Evidence in favour
- 48 distinct acquisition events survive duplicate and security-type controls.
- Participation spans 15 named insiders rather than one filing source.
Company insider dossier
Credit Acceptance Corporation insider intelligence
CACC filings assessed for conviction, transaction quality, insider breadth, clustering, freshness, and price confirmation.
43/100
Distribution bias
84/100 confidence- Exchange
- NASDAQ
- Sector
- Financial Services
- Industry
- Credit Services
- Latest evidence
- 16 Jul 2026
Investment committee read
Distribution bias
Priced common-share disposals are concentrated enough to warrant review, but they are not treated as a standalone bearish forecast.
Demand a stronger confirmation barDecision risks
- Qualifying disposal events outnumber acquisitions, although disposals receive a lower directional weight.
- The latest qualifying filing is more than 30 days old.
Price confirmation map
Weekly price with common-share events
Acquisitions and disposals are aligned to the nearest completed weekly bar.
Mar 2025Sep 2026
Weekly closeCommon-share acquisitionCommon-share disposal
Market confirmation
Price and trend context
- Latest close
- 604.24 USD
- One-week move
- -0.1%
- Four-week move
- +2.9%
- Fair-value gap
- +21.0%
- Trend signal
- Active
- Relative strength
- 7.2
Directional balance
Controlled event mix
19.7%acquisition
- Acquisition events
- 48
- Disposal events
- 196
- Net value
- -$44.1M
Cadence
Twelve-week filing pressure
Volume shows attention. Controlled events determine direction.
2129 Jun
006 Jul
313 Jul
020 Jul
027 Jul
003 Aug
010 Aug
017 Aug
024 Aug
031 Aug
007 Sep
014 Sep
Named participants
Insider conviction by person
LUM, JONATHANChief Operating Officer658 events
BOOTH, KENNETHDirector6413 events
FLANAGAN, GLENDA JDirector500 events
QUINN, SEAN EDWARDDirector500 events
SCHUMANN, STEFFENChief Business Officer500 events
TRYFOROS, THOMAS NDirector500 events
VASSALLUZZO, SCOTT JDirector, 10% Owner, Member of Section 13(d) Group500 events
MARTIN, JAY DChief Financial Officer4647 events
KERBER, ERIN JChief Legal Officer4471 events
ELLIOTT, NICHOLAS JChief Transformation Officer4358 events
RUMMLER, WENDY AChief People Officer3919 events
PRESCOTT, GENERAL PARTNERS LLC10% Owner, Member of Section 13(d) Group281 events
Evidence quality
Security and transaction context
Role architecture
Who is participating
Transaction evidence
Auditable CACC filing ledger
Showing 1 to 30 of 311.
WATSON, JILL FOSS10% Owner
DisposalCommon equity
977 sharesCommon Stock
$625.4KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
457 sharesCommon Stock
$293.1KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
2 sharesCommon Stock
$1.3KDirectional evidence
PRESCOTT, GENERAL PARTNERS LLC10% Owner, Member of Section 13(d) Group
DisposalCommon equity
9891 sharesCommon Stock
$6.5MDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
1503 sharesCommon Stock
$976.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
1203 sharesCommon Stock
$782.7KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
1130 sharesCommon Stock
$732.6KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
1037 sharesCommon Stock
$675.9KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
869 sharesCommon Stock
$569.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
813 sharesCommon Stock
$539.9KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
819 sharesCommon Stock
$535.5KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
689 sharesCommon Stock
$450.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
562 sharesCommon Stock
$366.4KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
503 sharesCommon Stock
$333.6KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
447 sharesCommon Stock
$291.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
413 sharesCommon Stock
$268.4KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
181 sharesCommon Stock
$119.8KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
184 sharesCommon Stock
$119.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
175 sharesCommon Stock
$115.0KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
156 sharesCommon Stock
$102.8KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
102 sharesCommon Stock
$66.6KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
81 sharesCommon Stock
$53.9KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
80 sharesCommon Stock
$53.3KDirectional evidence
WATSON, JILL FOSS10% Owner
DisposalCommon equity
53 sharesCommon Stock
$34.4KDirectional evidence
ELLIOTT, NICHOLAS JChief Transformation Officer
DisposalOptions and derivatives
2306 sharesEmployee Stock Option (right to buy)
Not reportedContext evidence
KERBER, ERIN JChief Legal Officer
DisposalOptions and derivatives
2417 sharesEmployee Stock Option (right to buy)
Not reportedContext evidence
KERBER, ERIN JChief Legal Officer
DisposalOptions and derivatives
3303 sharesEmployee Stock Option (right to buy)
Not reportedContext evidence
KERBER, ERIN JChief Legal Officer
AcquisitionCommon equity
3303 sharesCommon Stock
$1.5MDirectional evidence
KERBER, ERIN JChief Legal Officer
AcquisitionCommon equity
2417 sharesCommon Stock
$807.1KDirectional evidence
KERBER, ERIN JChief Legal Officer
DisposalCommon equity
1269 sharesCommon Stock
$798.1KDirectional evidence
Reading the dossier
Direction and confidence are separate
Conviction
The 0 to 100 score classifies deduplicated priced common-share evidence. Fifty is balanced or non-directional.
Confidence
Confidence rises with controlled event depth, named-insider breadth, fresh evidence, normalized values, and a longer observation span.
Disposals
Selling is not treated as the mirror image of buying. It carries less directional weight because taxes, diversification, compensation, and planned transactions can all create sales.
Price confirmation
The market chart tests whether the filing thesis is being confirmed or rejected by price, fair-value position, relative strength, and the current trend state.
Independent market research for education. This classification is not investment advice, a recommendation, a forecast, or an execution instruction.