Industry ownership intelligence

Credit Services insider conviction

Executive and director activity assessed across 33 companies for breadth, transaction quality, clustering, freshness, and directional conviction.

Market dashboardFinancial Services sectorCompany signalsFiling ledgerData API
51/100

Balanced insider tape

95/100 confidence
Level
Industry
Evidence window
Latest 90 days
Named insiders
211
Latest evidence
10 Sep 2026

Capital positioning read

Balanced insider tape

Acquisition and disposal evidence is mixed after low-information compensation and derivative activity is separated out.

Wait for clearer clustering

Evidence in favour

  • 103 distinct acquisition events survive duplicate and security-type controls.
  • Participation spans 211 named insiders rather than one filing source.
  • The latest qualifying evidence is fresh, dated 10 Sep 2026.

Decision risks

  • Qualifying disposal events outnumber acquisitions, although disposals receive a lower directional weight.
Conviction51Balanced insider tape
Confidence95Deep evidence
Controlled events426directional common-share events
Company breadth33represented companies
Acquisition value$54.1Mnormalized amount
Disposal value$280.0Mnormalized amount

Flow regime

Twelve-week filing pressure

Shows the cadence and balance of the full filing tape.

13829 Jun
906 Jul
3413 Jul
520 Jul
3227 Jul
8903 Aug
5510 Aug
7617 Aug
7724 Aug
12231 Aug
1407 Sep
014 Sep
AcquisitionsDisposalsScore 51 · Confidence 95

Relative positioning

Industry peer map

Current score with confidence.

Banks - DiversifiedConviction accumulation7078 confidence Insurance - DiversifiedAccumulation bias6775 confidence Insurance - Property & CasualtyAccumulation bias5894 confidence Mortgage FinanceAccumulation bias5880 confidence Banks - RegionalAccumulation bias5795 confidence Insurance BrokersBalanced insider tape5487 confidence Asset ManagementBalanced insider tape5394 confidence Credit ServicesBalanced insider tape5195 confidence Insurance - ReinsuranceBalanced insider tape4978 confidence Insurance - LifeBalanced insider tape4896 confidence Insurance - SpecialtyBalanced insider tape4491 confidence Financial ConglomeratesDistribution bias4375 confidence Capital MarketsDistribution bias4294 confidence Financial Data & Stock ExchangesConcentrated distribution2993 confidence

Directional balance

Controlled event mix

24.2%acquisition
Acquisition events
103
Disposal events
323
Net value
-$226.0M

Evidence quality

What the filings represent

Common equity549
Equity compensation89
Options and derivatives77
Other securities30

Decision makers

Role participation

Other executive372
Director146
Other or unspecified69
CEO and chair67
Finance leadership46
Large holder45

Quality controls

Evidence usability

Normalized values
65%
Priced common share
61%
Named insiders
211
Controlled events
426

Auditable evidence

Latest Credit Services filings

Showing 1 to 30 of 745.

PRAAPRA Group Inc
WEAVER, LANCE LDirector
DisposalCommon equity
Not reportedContext evidence
PRAAPRA Group Inc
WEAVER, LANCE LDirector
DisposalCommon equity
Not reportedContext evidence
UPSTUpstart Holdings Inc
GU, PAULDirector, Chief Executive Officer
AcquisitionCommon equity
$1.3MDirectional evidence
OPFIOppFi Inc
SCHWARTZ, TODD G.Director, Chief Executive Officer, 10% Owner
AcquisitionCommon equity
$25.3KDirectional evidence
VVisa Inc. Class A
ROTTENBERG, JULIE BGENERAL COUNSEL
DisposalOptions and derivatives
Not reportedContext evidence
VVisa Inc. Class A
ROTTENBERG, JULIE BGENERAL COUNSEL
DisposalCommon equity
$687.7KDirectional evidence
VVisa Inc. Class A
ROTTENBERG, JULIE BGENERAL COUNSEL
AcquisitionCommon equity
$251.6KDirectional evidence
OPFIOppFi Inc
SCHWARTZ, TODD G.Director, Chief Executive Officer, 10% Owner
AcquisitionCommon equity
$26.2KDirectional evidence
UPSTUpstart Holdings Inc
DATTA, SANJAYPresident, Capital& Enterprise
DisposalOptions and derivatives
Not reportedContext evidence
UPSTUpstart Holdings Inc
DATTA, SANJAYPresident, Capital& Enterprise
DisposalCommon equity
$3.2MDirectional evidence
UPSTUpstart Holdings Inc
DATTA, SANJAYPresident, Capital& Enterprise
AcquisitionCommon equity
$405.0KDirectional evidence
FOAFinance of America Companies Inc
PRAHM, JEREMYChief Investment Officer
DisposalCommon equity
$100.9KDirectional evidence
WUWestern Union Co
HAWKSWORTH, BENJAMIN SCOTTChief Operating Officer
DisposalCommon equity
$60.0KDirectional evidence
OPFIOppFi Inc
SCHWARTZ, TODD G.Director, Chief Executive Officer, 10% Owner
AcquisitionCommon equity
$25.7KDirectional evidence
AFRMAffirm Holdings Inc
JIYANE, SIPHELELEChief Accounting Officer
DisposalCommon equity
$1.8MDirectional evidence
OPFIOppFi Inc
SCHWARTZ, TODD G.Director, Chief Executive Officer, 10% Owner
AcquisitionCommon equity
$25.7KDirectional evidence
AFRMAffirm Holdings Inc
ADKINS, KATHERINEChief Legal Officer
DisposalOptions and derivatives
Not reportedContext evidence
AFRMAffirm Holdings Inc
ADKINS, KATHERINEChief Legal Officer
DisposalOptions and derivatives
Not reportedContext evidence
FCFSFirstCash Inc
GRAVES, JAMES HDirector
DisposalCommon equity
Not reportedContext evidence
AFRMAffirm Holdings Inc
ADKINS, KATHERINEChief Legal Officer
DisposalCommon equity
$3.1MDirectional evidence
AFRMAffirm Holdings Inc
ADKINS, KATHERINEChief Legal Officer
AcquisitionCommon equity
$870.0KDirectional evidence
FCFSFirstCash Inc
GRAVES, JAMES HDirector
DisposalCommon equity
$829.5KDirectional evidence
PYPLPayPal Holdings Inc
KELLER, FRANKPres., Checkout Sol. & PayPal
DisposalCommon equity
$132.7KDirectional evidence
AFRMAffirm Holdings Inc
ADKINS, KATHERINEChief Legal Officer
AcquisitionCommon equity
$98.2KDirectional evidence
PYPLPayPal Holdings Inc
KEREERE, SUZANPresident, Global Markets
DisposalCommon equity
$72.8KDirectional evidence
PYPLPayPal Holdings Inc
KELLER, FRANKPres., Checkout Sol. & PayPal
DisposalCommon equity
$67.2KDirectional evidence
PYPLPayPal Holdings Inc
KEREERE, SUZANPresident, Global Markets
DisposalCommon equity
$60.0KDirectional evidence
PYPLPayPal Holdings Inc
KELLER, FRANKPres., Checkout Sol. & PayPal
DisposalCommon equity
$55.7KDirectional evidence
PYPLPayPal Holdings Inc
KEREERE, SUZANPresident, Global Markets
DisposalCommon equity
$55.5KDirectional evidence
PYPLPayPal Holdings Inc
NATALI, CHRISSVP, Chief Accounting Officer
DisposalCommon equity
$30.2KDirectional evidence

Group-level method

Breadth before headline value

Company breadth

A sector or industry score must be supported across companies. One very large filing cannot manufacture broad conviction.

Economic duplicates

Matching company, date, side, security class, share count, and value records are consolidated for the directional calculation.

Evidence hierarchy

Priced common-share activity determines direction. Compensation and derivative records are mapped separately so ownership mechanics remain visible.

Positioning use

The score identifies where insider alignment merits research or where disposal concentration needs review. Price, trend, valuation, and portfolio risk still decide positioning.

Independent market research for education. This classification is not investment advice, a recommendation, a forecast, or an execution instruction.

Evidence context