Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/2f3fab05-a054-4848-8633-3f7b51baef0d/

NBS

Nationwide Building Society
Chart
£129.00
Latest Week 2026-06-05
Financial ServicesBanks - RegionalSMALL
Snapshot 2026-06-07 · 0.0w · Fresh
0.65
OS Score
91.0%
Value
10.0%
Quality
31.0%
Momentum
#38.00000000
TV Rank
3/9
F-Score
0.302
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
#38.00000000
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
VC2 3.00000000
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
8.0%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
0.5×
P/S
0.2×
P/B
0.1×
E/P
1.9579
FCF Yield
-0.361
SH Yield
0.080
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
5.00000000
/100 — 1=cheapest
VC2 (Trending Value)
3.00000000
/100
VC3 (Buyback)
3.00000000
/100
P/E of 0.5x places this firmly in deep value territory. Negative FCF yield (-36.1%) — the business is currently cash-consumptive. VC2 score of 3.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
10.0%ile
ROE
0.112
ROA
0.006
Net Margin
0.444
F-Score
3/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.094
Earn Growth
0.772
Accruals
0.027
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
31.0%ile
6M Return
-1.1%
12M Return
-1.5%
12-1 Mom
-1.1%
Risk-Adj
-0.35
Vol 252d
3.2%
Vol 60d
7.8%
↑ Expanding
Max DD 12M
-3.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (8%) is expanding vs long-term (3%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.65
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 186 peers
Sector Value %ile
93.0%
Sector Quality %ile
9.6%
P/E z-score
-1.17
P/B z-score
-0.11
Sector Avg OS
58.3%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
VTAS Volta Finance Limited 98.0% 87.0% 80.0% 99.0%
FSG Foresight Group Holdings Limited 98.0% 99.0% 99.0% 69.0%
STAN Standard Chartered PLC 97.0% 91.0% 74.0% 90.0%
BGEO Lion Finance Group PLC 97.0% 96.0% 68.0% 88.0%
STB Secure Trust Bank PLC 97.0% 90.0% 73.0% 92.0%
CRE Conduit Holdings Limited 97.0% 96.0% 84.0% 73.0%
DFCH Distribution Finance Capital Holdings plc 96.0% 92.0% 71.0% 86.0%
BPM B.P. Marsh & Partners PLC 96.0% 87.0% 86.0% 72.0%
Factor Interactions
Cheap for a Reason?
Looks cheap (91th value) but weak quality (10th). Classic value trap risk.
Volatility Expanding
60-day vol (8%) significantly exceeds 252-day (3%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
83.3% avg (6 factors)
Quality
C
46.1% avg (4 factors)
Momentum
F
28.9% avg (4 factors)
Risk
A
100.0% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.650—0—
Value %ile0.910—1—
Quality %ile0.100—1—
Momentum %ile0.310—0—
F-Score3.000—1—
Confidence0.523—0—
Volatility0.032—1—
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
0.51
Earnings Yield (E/P)
1.9579
Price / Sales
0.23
Price / Book
0.06
FCF Yield
-36.1%
Sales Yield (1/P·S)
0.2248
Shareholder Yield
Div + net buyback / mktcap
8.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
11.2%
Return on Assets
0.6%
Net Margin
44.4%
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.027
MomentumPrice trend strength over different horizons
6M Return
-1.1%
12M Return
-1.5%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-1.1%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.35
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
9.4%
Earnings Growth (YoY)
77.2%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
3
Dividend Yield
8.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
5
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
3
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
3
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
38
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity