Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/
TFC
Truist Financial CorpSnapshot 2026-07-26 · 0.6w · Fresh
Strategy Eligibility
9 of 23 passing
★
OS Composite
OS 0.860
↗
Trending Value
✗
◆
Quality × Value
QV 0.739
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 10.8
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
F8
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
9.6%
💰
High Yield
Div 4.0%
🚀
Momentum Leaders
12-1 16%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 24%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
70.0%ile
P/E
10.8×
P/S
2.1×
P/B
1.0×
E/P
0.0511
FCF Yield
0.043
EBITDA/EV
0.055
SH Yield
0.096
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
26.00000000
/100 — 1=cheapest
VC2 (Trending Value)
19.00000000
/100
VC3 (Buyback)
22.00000000
/100
P/E of 10.8x places this firmly in deep value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
78.0%ile
ROE
0.091
ROA
0.011
Net Margin
0.191
Op Margin
0.223
GPA
0.035
D/E
7.67
Current
0.18
F-Score
8/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.003
Earn Growth
0.119
Stability
0.084
lower=better
Accruals
0.000
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.67 — returns are being amplified by debt. F-Score of 8/9 indicates strong fundamental improvement across multiple dimensions.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
68.0%ile
6M Return
6.6%
12M Return
18.5%
12-1 Mom
15.6%
Risk-Adj
0.64
Vol 252d
24.2%
Vol 60d
56.0%
↑ Expanding
Max DD 12M
-20.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (56%) is expanding vs long-term (24%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.86
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
29.3%
Sector Quality %ile
63.3%
P/E z-score
-0.23
P/B z-score
-0.07
Sector Avg OS
85.1%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (70th) and quality (78th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Piotroski + Value Convergence
F-Score 8/9 with good value (70th). Strong fundamental improvement in a cheap stock.
Volatility Expanding
60-day vol (56%) significantly exceeds 252-day (24%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
67.8% avg (7 factors)
Quality
D
32.1% avg (8 factors)
Momentum
C
48.7% avg (4 factors)
Risk
A
76.3% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.860 | —8 | — | |
| Value %ile | 0.700 | —1 | — | |
| Quality %ile | 0.780 | —8 | — | |
| Momentum %ile | 0.680 | —0 | — | |
| F-Score | 8.000 | —8 | — | |
| Confidence | 1.000 | —8 | — | |
| Volatility | 0.242 | —0 | — |
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
10.83
Earnings Yield (E/P)
0.0511
Price / Sales
2.07
Price / Book
0.99
Price / Cash Flow
11.02
FCF Yield
4.3%
EBITDA / EV
5.5%
Sales Yield (1/P·S)
0.2290
Shareholder Yield
Div + net buyback / mktcap
9.6%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
9.1%
Return on Assets
1.1%
Net Margin
19.1%
Operating Margin
22.3%
Gross Profit / Assets
Novy-Marx GPA
3.5%
Debt / Equity
7.67
Current Ratio
0.18
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.000
MomentumPrice trend strength over different horizons
6M Return
6.6%
12M Return
18.5%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
15.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.64
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
0.3%
Earnings Growth (YoY)
11.9%
Earnings Stability (CV)
Lower = more stable
0.084
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
8
Dividend Yield
4.0%
Buyback Yield
5.5%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
26
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
19
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
22
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity