431	Downward Expansion	-79	91
2025-08-29	26.78	36.61	-29.95	8490131	Downward Expansion	-83	92
2025-08-22	28.92	36.92	-24.61	15449549	Downward Expansion	-75	88
2025-08-15	29.38	37.16	-24.04	8822571	Downward Expansion	-79	88
2025-08-08	30.71	37.33	-20.11	9701607	Rotation Down	-78	82
2025-08-01	30.95	37.39	-16.17	11012652	Rotation Down	-51	61
2025-07-25	32.34	37.53	-13.87	16632155	Rotation Down	-32	23
2025-07-18	38.88	37.60	5.06	8372130	Upward Expansion	47	31
2025-07-11	39.63	37.46	9.50	6760934	Upward Expansion	49	38
2025-07-04	39.64	37.30	10.28	4752063	Balance	48	34
2025-06-27	40.95	37.09	16.85	5050139	Balance	56	30
2025-06-20	39.37	36.88	18.35	4446114	Balance	38	18
2025-06-13	38.34	36.60	16.58	6272881	Balance	43	20
2025-06-06	38.90	36.25	18.91	5123655	Balance	47	31
2025-05-30	37.80	35.89	19.26	6111307	Balance	50	40
2025-05-23	39.10	35.62	27.16	9760577	Balance	51	44
2025-05-16	40.71	35.36	30.85	8052078	Balance	57	39
2025-05-09	39.14	35.01	36.03	5747097	Balance	38	19
2025-05-02	39.56	34.70	39.00	5585852	Balance	28	16
2025-04-25	37.64	34.38	38.68	8805549	Balance	16	19
2025-04-18	31.92	34.01	26.90	12547822	Balance	-1	13
2025-04-11	32.86	33.71	29.13	17564230	Upward Expansion	17	9
2025-04-04	34.56	33.36	47.76	9261488	Upward Expansion	43	29
2025-03-28	41.05	32.93	60.69	21403078	Upward Expansion	65	45
2025-03-21	40.56	32.34	58.02	11797067	Upward Expansion	67	42
2025-03-14	39.02	31.73	55.13	7249555	Upward Expansion	63	39
2025-03-07	36.61	31.15	44.38	6017188	Upward Expansion	56	42
2025-02-28	36.21	30.53	40.56	7417512	Upward Expansion	62	52
2025-02-21	37.89	29.89	44.34	6168175	Upward Expansion	64	61
2025-02-14	39.99	29.21	51.34	8798489	Upward Expansion	78	70
2025-02-07	38.83	28.44	53.94	5404659	Upward Expansion	79	59
2025-01-31	36.05	27.75	45.81	5512384	Upward Expansion	68	50
2025-01-24	36.08	27.13	46.38	4377770	Upward Expansion	72	52
2025-01-17	34.67	26.51	45.13	5283422	Upward Expansion	66	50
2025-01-10	32.61	25.94	42.68	3523184	Upward Expansion	63	52
2025-01-03	34.94	25.45	51.66	3207130	Upward Expansion	69	62
2024-12-27	34.50	24.87	50.89	2149035	Upward Expansion	67	68
2024-12-20	34.56	24.29	54.83	9172544	Upward Expansion	69	73
2024-12-13	35.10	23.73	56.24	8162462	Upward Expansion	77	73
2024-12-06	33.28	23.19	51.70	8325520	Upward Expansion	72	62
2024-11-29	34.43	22.69	64.52	6846557	Upward Expansion	83	63
2024-11-22	31.20	22.12	52.71	8094410	Upward Expansion	74	55
2024-11-15	27.77	21.62	40.28	6389031	Upward Expansion	62	56
2024-11-08	28.19	21.23	38.80	4975169	Upward Expansion	65	64
2024-11-01	29.44	20.84	54.43	4962862	Upward Expansion	68	68
2024-10-25	31.46	20.39	64.36	9158031	Upward Expansion	81	92
2024-10-18	30.15	19.86	59.92	5747881	Upward Expansion	80	92
2024-10-11	29.84	19.38	60.92	8040710	Upward Expansion	87	94
2024-10-04	29.96	18.90	65.47	12482786	Upward Expansion	95	94
2024-09-27	26.73	18.33	49.75	17838374	Upward Expansion	92	77
2024-09-20	22.81	17.88	30.43	5042174	Upward Expansion	72	82
2024-09-13	22.21	17.56	29.65	6054822	Upward Expansion	66	87
2024-09-06	21.66	17.24	34.92	7726290	Upward Expansion	67	88
2024-08-30	23.46	16.91	38.80	8020365	Upward Expansion	91	96
2024-08-23	22.16	16.52	30.96	9981172	Upward Expansion	89	89
2024-08-16	21.70	16.19	30.43	11157355	Deceleration	87	70
2024-08-09	18.02	15.87	14.92	5380502	Deceleration	46	23
2024-08-02	16.98	15.69	8.91	4552899	Deceleration	35	20
2024-07-26	17.54	15.55	9.06	3522189	Deceleration	39	25
2024-07-19	17.04	15.40	3.05	6118098	Deceleration	40	27
2024-07-12	18.11	15.25	5.04	7249754	Deceleration	60	39
2024-07-05	17.46	15.06	0.87	4385665	Deceleration	42	32
2024-06-28	17.47	14.89	4.28	6360246	Deceleration	44	35
2024-06-21	17.50	14.73	4.35	5067554	Upward Expansion	46	37
2024-06-14	17.80	14.60	6.43	5927659	Upward Expansion	60	45
2024-06-07	17.66	14.47	9.44	4597217	Upward Expansion	60	50
2024-05-31	17.11	14.31	9.04	5125183	Upward Expansion	64	57
2024-05-24	17.70	14.19	11.33	6628403	Upward Expansion	65	72
2024-05-17	18.86	14.01	20.76	4692807	Upward Expansion	82	82
2024-05-10	18.30	13.77	20.20	5608299	Upward Expansion	82	65
2024-05-03	17.27	13.62	15.06	5841261	Upward Expansion	77	62
2024-04-26	16.40	13.48	10.13	6112512	Upward Expansion	70	67
2024-04-19	15.96	13.36	11.07	5221538	Upward Expansion	66	75
2024-04-12	16.42	13.26	7.82	3825791	Upward Expansion	75	85
2024-04-05	16.10	13.12	4.66	5298810	Upward Expansion	78	86
2024-03-29	15.39	12.99	-1.30	3450992	Upward Expansion	73	81
2024-03-22	15.83	12.94	0.31	8461416	Upward Expansion	85	81
2024-03-15	15.29	12.82	-0.76	14190091	Balance	80	66
2024-03-08	12.88	12.73	-17.69	6432337	Balance	0	15
2024-03-01	13.27	12.74	-17.24	3325729	Balance	7	12
2024-02-23	13.15	12.76	-17.57	5945692	Downward Expansion	-21	12
2024-02-16	12.70	12.84	-20.32	3622387	Downward Expansion	-50	39
2024-02-09	11.89	12.89	-27.45	4048897	Downward Expansion	-59	55
2024-02-02	11.58	12.99	-29.02	4275774	Balance	-64	53
2024-01-26	12.24	13.08	-25.17	6049923	Balance	-52	33
2024-01-19	12.07	13.12	-27.04	4068099	Balance	-55	24
2024-01-12	12.72	13.14	-22.20	2598024	Balance	-44	17
2024-01-05	12.73	13.14	-20.91	1637477	Balance	-45	23
2023-12-29	13.21	13.14	-21.77	2251044	Balance	-32	20
2023-12-22	12.52	13.09	-26.52	3129127	Balance	-48	33
2023-12-15	12.38	13.03	-27.52	3597321	Balance	-49	30
2023-12-08	12.33	13.01	-26.06	3605737	Balance	-10	6
2023-12-01	12.75	13.05	-23.75	5819844	Balance	8	8
2023-11-24	13.40	13.10	-20.21	3710935	Balance	14	14
2023-11-17	14.08	13.12	-15.43	3915323	Balance	18	12
2023-11-10	12.82	13.10	-21.50	2082922	Balance	-41	21
2023-11-03	13.31	13.16	-16.37	3808265	Balance	-26	12
2023-10-27	12.59	13.21	-15.76	3534697	Balance	-44	21
2023-10-20	11.61	13.29	-24.05	3136835	Balance	-60	26
2023-10-13	13.71	13.37	-13.06	3343652	Balance	-11	8
2023-10-06	13.09	13.35	-16.97	2982263	Downward Expansion	-45	23
2023-09-29	12.82	13.37	-17.43	3260395	Downward Expansion	-49	33

Price vs TrendBelow-36.5%

Trend directionFalling-12.2%

Price vs current Fair ValueBelow anchor-63.1%

Fair Value directionMoving away-32.0%

Relative Strength vs benchmarkLagging-54.1%

Relative strength directionWeakening-13.5%

Price momentumNegative-35.5%

Volume balanceSupply-led0.27×

Beyond the current label

Is the structure strengthening or losing force?

Direction and energy measure different things

Direction shows the upward or downward lean. Energy shows the force behind the structural move: high energy can accompany a strong decline as well as an advance.

Direction

-78 / ±100

-5.2 points since 2026-08-21

Energy

92 /100

+28.7 points since 2026-08-21

Recent change compares the latest reading with four observations earlier. Missing readings remain unavailable. Use the chart values above to inspect individual observations.

QFIN Directional State ↗ QFIN Momentum Intelligence ↗

Comparative structural evidence

Why this architecture regime won

Every regime is evaluated

Balance9

Rotation Up8

Upward Expansion22

Deceleration37

Rotation Down86

Downward Expansion100

The winning regime is the state most consistent with the complete SM evidence set. Direction, energy, maturity and confidence describe different aspects of the current structure, while contradictory evidence remains visible rather than being averaged into false certainty.

Time spent in each state

The context behind today’s regime

2023-09-29 to 2026-09-18 · 156 classified observations out of 156 shown.

Balance 26%Rotation Up 2%Upward Expansion 32%Deceleration 5%Rotation Down 2%Downward Expansion 33%

Recent Trend Architecture ledger

Regime	Recognized	Last observation	Tenure	Move inside regime
Downward Expansion	2026-08-21	2026-09-18	Developing	-26.4%
Balance	2026-07-17	2026-08-14	Developing	-8.5%
Rotation Up	2026-06-26	2026-07-10	New	-16.5%
Balance	2026-06-05	2026-06-19	New	+4.7%
Downward Expansion	2025-08-15	2026-05-29	Extended	-45.3%
Rotation Down	2025-07-25	2025-08-08	New	-5.1%
Upward Expansion	2025-07-11	2025-07-18	New	-1.9%
Balance	2025-04-18	2025-07-04	Developing	+24.2%
Upward Expansion	2024-08-23	2025-04-11	Extended	+48.3%
Deceleration	2024-06-28	2024-08-16	Developing	+24.2%
Upward Expansion	2024-03-22	2024-06-21	Established	+10.5%
Balance	2024-03-01	2024-03-15	New	+15.2%
Downward Expansion	2024-02-09	2024-02-23	New	+10.6%
Balance	2023-10-13	2024-02-02	Established	-15.5%

Classic Stage Analysis comparison

Stage 1 · Basing53

Stage 2 · Advancing0

Stage 3 · Distribution17

Stage 4 · Declining100

Legacy result: Stage 4 · Stage 4B · Declining. It remains visible while the experimental architecture is validated rather than being silently discarded.

Leadership versus QQQ

Is relative performance confirming the geometry?

Confirmation, not classification

Relative Strength

The security is compared with its market benchmark on the SM scale. Above zero indicates relative leadership; direction shows whether that leadership is improving or weakening.

Confirmation evidence

Lagging benchmark

Architecture confirmation: 99/100
Current Relative Strength: -54.05
Relative Strength direction: Weakening
Price momentum: -35.5%
Excess performance vs benchmark: -59.5%
Financial Services regime cohort: 73th percentile60 in cohort

Test QFIN trend persistence

Participation and structure

Is demand confirming the architecture?

Volume cannot overrule geometry

Relative volume1.11×

Latest completed volume relative to typical participation.

Up/down volume0.27×

Participation balance between advancing and declining observations.

Accumulation / distribution1 / 3

Recent participation evidence classified by demand and supply.

Activity alignment+0.0%

Current positive alignment across Activity and Trend.

Fast/slow rotationWeakening

Current relationship between Fast Activity and Slow Activity.

Structure stability+25.0%

Whether recent Activity evidence is stable or remains in balance.

Weekly volume with architecture context

Bars show completed weekly volume; the dashed line provides typical-volume context. Both measures use the same scale.

Explore QFIN Volume & Price ↗

Decision architecture

References that would change the structural read

Evidence levels, not orders

Fast Activity USD 8.52falling

Slow Activity USD 12.18falling

Trend Reference USD 12.73-36.5% close margin

Current Fair Value USD 21.92-63.1% close margin

Structural low USD 7.93shock / repair context

What changes the read?

Fan contraction and a persistent upward fast/slow rotation are required before the declining structure is considered repaired.

Range context +15.6%

Annualized volatility +71.6%

From structural high -73.8%

From structural low +2.1%

Point-in-time evidence

What followed this architecture in this market?

Descriptive history, never a forecast

Historical comparisons use only the structural read that would have been available at each completed observation. Independent observations are used where possible, with benchmark comparison beginning after each recognized state.

Outcome horizon	Samples	Median move	Positive periods	Directional follow-through	Median excess vs QQQ	Regime survived	Read
Near term	27	-4.8%-26.4% to +47.0%	+40.7%	+59.3%	-4.4%	+74.1%	Usable descriptive sample
Intermediate	11	-8.9%-30.7% to +144.6%	+36.4%	+63.6%	-12.2%	+36.4%	Usable descriptive sample
Extended	7	-13.4%-50.0% to +76.6%	+28.6%	+71.4%	-13.9%	+28.6%	Usable descriptive sample
Full cycle	4	+10.1%-60.4% to +226.6%	+50.0%	+50.0%	+9.4%	+0.0%	Too little matched history

Evidence framework

What the analysis measures and where its limits lie

Trend Architecture

Trend Architecture brings Price, Fast Activity, Slow Activity and Trend into one structural read. It identifies balance, rotation, expansion, deceleration and contraction while requiring persistent evidence for confirmed regime changes.

Evidence roles

Trend, Activity, relative strength, volume and Fair Value each have a defined role in the SM evidence framework. No single reading is treated as sufficient on its own, and conflicting evidence remains visible.

Fair Value and RS

Current Fair Value provides a long-term price anchor and shows whether price is trading above, below or repairing toward that reference. Relative Strength compares the security with its benchmark and shows whether leadership is improving or weakening.

Known limitations

Weekly structure recognizes conditions after they develop. Event gaps can bypass smooth transitions, sideways markets can rotate repeatedly, and historical samples for a particular regime can be thin.

Independent market research for education. Not investment advice, a recommendation, a forecast, a target, or an execution instruction. Historical regime behaviour does not establish what happens next.

QFIN Stage Analysis

What the Activity Line geometry says now

The weekly architecture is expanding downward.

Weekly close, Activity, Trend and Fair Value

Is the structure strengthening or losing force?

Direction

Energy

Why this architecture regime won

The context behind today’s regime

Is relative performance confirming the geometry?

Relative Strength

Lagging benchmark

Is demand confirming the architecture?

Weekly volume with architecture context

References that would change the structural read

What followed this architecture in this market?

What the analysis measures and where its limits lie

Trend Architecture

Evidence roles

Fair Value and RS

Known limitations

Send a message

Evidence context

What the Activity Line geometry says now

The weekly architecture is expanding downward.

Weekly close, Activity, Trend and Fair Value

Is the structure strengthening or losing force?

Direction

Energy

Why this architecture regime won

The context behind today’s regime

Is relative performance confirming the geometry?

Relative Strength ?

Lagging benchmark

Is demand confirming the architecture?

Weekly volume with architecture context

References that would change the structural read

What followed this architecture in this market?

Test the structure from another angle

Trend Persistence ↗

Directional State ↗

Momentum Intelligence ↗

Volume & Price ↗

Similar Charts ↗

RMI Reversal Map ↗

What the analysis measures and where its limits lie

Trend Architecture

Evidence roles

Fair Value and RS

Known limitations

Relative Strength

Trend Persistence

Directional State

Momentum Intelligence

Volume & Price

Similar Charts

RMI Reversal Map